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$3000 High Risk Loan In Brookfield Wisconsin With Credit Score 322 For Alyson

$3000 High Risk Loan – Brookfield Wisconsin, Credit Rating Of 322

  • Experian: 340 – The client had a terrible Experian score
  • Transunion: 303 – Alyson had a terrible credit score with Transunion.
  • Equifax: Alyson’s Experian score was 322, which is a terrible credit score on the Experian rating scheme.
Client Profile: Alyson Casivant of Brookfield, Wisconsin
  • Full name (Changed if requested): Alyson Casivant
  • Current Credit: loans.hit.utils.Fico@312b1dae
  • Current City: Brookfield
  • State: Wisconsin
  • Zip code: 53049
  • Yearly income: $62,000
  • Current Job: peace corps worker
  • Current County: Waukesha
  • Goal Yearly Income: $121,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Signature Loan acquired in Brookfield, Wisconsin for $3000 with terrible credit by Alyson

A lot of prospective borrowers have difficulty with finding signature loans in Brookfield, Wisconsin, and Alyson is no exception. Alyson went to 7 lenders or more before settling on First Wisconsin Bank and Trust Company, who offered Alyson a signature loan for $3000. Most signature loans simply require a client, like Alyson’s signature to obtain them, up to $35,000 in some cases. Alyson was able to get $3000 as a high risk loan, which is very high for a high risk loan. Because signature loans don’t need collateral, they generally require higher credit, as high as 712

Alyson’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their peace corps worker job and their future career as a job analyst

Fico Score: 322

Contact Details for First Wisconsin Bank and Trust Company, the provider of this high risk loan

  • First Wisconsin Bank and Trust Company
  • City: Brookfield
  • State: Wisconsin
  • Address: 175 North Patrick Boulevard
  • County: Waukesha
  • Zip code: 53045

Alyson was rejected by Kilbourn State Bank 7 times prior to being accepted by First Wisconsin Bank and Trust Company at 175 North Patrick Boulevard

On September 25, 2010, Alyson inquired about borrowing $44,000 from Marine Tobacco Exchange Bank with Racheal, their in law from just outside Brookfield, and even with the co-signer, Alyson was rejected for this high risk loan. With terrible credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $28,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Alyson required a debt consolidation loan to pay for their existing high risk loan and their credit card. Alyson was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.

Fast Loans for Alyson in Brookfield, Wisconsin to prevent bankruptcy or harm from debt collectors.

Fast loans in Brookfield, Wisconsin aren’t actually that difficult to obtain, particularly if you have some finesse like Alyson. Alyson was able to find a fast loan for $3000 from Wisconsin Marine Bank and The Bank of Brodhead, but turned down both offers in favor of their high risk loan from First Wisconsin Bank and Trust Company. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement in the case that a borrower is on the go.

7 Months Ago, Alyson Attempted Finding a High Risk Loan for $47,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Alyson. Alyson chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Borrowers with credit scores as low as 588 can inquire for a high risk loan and possibly can be accepted.

Paraphrased and Standardized Quote from Alyson for this high risk loan of $3000, provided by First Wisconsin Bank and Trust Company

Hello, I am Alyson and I’m from Brookfield in Wisconsin. Waukesha, county is where I grew up, and now I need a high risk loan in Wisconsin for $3000 to renovate my home. It wasn’t easy, but First Wisconsin Bank and Trust Company really came through for me with this loan for 6.2% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to First Wisconsin Bank and Trust Company for trusting me and my terrible credit. It look me 5 years to create my credit to 322, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Alyson’s Transunion score was changed by the high risk loan loan, changing to 303 from 322, which is typical in our experience.

Transunion Score: 303

Personal Loan for a peace corps worker named Alyson in Brookfield, Wisconsin to Pay Off Los Angeles Dodgers BankAmericard Cash Rewards MasterCard

Alyson had a tonne of credit card debt on their Texas A&M Alumni Credit Card and their Wells Fargo Secured Credit Card, and they were starting to get in over their heads. Despite Alyson’s job as a peace corps worker, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Previous requests on Alyson’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$68350.00 11 9.6% $840.34 M&I Bank of Burlington March 3, 2011
$67890.00 10 11.6% $958.39 M&I Marshall and Ilsley Bank January 9, 2012
$68250.00 8 6.5% $913.61 Continental Bank & Trust Co. January 29, 2012
$68190.00 11 10.6% $877.04 Clare Bank, National Association October 30, 2013
$67830.00 7 7.7% $1047.1 Norwest Bank Wisconsin East Central January 3, 2014

Many past requests for credit have been made by Alyson in the past, including one from Nixa Bank in Brookfield, Wisconsin before Alyson was accepted for the $3000 by First Wisconsin Bank and Trust Company

Alyson made 4 previous attempts to obtain a high risk loan, 2 of which were with Nixa Bank, a lender in Brookfield, Wisconsin known to specialize in high risk loans specifically. Prior to finding First Wisconsin Bank and Trust Company, Alyson was concerned due to their inexperience and terrible credit rating.

Alyson has a disappointing current yearly income, but has several of prospects

Alyson has always wanted to be a job analyst, but would need attend Southwest Minnesota State University again to become one. Alyson has other prospects as well, including warehouse stock clerk, catering administrator, and public relations specialist, which pay $54,000 through to $101,000 per year, on average. Because of this, we think that Alyson can afford this high risk loan of $3000.

Installment loan for Alyson, a graduate of Southwest Minnesota State University and a peace corps worker working for over $63,000 per year

Alyson, an alumnus at Southwest Minnesota State University and a peace corps worker in Brookfield, Wisconsin wants a high risk loan to purchase something frivolous. Alyson has instead decided to get an installment loan for $9,000 and is currently seeking lenders like Red Cedar Bank National Association to provide it.

Before applying for this high risk loan, Alyson had an Experian score of 340, which is terrible, so First Wisconsin Bank and Trust Company probably cannot provide Alyson a high risk loan

Experian Score: 340

When Alyson was 20, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a list of Alyson’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on November 26, 2010
  • Attempt 2) Loan for $29,000.00 on June 30, 2011
  • Attempt 3) Loan for $33,000.00 on March 24, 2013
  • Attempt 4) Loan for $30,000.00 on January 21, 2011
  • Attempt 5) Loan for $37,000.00 on July 9, 2010
  • Attempt 6) Loan for $32,000.00 on June 26, 2009
  • Attempt 7) Loan for $37,000.00 on December 9, 2011

Conclusion of Alyson’s high risk loan

In the end, Alyson was able to find a high risk loan for $3000 with an interest rate of 7.0% interest APR from First Wisconsin Bank and Trust Company in Brookfield, Wisconsin repayable over 13 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.