$129000 Consolidation Loan – Marlborough Massachusetts, Credit Rating Of 683
- Experian: 693 – They had a good Experian rating
- Transunion: 664 – Kristie had a good credit score with Transunion.
- Equifax: Kristie’s Experian score was 683, which is a good credit score using the Experian scale.
Kristie was declined by Bank of New England – Hancock 7 times prior to being granted funding by The First National Bank of Marlboro at 200 Main Street
On January 20, 2013, Kristie applied about borrowing $42,000 from Fleet National Bank with Forrest, their friend from just outside Marlborough, and even with the co-signer, Kristie was rejected for this consolidation loan. With good credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Signature Loan acquired in Marlborough, Massachusetts for $129000 with good credit by Kristie
Many borrowers have difficulty with obtaining signature loans in Marlborough, Massachusetts, and Kristie is the same. Kristie went to 5 lending institutions or more before finding The First National Bank of Marlboro, who offered Kristie a signature loan for $129000. Most signature loans simply need a client, like Kristie’s signature to get them, up to $47,000 in some cases. Kristie was able to get $129000 as a consolidation loan, which is very high for a consolidation loan. Since signature loans don’t require a cosigner, these loans tend to need higher credit, as high as 793
Several previous requests for credit have been made by Kristie in the past, including one from Mark Twain St. Charles County Bank, National Association in Marlborough, Massachusetts before Kristie was accepted for the $129000 by The First National Bank of Marlboro
Kristie made 7 previous attempts to obtain a consolidation loan, 2 of which were with Mark Twain St. Charles County Bank, National Association, a lender in Marlborough, Massachusetts known to specialize in consolidation loans specifically. Prior to finding The First National Bank of Marlboro, Kristie was concerned due to their inexperience and good credit score.
Contact Details for The First National Bank of Marlboro, the provider of this consolidation loan
- The First National Bank of Marlboro
- City: Marlborough
- State: Massachusetts
- Address: 200 Main Street
- County: Middlesex
- Zip code: 1752
Before applying for this consolidation loan, Kristie had an Experian score of 693, which is good, so The First National Bank of Marlboro most likely cannot provide Kristie a consolidation loan
Installment loan for Kristie, a graduate of Moultrie Technical College and a ballistics expert working for over $69,000 per year
Kristie, an alumnus at Moultrie Technical College and a ballistics expert in Marlborough, Massachusetts wants a consolidation loan to purchase a car. Kristie has instead chosen to get an installment loan for $8,000 and is at present seeking lenders like BayBank Middlesex, N. A. to process their request.
- Full name (Changed if requested): Kristie Hanekamp
- Current Credit: loans.hit.utils.Fico@254989ff
- Current City: Marlborough
- State: Massachusetts
- Zip code: 1758
- Yearly income: $62,000
- Current Job: ballistics expert
- Current County: Middlesex
- Goal Yearly Income: $93,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Kristie’s Transunion score was altered by the consolidation loan loan, changing to 664 from 683, which is typical in our experience.
Paraphrased and Standardized Quote from Kristie for this consolidation loan of $129000, provided by The First National Bank of Marlboro
Hello, I am Kristie and I am from Marlborough in Massachusetts. Middlesex, county is where I grew up, and now I need a consolidation loan in Massachusetts for $129000 to buy a car. It wasn’t easy, but The First National Bank of Marlboro really came through for me with this loan for 7.4% interest APR and a term of 17 years. I can repay the loan over the 17 year term, including interest. A big thanks to The First National Bank of Marlboro for giving me a chance and my good credit. It look me 5 years to build my credit to 683, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.
Fast Loans for Kristie in Marlborough, Massachusetts to prevent bankruptcy or harm from debt collectors.
Fast loans in Marlborough, Massachusetts aren’t actually that difficult to obtain, especially if you have some gumption like Kristie. Kristie was able to find a fast loan for $129000 from Shawmut Bank of Franklin County and Attleboro Trust Company, but declined both offers in favor of their consolidation loan from The First National Bank of Marlboro. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a client is in a time sensitive situation.
7 Months Ago, Kristie Attempted to Find a High Risk Loan for $36,000.00, and it was Easy
It is an existing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Kristie. Kristie chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit scores as low as 328 can apply for a high risk loan and possibly can be approved.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $37,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Kristie needed a debt consolidation loan to pay for their existing consolidation loan and their loan shark loan. Kristie was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.
Personal Loan for a ballistics expert named Kristie in Marlborough, Massachusetts to Pay Off Amalgamated Bank MasterCard Standard
Kristie had a tonne of credit card debt on their Conestoga Bank Visa Signature Bonus Rewards PLUS Card and their Comerica Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Kristie’s job as a ballistics expert, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Kristie has a sad current total income, but has a high number of prospects
Kristie has always wanted to be a dentist, but would need attend Moultrie Technical College again to become one. Kristie has other possibilities as well, including community welfare worker, soil conservationist, and farm hand, which pay $59,000 through to $98,000 per year, on average. For this reason, we think that Kristie can pay for this consolidation loan of $129000.
When Kristie was 22, they tried to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a chronology of Kristie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on December 16, 2012
- Attempt 2) Loan for $33,000.00 on December 29, 2012
- Attempt 3) Loan for $25,000.00 on December 27, 2011
- Attempt 4) Loan for $39,000.00 on March 7, 2009
Previous requests on Kristie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$139670.00||6||9.7%||$2566.42||State Street Bank and Trust Company||December 7, 2011|
|$139760.00||4||7.5%||$3379.24||United States Trust Company||May 25, 2014|
|$140240.00||5||7.4%||$2803.46||BayBank Harvard Trust Company||October 15, 2014|
|$140280.00||11||6.8%||$1512.15||Durfee Attleboro Bank||February 14, 2015|
Kristie’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their ballistics expert job and their future job as a dentist
Conclusion of Kristie’s consolidation loan
In the end, Kristie was able to find a consolidation loan for $129000 with an interest rate of 9.0% interest APR from The First National Bank of Marlboro in Marlborough, Massachusetts repayable over 17 years from today.