$123000 Mortgage – Pomona California, Credit Rating Of 830
- Experian: 845 – They had an excellent Experian score
- Transunion: 816 – Andrew had an excellent credit rating with Transunion.
- Equifax: Andrew’s Experian score was 830, which is an excellent credit score with the Experian scale.
Several past requests for credit have been made by Andrew in the past, including one from First New York Bank for Business in Pomona, California before Andrew was accepted for the $123000 by Inland Bank
Andrew made 6 previous tries to obtain a mortgage, 2 of which were with First New York Bank for Business, a lending institution in Pomona, California known to specialize in mortgages specifically. Before finding Inland Bank, Andrew was concerned due to their inexperience and excellent credit rating.
Previous requests on Andrew’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$145360.00||9||6.3%||$1766.8||Santa Monica Bank||August 15, 2010|
|$145170.00||6||11.1%||$2770.62||Farmers and Merchants Bank of Long Beach||April 21, 2011|
|$145490.00||5||11.5%||$3199.7||First Interstate Bank of California||July 27, 2013|
|$145220.00||10||11.5%||$2041.73||Union Bank||January 26, 2014|
|$144840.00||3||8.8%||$4592.4||Citizens Commercial Trust and Savings Bank of Pasadena||February 17, 2015|
Andrew has a sad current total income, but has a large amount of prospects
Andrew has always wanted to be an insurance estate planner, but would need attend Southeastern Oklahoma State University again to become one. Andrew has other possibilities as well, including computer security specialist, mechanical engineering technician, and painter, which pay $56,000 through to $109,000 per year, at least. Because of this, we think that Andrew can pay for this mortgage of $123000.
Fast Loans for Andrew in Pomona, California to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Pomona, California aren’t actually that difficult to obtain, particularly if you have some gumption like Andrew. Andrew was able to find a fast loan for $123000 from The First National Bank of Holtville and Bank of Sonoma County, but declined both offers in favor of their mortgage from Inland Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if you are in a pinch.
Andrew’s Transunion score was altered by the mortgage loan, changing to 816 from 830, which is typical in our experience.
9 Months Ago, Andrew Attempted Finding a High Risk Loan for $49,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Andrew. Andrew chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit scores as low as 409 can apply for a high risk loan and have a chance to be accepted.
- Full name (Changed if requested): Andrew Airington
- Current Credit: loans.hit.utils.Fico@2328c243
- Current City: Pomona
- State: California
- Zip code: 91767
- Yearly income: $63,000
- Current Job: recreation leader
- Current County: Los Angeles
- Goal Yearly Income: $84,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $36,000.00 to $57,000.00. They are normally used to pay off existing high interest loans like credit cards. Andrew needed a debt consolidation loan to pay for their existing mortgage and their payday loan. Andrew was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.8%.
Before applying for this mortgage, Andrew had an Experian score of 845, which is excellent, so Inland Bank likely cannot provide Andrew a mortgage
Contact Details for Inland Bank, the provider of this mortgage
- Inland Bank
- City: Pomona
- State: California
- Address: First And Yale Streets
- County: Los Angeles
- Zip code: 91766
Personal Loan for a recreation leader named Andrew in Pomona, California to Pay Off RBC Bank Visa Signature Black Credit Card
Andrew had a lot of credit card debt on their BancorpSouth Student Visa and their Navy FCU Platinum Credit Card, and they were starting to get in over their heads. Despite Andrew’s job as a recreation leader, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Signature Loan found in Pomona, California for $123000 with excellent credit by Andrew
Many prospective borrowers have difficulty with obtaining signature loans in Pomona, California, and Andrew is not an exception. Andrew went to 5 lending institutions or more prior to finding Inland Bank, who offered Andrew a signature loan for $123000. Typical signature loans simply require a client, like Andrew’s signature to obtain them, up to $20,000 in some cases. Andrew was able to get $123000 as a mortgage, which is very high for a mortgage. Since signature loans don’t require a cosigner, these loans tend to require higher credit, as high as 742
Andrew was not approved by Farmers & Merchants Bank of Central California 5 times before being approved by Inland Bank at First And Yale Streets
On December 8, 2010, Andrew inquired about borrowing $16,000 from Bank of Alex Brown with Dalton, their friend from just outside Pomona, and even with the co-signer, Andrew was rejected for this mortgage. With excellent credit, it can be a challenge to procure financing, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Andrew for this mortgage of $123000, provided by Inland Bank
Hi, I am Andrew and I am from Pomona in California. Los Angeles, county is where I grew up, and now I need a mortgage in California for $123000 to pay bills. It wasn’t easy, but Inland Bank really came through for me with this loan for 7.3% interest APR and a term of 3 years. I can probably repay the loan over the 3 year term, including interest. A big thanks to Inland Bank for giving me a chance and my excellent credit. It look me 4 years to build my credit to 830, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.
When Andrew was 20, they tried to obtain a student loan from 4 alternate banks, which damaged their credit score. Below is a chronology of Andrew’s prior attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on November 21, 2009
- Attempt 2) Loan for $30,000.00 on January 22, 2009
- Attempt 3) Loan for $20,000.00 on October 7, 2011
- Attempt 4) Loan for $22,000.00 on October 8, 2011
Installment loan for Andrew, a graduate of Southeastern Oklahoma State University and a recreation leader working for over $69,000 per year
Andrew, an alumnus at Southeastern Oklahoma State University and a recreation leader in Pomona, California wants a mortgage to purchase something frivolous. Andrew has instead chosen to obtain an installment loan for $27,000 and is at present seeking lenders like First Trust Bank to process their request.
Andrew’s Overall FICO score at the time of acceptance for a mortgage, taking into account their recreation leader job and their future career as an insurance estate planner
Conclusion of Andrew’s mortgage
In the end, Andrew was able to find a mortgage for $123000 with an interest rate of 6.7% interest APR from Inland Bank in Pomona, California repayable over 3 years from now.