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Fast Loan For $66000 Near 71165, Louisiana With A Credit Score Of 429

$66000 Fast Loan – Shreveport Louisiana, Credit Rating Of 429

  • Experian: 448 – The client had a bad Experian score
  • Transunion: 411 – Cheryl had a bad credit score with Transunion.
  • Equifax: Cheryl’s Experian score was 429, which is a bad credit rating with the Experian scale.

Cheryl’s Transunion score was altered by the fast loan loan, changing to 411 from 429, which is typical in our experience.

Transunion Score: 411

Many other requests for credit have been made by Cheryl in the past, including one from First Victoria National Bank in Shreveport, Louisiana before Cheryl was approved for the $66000 by The Bank of Commerce

Cheryl made 5 prior attempts to obtain a fast loan, 2 of which were with First Victoria National Bank, a bank in Shreveport, Louisiana known to specialize in fast loans specifically. Before finding The Bank of Commerce, Cheryl was concerned due to their inexperience and bad credit rating.

When Cheryl was 22, they attempted to obtain a student loan from 7 alternate banks, which harmed their credit rating. Below is a chronology of Cheryl’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on October 7, 2009
  • Attempt 2) Loan for $38,000.00 on January 29, 2013
  • Attempt 3) Loan for $37,000.00 on October 6, 2011
  • Attempt 4) Loan for $26,000.00 on June 20, 2011
  • Attempt 5) Loan for $21,000.00 on January 7, 2012
  • Attempt 6) Loan for $38,000.00 on March 24, 2013
  • Attempt 7) Loan for $23,000.00 on January 8, 2012

Contact Details for The Bank of Commerce, the provider of this fast loan

  • The Bank of Commerce
  • City: Shreveport
  • State: Louisiana
  • Address: 500 Travis Street
  • County: Caddo
  • Zip code: 71165

Paraphrased and Standardized Quote from Cheryl for this fast loan of $66000, provided by The Bank of Commerce

Hi, I am Cheryl and my hometown is Shreveport in Louisiana. Caddo, county is where I grew up, and now I need a fast loan in Louisiana for $66000 to buy a car. It wasn’t easy, but The Bank of Commerce really came through for me with this loan for 6.7% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to The Bank of Commerce for giving me a chance and my bad credit. It look me 9 years to build my credit to 429, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $31,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Cheryl needed a debt consolidation loan to pay for their existing fast loan and their credit card. Cheryl was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.0%.

Cheryl has a low current gross income, but has a large amount of prospects

Cheryl has always wanted to be a marine cargo surveyor, but would need attend Rowan-Cabarrus Community College again to become one. Cheryl has other prospects as well, including solid waste disposal administrator, casino floor person, and forest and conservation technician, which pay $51,000 through to $95,000 per year, on average. For this reason, we believe that Cheryl can afford this fast loan of $66000.

Cheryl was not approved by The Highlands Bank 7 times prior to being accepted by The Bank of Commerce at 500 Travis Street

On December 23, 2009, Cheryl inquired about borrowing $5,000 from City National Bank of Baton Rouge with Loreta, their in law from just outside Shreveport, and even with the co-signer, Cheryl was rejected for this fast loan. With bad credit, it can be challenging to procure funding, even with collateral and a co-signer.

Installment loan for Cheryl, a graduate of Rowan-Cabarrus Community College and a communications professor working for over $60,000 per year

Cheryl, an alumnus at Rowan-Cabarrus Community College and a communications professor in Shreveport, Louisiana needs a fast loan to purchase something frivolous. Cheryl has instead decided to get an installment loan for $4,000 and is at present seeking lenders like Alerion Bank to provide it.

Cheryl’s Overall FICO score at the time of acceptance for a fast loan, taking into account their communications professor job and their future career as a marine cargo surveyor

Fico Score: 429

Signature Loan found in Shreveport, Louisiana for $66000 with bad credit by Cheryl

A lot of prospective borrowers struggle with finding signature loans in Shreveport, Louisiana, and Cheryl is no different. Cheryl went to 7 lenders or more before settling on The Bank of Commerce, who offered Cheryl a signature loan for $66000. Most signature loans simply require a client, like Cheryl’s signature to get them, up to $21,000 in some cases. Cheryl was able to get $66000 as a fast loan, which is very high for a fast loan. Since signature loans don’t need a cosigner, they generally require better credit, as high as 707

Fast Loans for Cheryl in Shreveport, Louisiana to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Shreveport, Louisiana aren’t actually that difficult to obtain, especially if you have some finesse like Cheryl. Cheryl was able to find a fast loan for $66000 from The First National Bank of Lafayette and Feliciana Bank & Trust Company, but turned down both offers in favor of their fast loan from The Bank of Commerce. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if you are in a pinch.

8 Months Ago, Cheryl Tried to Find a High Risk Loan for $43,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Cheryl. Cheryl decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit borrowers. Borrowers with credit ratings as low as 379 can apply for a high risk loan and may be be approved.

Client Profile: Cheryl Clouser of Shreveport, Louisiana
  • Full name (Changed if requested): Cheryl Clouser
  • Current Credit: loans.hit.utils.Fico@5fcfe4b2
  • Current City: Shreveport
  • State: Louisiana
  • Zip code: 71173
  • Yearly income: $49,000
  • Current Job: communications professor
  • Current County: Caddo
  • Goal Yearly Income: $92,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Personal Loan for a communications professor named Cheryl in Shreveport, Louisiana to Pay Off KingSize Credit Card

Cheryl had a lot of credit card debt on their Sunoco Rewards Card and their Holland America Line Rewards Visa Card, and they were starting to get in over their heads. Despite Cheryl’s job as a communications professor, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this fast loan, Cheryl had an Experian score of 448, which is bad, so The Bank of Commerce probably cannot provide Cheryl a fast loan

Experian Score: 448

Previous requests on Cheryl’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$128900.00 7 9.1% $2080.43 Bank of Zachary April 15, 2013
$129380.00 5 5.7% $2483.27 Landmark Bank October 26, 2014
$129400.00 8 9.8% $1949.87 Bank of Gonzales March 26, 2015
$129490.00 3 6.5% $3968.74 The Highlands Bank April 30, 2015
$128770.00 4 8.5% $3173.96 Bank of Grand Cane July 18, 2015

Conclusion of Cheryl’s fast loan

In the end, Cheryl was able to find a fast loan for $66000 with an interest rate of 8.8% interest APR from The Bank of Commerce in Shreveport, Louisiana repayable over 5 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.