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Jenine Feenan’s Debt Consolidation Loan For 116000 Dollars In Charleston South Carolina

$116000 Debt Consolidation Loan – Charleston South Carolina, Credit Rating Of 602

  • Experian: 612 – This client had a good Experian score
  • Transunion: 590 – Jenine had a good credit rating with Transunion.
  • Equifax: Jenine’s Experian score was 602, which is a good credit rating with the Experian rating scheme.

Fast Loans for Jenine in Charleston, South Carolina to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Charleston, South Carolina aren’t actually that difficult to obtain, especially if you have some gumption like Jenine. Jenine was able to find a fast loan for $116000 from Bank of Ridgeland and The Conway National Bank, but declined both offers in favor of their debt consolidation loan from Wachovia Bank of South Carolina, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that a client is in a pinch.

Personal Loan for a fitness trainer named Jenine in Charleston, South Carolina to Pay Off National Geographic Platinum MasterCard

Jenine had a lot of credit card debt on their Maurices Credit Card and their Synovus Purchase Perks Visa Platinum Credit Card, and they were starting to get in over their heads. Despite Jenine’s job as a fitness trainer, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

6 Months Ago, Jenine Tried to Find a High Risk Loan for $47,000.00, and it was Easy

There is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Jenine. Jenine chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Individuals with credit scores as low as 461 can inquire for a high risk loan and have a chance to be accepted.

Jenine’s Transunion score was changed by the debt consolidation loan loan, changing to 590 from 602, which is normal in our experience.

Transunion Score: 590

Contact Details for Wachovia Bank of South Carolina, National Association, the provider of this debt consolidation loan

  • Wachovia Bank of South Carolina, National Association
  • City: Charleston
  • State: South Carolina
  • Address: 16 Broad Street
  • County: Charleston
  • Zip code: 29402

Before applying for this debt consolidation loan, Jenine had an Experian score of 612, which is good, so Wachovia Bank of South Carolina, National Association likely can provide Jenine a debt consolidation loan

Experian Score: 612

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $29,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Jenine required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Jenine was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.2%.

Jenine’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their fitness trainer job and their future job as a surgical technician/technologist

Fico Score: 602

Signature Loan acquired in Charleston, South Carolina for $116000 with good credit by Jenine

A lot of clients struggle with finding signature loans in Charleston, South Carolina, and Jenine is the same. Jenine went to 4 lenders or more prior to settling on Wachovia Bank of South Carolina, National Association, who offered Jenine a signature loan for $116000. Typical signature loans simply require a client, like Jenine’s signature to obtain them, up to $22,000 in some cases. Jenine was able to get $116000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans don’t require a cosigner, they generally require better credit, as high as 740

Jenine has a disappointing current total income, but has a high number of prospects

Jenine has always wanted to be a surgical technician/technologist, but would need attend National Louis University again to become one. Jenine has other prospects as well, including computer customer support specialist, transit and railroad police, and electric meter installer, which pay $51,000 through to $94,000 per year, at least. Because of this, we think that Jenine can pay for this debt consolidation loan of $116000.

Client Profile: Jenine Feenan of Charleston, South Carolina
  • Full name (Changed if requested): Jenine Feenan
  • Current Credit: loans.hit.utils.Fico@69d0a921
  • Current City: Charleston
  • State: South Carolina
  • Zip code: 29409
  • Yearly income: $42,000
  • Current Job: fitness trainer
  • Current County: Charleston
  • Goal Yearly Income: $85,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Many past requests for credit have been made by Jenine in the past, including one from The First National Bank of Williamson in Charleston, South Carolina before Jenine was approved for the $116000 by Wachovia Bank of South Carolina, National Association

Jenine made 7 previous tries to obtain a debt consolidation loan, 2 of which were with The First National Bank of Williamson, a lending institution in Charleston, South Carolina known to specialize in debt consolidation loans specifically. Before finding Wachovia Bank of South Carolina, National Association, Jenine was concerned due to their inexperience and good credit rating.

Jenine was declined by The Peoples National Bank of Chester 6 times before being approved by Wachovia Bank of South Carolina, National Association at 16 Broad Street

On August 12, 2009, Jenine applied about borrowing $13,000 from The National Bank of South Carolina with Georgie, their friend from just outside Charleston, and even with the co-signer, Jenine was rejected for this debt consolidation loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Jenine for this debt consolidation loan of $116000, provided by Wachovia Bank of South Carolina, National Association

Hi, I am Jenine and I’m from Charleston in South Carolina. Charleston, county is where I grew up, and now I need a debt consolidation loan in South Carolina for $116000 to renovate my home. It wasn’t easy, but Wachovia Bank of South Carolina, National Association really came through for me with this loan for 7.4% interest APR and a term of 18 years. I can probably repay the loan over the 18 year term, including interest. A big thanks to Wachovia Bank of South Carolina, National Association for giving me a chance and my good credit. It look me 5 years to create my credit to 602, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Installment loan for Jenine, a graduate of National Louis University and a fitness trainer working for over $79,000 per year

Jenine, an alumnus at National Louis University and a fitness trainer in Charleston, South Carolina needs a debt consolidation loan to purchase a house. Jenine has instead decided to get an installment loan for $8,000 and is currently seeking lenders like Bank of Ridgeland to provide it.

When Jenine was 23, they tried to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a chronology of Jenine’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on March 21, 2011
  • Attempt 2) Loan for $24,000.00 on June 5, 2009
  • Attempt 3) Loan for $38,000.00 on January 25, 2012
  • Attempt 4) Loan for $35,000.00 on June 6, 2010
  • Attempt 5) Loan for $38,000.00 on November 6, 2010

Previous requests on Jenine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$64380.00 10 11.3% $897.8 The Peoples Bank November 4, 2011
$64440.00 8 9.3% $954.12 The Commercial Bank June 11, 2012
$63650.00 9 9.6% $882.38 The Bank of Hartsville April 14, 2014
$63850.00 5 8.2% $1300.77 Farmers and Merchants Bank of South Carolina November 4, 2014

Conclusion of Jenine’s debt consolidation loan

In the end, Jenine was able to find a debt consolidation loan for $116000 with an interest rate of 10.0% interest APR from Wachovia Bank of South Carolina, National Association in Charleston, South Carolina repayable over 18 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.