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1 Month, Fixed Interest Home Loan For Hiedi In Ohio

$2000 Home Loan – Celina Ohio, Credit Score Of 575

  • Experian: 593 – This individual had a fair Experian score
  • Transunion: 560 – Hiedi had a fair credit score with Transunion.
  • Equifax: Hiedi’s Experian score was 575, which is a fair credit rating on the Experian rating scheme.

7 Months Ago, Hiedi Attempted Finding a High Risk Loan for $20,000.00, and it was Easy

It is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Hiedi. Hiedi chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Individuals with credit ratings as low as 421 can inquire for a high risk loan and may be be accepted.

Hiedi’s Overall FICO score at the time of acceptance for a home loan, taking into account their customer service representative job and their future career as a purchasing agent

Fico Score: 575

Signature Loan easily acquired in Celina, Ohio for $2000 with fair credit by Hiedi

Many borrowers struggle with obtaining signature loans in Celina, Ohio, and Hiedi is no different. Hiedi went to 7 lending institutions or more prior to settling on Union Savings and Loan Company, who offered Hiedi a signature loan for $2000. Typical signature loans simply need a client, like Hiedi’s signature to obtain them, up to $41,000 in some cases. Hiedi was able to get $2000 as a home loan, which is very high for a home loan. Since signature loans don’t need collateral, these loans generally require improved credit, as high as 769

When Hiedi was 20, they tried to obtain a student loan from 4 alternate lenders, which damaged their credit rating. Below is a chronology of Hiedi’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on September 30, 2012
  • Attempt 2) Loan for $33,000.00 on July 11, 2010
  • Attempt 3) Loan for $21,000.00 on April 16, 2013
  • Attempt 4) Loan for $21,000.00 on August 11, 2011

Hiedi has a disappointing current total income, but has a high number of prospects

Hiedi has always wanted to be a purchasing agent, but would have to attend Hillcrest Medical Center again to achieve it. Hiedi has other prospects as well, including personnel assistant, administrative law judge, and bus driver, which pay $53,000 through to $96,000 per year, at least. Because of this, we believe that Hiedi can pay for this home loan of $2000.

Client Profile: Hiedi Curlee of Celina, Ohio
  • Full name (Changed if requested): Hiedi Curlee
  • Current Credit: loans.hit.utils.Fico@53bd815b
  • Current City: Celina
  • State: Ohio
  • Zip code: 45825
  • Yearly income: $39,000
  • Current Job: customer service representative
  • Current County: Mercer
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Contact Details for Union Savings and Loan Company, the provider of this home loan

  • Union Savings and Loan Company
  • City: Celina
  • State: Ohio
  • Address: 108 West Market Street
  • County: Mercer
  • Zip code: 45822

Hiedi’s Transunion score was changed by the home loan loan, changing to 560 from 575, which is typical in our experience.

Transunion Score: 560

Multiple other requests for credit have been made by Hiedi in the past, including one from Security Bank of DuPage in Celina, Ohio before Hiedi was approved for the $2000 by Union Savings and Loan Company

Hiedi made 8 previous attempts to obtain a home loan, 2 of which were with Security Bank of DuPage, a lending institution in Celina, Ohio known to specialize in home loans specifically. Prior to finding Union Savings and Loan Company, Hiedi was very concerned due to their inexperience and fair credit score.

Hiedi was declined by The Fifth Third Bank 7 times before being approved by Union Savings and Loan Company at 108 West Market Street

On May 29, 2012, Hiedi applied about borrowing $1,000 from The Vinton Banking Company with Isabelle, their friend from just outside Celina, and even with the co-signer, Hiedi was rejected for this home loan. With fair credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Before applying for this home loan, Hiedi had an Experian score of 593, which is fair, so Union Savings and Loan Company probably cannot provide Hiedi a home loan

Experian Score: 593

Installment loan for Hiedi, a graduate of Hillcrest Medical Center and a customer service representative working for over $78,000 per year

Hiedi, an alumnus at Hillcrest Medical Center and a customer service representative in Celina, Ohio needs a home loan to purchase a car. Hiedi has instead decided to obtain an installment loan for $16,000 and is at present seeking lenders like PNC Bank, Ohio, National Association to provide it.

Personal Loan for a customer service representative named Hiedi in Celina, Ohio to Pay Off Arvest Premier Visa Purchasing Card

Hiedi had a tonne of credit card debt on their Alabama Central Credit Union MasterCard and their Gap Credit Card, and they were starting to get in over their heads. Despite Hiedi’s job as a customer service representative, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Previous requests on Hiedi’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$95160.00 8 11.5% $1520.6 The Vinton Banking Company October 30, 2011
$95210.00 3 8.7% $3014.38 The Ohio Valley Bank Company March 2, 2014
$95280.00 4 10.7% $2448.7 The Citizens Bank October 24, 2014
$94880.00 10 5.4% $1025.0 The Peoples Bank January 17, 2015
$94710.00 4 6.8% $2259.17 The Freeport State Bank March 16, 2015

Paraphrased and Standardized Quote from Hiedi for this home loan of $2000, provided by Union Savings and Loan Company

Hello, I am Hiedi and I’m from Celina in Ohio. Mercer, county is where I grew up, and now I need a home loan in Ohio for $2000 to buy a big ticket item. It has been difficult, but Union Savings and Loan Company really came through for me with this loan for 5.3% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to Union Savings and Loan Company for giving me a chance and my fair credit. It look me 9 years to build my credit to 575, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Fast Loans for Hiedi in Celina, Ohio to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Celina, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Hiedi. Hiedi was able to find a fast loan for $2000 from National City Bank, Northeast and Minster Bank, but declined both offers in favor of their home loan from Union Savings and Loan Company. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a borrower is in a pinch.

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $30,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Hiedi needed a debt consolidation loan to pay for their existing home loan and their payday loan. Hiedi was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.

Conclusion of Hiedi’s home loan

In the end, Hiedi was able to find a home loan for $2000 with an interest rate of 8.2% interest APR from Union Savings and Loan Company in Celina, Ohio repayable over 1 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.