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16 Month, Variable Interest Emergency Loan For Rina In Indiana

$30000 Emergency Loan – Holland Indiana, Credit Score Of 812

  • Experian: 831 – They had an excellent Experian score
  • Transunion: 800 – Rina had an excellent credit rating with Transunion.
  • Equifax: Rina’s Experian score was 812, which is an excellent credit rating using the Experian rating scheme.

Paraphrased and Standardized Quote from Rina for this emergency loan of $30000, provided by The Holland National Bank

Hello, I am Rina and I’m from Holland in Indiana. Dubois, county is where I grew up, and now I need a emergency loan in Indiana for $30000 to renovate my home. It has been difficult, but The Holland National Bank really came through for me with this loan for 10.0% interest APR and a term of 16 years. I can repay the loan over the 16 year term, including interest. A big thanks to The Holland National Bank for trusting me and my excellent credit. It look me 9 years to build my credit to 812, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.

Before applying for this emergency loan, Rina had an Experian score of 831, which is excellent, so The Holland National Bank probably cannot provide Rina an emergency loan

Experian Score: 831

Signature Loan found in Holland, Indiana for $30000 with excellent credit by Rina

A lot of prospective borrowers have difficulty with obtaining signature loans in Holland, Indiana, and Rina is no exception. Rina went to 7 lending institutions or more before settling on The Holland National Bank, who offered Rina a signature loan for $30000. Most signature loans simply require a client, like Rina’s signature to get them, up to $49,000 in some cases. Rina was able to get $30000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not require a cosigner, these loans generally require higher credit, as high as 710

Previous requests on Rina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$118310.00 10 11.6% $1670.16 The Citizens Exchange Bank June 9, 2010
$118160.00 10 11.6% $1668.04 Alliance Bank February 11, 2011
$117580.00 10 10.2% $1566.88 Farmers State Bank May 6, 2012
$117650.00 5 8.7% $2425.13 First United Bank, National Association June 7, 2012
$117640.00 4 11.6% $3074.86 Farmers State Bank November 25, 2013

Contact Details for The Holland National Bank, the provider of this emergency loan

  • The Holland National Bank
  • City: Holland
  • State: Indiana
  • Address: 405 North Meridian Street
  • County: Dubois
  • Zip code: 47541

Installment loan for Rina, a graduate of West Virginia Northern Community College and a costume attendant working for over $79,000 per year

Rina, an alumnus at West Virginia Northern Community College and a costume attendant in Holland, Indiana needs an emergency loan to purchase something frivolous. Rina has instead decided to obtain an installment loan for $4,000 and is at present seeking lenders like Fowler State Bank to provide it.

Fast Loans for Rina in Holland, Indiana to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Holland, Indiana aren’t actually that difficult to obtain, especially if you have some gumption like Rina. Rina was able to find a fast loan for $30000 from Bank of Reynolds and Community State Bank, but turned down both offers in favor of their emergency loan from The Holland National Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference if a client is on the go.

Rina has a disappointing current yearly income, but has a large amount of prospects

Rina has always wanted to be a cement mason, but would need attend West Virginia Northern Community College again to become one. Rina has other possibilities as well, including tax collector, medical secretary, and excavating supervisor, which pay $55,000 through to $93,000 per year, at least. Because of this, we believe that Rina can pay for this emergency loan of $30000.

Rina was declined by Tri-County Bank & Trust Company 7 times before being approved by The Holland National Bank at 405 North Meridian Street

On July 17, 2009, Rina inquired about borrowing $41,000 from Norwest Bank Monticello with Cristin, their friend from just outside Holland, and even with the co-signer, Rina was rejected for this emergency loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Rina’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their costume attendant job and their future job as a cement mason

Fico Score: 812

When Rina was 21, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit score. Below is a list of Rina’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on March 19, 2010
  • Attempt 2) Loan for $32,000.00 on November 10, 2009
  • Attempt 3) Loan for $26,000.00 on December 14, 2009
  • Attempt 4) Loan for $22,000.00 on September 4, 2010
  • Attempt 5) Loan for $37,000.00 on July 31, 2012
  • Attempt 6) Loan for $26,000.00 on November 15, 2009
Client Profile: Rina Piacente of Holland, Indiana
  • Full name (Changed if requested): Rina Piacente
  • Current Credit: loans.hit.utils.Fico@7e32c033
  • Current City: Holland
  • State: Indiana
  • Zip code: 47546
  • Yearly income: $34,000
  • Current Job: costume attendant
  • Current County: Dubois
  • Goal Yearly Income: $94,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Rina’s Transunion score was altered by the emergency loan loan, changing to 800 from 812, which is normal in our experience.

Transunion Score: 800

Personal Loan for a costume attendant named Rina in Holland, Indiana to Pay Off GoodGuys Rod & Custom Association Rewards Visa Card

Rina had a tonne of credit card debt on their Zions Bank Visa Secured Card and their Upromise World MasterCard by SallieMae, and they were starting to get in over their heads. Despite Rina’s job as a costume attendant, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Several other requests for credit have been made by Rina in the past, including one from Ellis Bank & Trust Company, National Association in Holland, Indiana before Rina was accepted for the $30000 by The Holland National Bank

Rina made 4 previous attempts to obtain an emergency loan, 2 of which were with Ellis Bank & Trust Company, National Association, a bank in Holland, Indiana known to specialize in emergency loans specifically. Before finding The Holland National Bank, Rina was desperate due to their inexperience and excellent credit rating.

7 Months in the Past, Rina Tried to Find a High Risk Loan for $29,000.00, and it was Easy

It is an existing struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Rina. Rina decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Individuals with credit ratings as low as 314 can apply for a high risk loan and have a chance to be approved.

Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $29,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Rina needed a debt consolidation loan to pay for their existing emergency loan and their payday loan. Rina was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.2%.

Conclusion of Rina’s emergency loan

In the end, Rina was able to find an emergency loan for $30000 with an interest rate of 6.5% interest APR from The Holland National Bank in Holland, Indiana repayable over 16 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.