$88000 Quick Loan – Affton Missouri, Credit Score Of 779
- Experian: 793 – This individual had an excellent Experian score
- Transunion: 764 – Abigail had an excellent credit rating with Transunion.
- Equifax: Abigail’s Experian score was 779, which is an excellent credit score on the Experian system.
Paraphrased and Standardized Quote from Abigail for this quick loan of $88000, provided by Commerce Bank-South, National Association
Hi, I am Abigail and my hometown is Affton in Missouri. St. Louis, county is where I grew up, and now I need a quick loan in Missouri for $88000 to buy a big ticket item. It has been difficult, but Commerce Bank-South, National Association really came through for me with this loan for 7.3% interest APR and a term of 6 years. I can probably repay the loan over the 6 year term, including interest. A big thanks to Commerce Bank-South, National Association for trusting me and my excellent credit. It look me 6 years to build my credit to 779, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Abigail was declined by Bremen Bank and Trust Company 4 times before being granted funding by Commerce Bank-South, National Association at One Grasso Plaza
On July 14, 2012, Abigail inquired about borrowing $36,000 from Cass Commercial Bank with Nicky, their friend from just outside Affton, and even with the co-signer, Abigail was rejected for this quick loan. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.
Contact Details for Commerce Bank-South, National Association, the provider of this quick loan
- Commerce Bank-South, National Association
- City: Affton
- State: Missouri
- Address: One Grasso Plaza
- County: St. Louis
- Zip code: 63123
Signature Loan easily acquired in Affton, Missouri for $88000 with excellent credit by Abigail
Most prospective borrowers have difficulty with finding signature loans in Affton, Missouri, and Abigail is not an exception. Abigail went to 8 lenders or more before finding Commerce Bank-South, National Association, who offered Abigail a signature loan for $88000. Typical signature loans simply need a client, like Abigail’s signature to get them, up to $45,000 in some cases. Abigail was able to get $88000 as a quick loan, which is very high for a quick loan. Because signature loans do not need a cosigner, they generally require better credit, as high as 767
Fast Loans for Abigail in Affton, Missouri to prevent bankruptcy or harm from debt collectors.
Fast loans in Affton, Missouri aren’t actually that difficult to obtain, especially if you have some finesse like Abigail. Abigail was able to find a fast loan for $88000 from Central Bank and Camden County Bank, but turned down both offers in favor of their quick loan from Commerce Bank-South, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that a borrower is on the go.
Abigail’s Transunion score was changed by the quick loan loan, changing to 764 from 779, which is typical in our experience.
When Abigail was 22, they attempted to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a chronology of Abigail’s previous attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on March 21, 2012
- Attempt 2) Loan for $28,000.00 on February 7, 2010
- Attempt 3) Loan for $37,000.00 on June 14, 2009
- Attempt 4) Loan for $38,000.00 on December 15, 2012
Personal Loan for an animal control worker named Abigail in Affton, Missouri to Pay Off L.L. Bean Visa Card
Abigail had a tonne of credit card debt on their PenFed Defender Visa Signature Card and their Riverview Community Bank Secured Visa Card, and they were starting to get in over their heads. Despite Abigail’s job as an animal control worker, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
9 Months in the Past, Abigail Tried to Find a High Risk Loan for $43,000.00, and it was Hard
There is an ongoing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Abigail. Abigail decided not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 349 can apply for a high risk loan and possibly can be accepted.
Abigail has a very low current yearly income, but has a high number of prospects
Abigail has always wanted to be an insurance policy processing clerk, but would need attend Cardinal Stritch University again to become one. Abigail has other prospects as well, including computer controlled machine tool operator, motion picture director, and disabled students teacher, which pay $56,000 through to $94,000 per year, on average. For this reason, we think that Abigail can pay for this quick loan of $88000.
Abigail’s Overall FICO score at the time of acceptance for a quick loan, taking into account their animal control worker job and their future career as an insurance policy processing clerk
Installment loan for Abigail, a graduate of Cardinal Stritch University and an animal control worker working for over $66,000 per year
Abigail, an alumnus at Cardinal Stritch University and an animal control worker in Affton, Missouri needs a quick loan to purchase a new cell phone. Abigail has instead chosen to obtain an installment loan for $8,000 and is at present seeking lenders like Mercantile Bank of St. Louis National Association to provide it.
- Full name (Changed if requested): Abigail Bogdan
- Current Credit: loans.hit.utils.Fico@77a567e1
- Current City: Affton
- State: Missouri
- Zip code: 63128
- Yearly income: $45,000
- Current Job: animal control worker
- Current County: St. Louis
- Goal Yearly Income: $149,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Previous requests on Abigail’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$139200.00||6||9.1%||$2516.07||Camden County Bank||May 27, 2013|
|$138760.00||11||8.7%||$1636.78||Glasgow Savings Bank||August 1, 2013|
|$139100.00||3||8.7%||$4403.95||Central Bank||September 22, 2013|
|$138660.00||10||9.2%||$1771.53||Midwest BankCentre||May 20, 2014|
|$138810.00||9||5.8%||$1652.82||Commerce Bank of Richmond Heights||January 27, 2015|
Several other requests for credit have been made by Abigail in the past, including one from Free State Bank and Trust Company in Affton, Missouri before Abigail was accepted for the $88000 by Commerce Bank-South, National Association
Abigail made 7 previous tries to obtain a quick loan, 2 of which were with Free State Bank and Trust Company, a lending institution in Affton, Missouri known to specialize in quick loans specifically. Before finding Commerce Bank-South, National Association, Abigail was desperate due to their inexperience and excellent credit rating.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $30,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Abigail required a debt consolidation loan to pay for their existing quick loan and their payday loan. Abigail was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.
Before applying for this quick loan, Abigail had an Experian score of 793, which is excellent, so Commerce Bank-South, National Association likely cannot provide Abigail a quick loan
Conclusion of Abigail’s quick loan
In the end, Abigail was able to find a quick loan for $88000 with an interest rate of 5.8% interest APR from Commerce Bank-South, National Association in Affton, Missouri repayable over 6 years from today.