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Fast Loan For $16000 Near 69361, Nebraska With A Credit Score Of 424

$16000 Fast Loan – Scottsbluff Nebraska, Credit Score Of 424

  • Experian: 439 – This individual had a bad Experian score
  • Transunion: 410 – Flor had a bad credit score with Transunion.
  • Equifax: Flor’s Experian score was 424, which is a bad credit rating on the Experian rating scheme.

Contact Details for Platte Valley Bank, the provider of this fast loan

  • Platte Valley Bank
  • City: Scottsbluff
  • State: Nebraska
  • Address: 1212 Circle Drive
  • County: Scotts Bluff
  • Zip code: 69361
Client Profile: Flor Meinhard of Scottsbluff, Nebraska
  • Full name (Changed if requested): Flor Meinhard
  • Current Credit: loans.hit.utils.Fico@1963006a
  • Current City: Scottsbluff
  • State: Nebraska
  • Zip code: 69362
  • Yearly income: $46,000
  • Current Job: aircraft mechanic
  • Current County: Scotts Bluff
  • Goal Yearly Income: $94,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Paraphrased and Standardized Quote from Flor for this fast loan of $16000, provided by Platte Valley Bank

Hello, I am Flor and my hometown is Scottsbluff in Nebraska. Scotts Bluff, county is where I grew up, and now I need a fast loan in Nebraska for $16000 to buy a car. It wasn’t easy, but Platte Valley Bank really came through for me with this loan for 5.4% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to Platte Valley Bank for trusting me and my bad credit. It look me 5 years to build my credit to 424, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Before applying for this fast loan, Flor had an Experian score of 439, which is bad, so Platte Valley Bank likely cannot provide Flor a fast loan

Experian Score: 439

Flor has a very low current gross income, but has a large amount of prospects

Flor has always wanted to be an animal control worker, but would need attend Northwest College – Hillsboro again to become one. Flor has other possibilities as well, including merchandise displayer, materials inspector, and wildlife control agent, which pay $59,000 through to $96,000 per year, at least. For this reason, we think that Flor can afford this fast loan of $16000.

6 Months Ago, Flor Attempted to Find a High Risk Loan for $32,000.00, and it was Hard

It is an well known struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Flor. Flor decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Borrowers with credit ratings as low as 309 can apply for a high risk loan and have a chance to be approved.

Multiple other requests for credit have been made by Flor in the past, including one from Flagship Bank and Trust Company in Scottsbluff, Nebraska before Flor was approved for the $16000 by Platte Valley Bank

Flor made 8 previous tries to obtain a fast loan, 2 of which were with Flagship Bank and Trust Company, a lender in Scottsbluff, Nebraska known to specialize in fast loans specifically. Before finding Platte Valley Bank, Flor was concerned due to their inexperience and bad credit score.

Installment loan for Flor, a graduate of Northwest College – Hillsboro and an aircraft mechanic working for over $63,000 per year

Flor, an alumnus at Northwest College – Hillsboro and an aircraft mechanic in Scottsbluff, Nebraska wants a fast loan to purchase a car. Flor has instead decided to obtain an installment loan for $17,000 and is at present seeking lenders like Arlington State Bank to provide it.

Flor’s Overall FICO score at the time of acceptance for a fast loan, taking into account their aircraft mechanic job and their future job as an animal control worker

Fico Score: 424

Flor was rejected by Town & Country Bank 5 times before being accepted by Platte Valley Bank at 1212 Circle Drive

On October 22, 2009, Flor inquired about borrowing $23,000 from Western Nebraska Bank with Edward, their in law from just outside Scottsbluff, and even with the co-signer, Flor was rejected for this fast loan. With bad credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Previous requests on Flor’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$102340.00 7 7.8% $1584.91 Citizens Bank January 29, 2009
$102170.00 11 9.6% $1256.14 Stromsburg Bank June 8, 2012
$102380.00 8 10.2% $1564.39 Wahoo State Bank May 31, 2014
$102220.00 9 10.5% $1466.95 Arlington State Bank July 10, 2014
$101810.00 4 5.5% $2367.74 Mason State Bank, Mason City, Nebraska April 25, 2015

When Flor was 19, they attempted to obtain a student loan from 5 different banks, which damaged their credit rating. Below is a list of Flor’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on March 15, 2010
  • Attempt 2) Loan for $30,000.00 on February 14, 2012
  • Attempt 3) Loan for $38,000.00 on April 17, 2011
  • Attempt 4) Loan for $21,000.00 on October 17, 2012
  • Attempt 5) Loan for $38,000.00 on April 29, 2012

Fast Loans for Flor in Scottsbluff, Nebraska to prevent bankruptcy or harm from debt collectors.

Fast loans in Scottsbluff, Nebraska aren’t actually that difficult to obtain, especially if you have some finesse like Flor. Flor was able to find a fast loan for $16000 from Ashton State Bank and Mason State Bank, Mason City, Nebraska, but declined both offers in favor of their fast loan from Platte Valley Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference if a client is in a pinch.

Personal Loan for an aircraft mechanic named Flor in Scottsbluff, Nebraska to Pay Off NFL Extra Points

Flor had a lot of credit card debt on their Pennsylvania Freemasons Visa Cards and their Woodworker’s Supply Platinum Rewards Visa, and they were starting to get in over their heads. Despite Flor’s job as an aircraft mechanic, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Signature Loan acquired in Scottsbluff, Nebraska for $16000 with bad credit by Flor

A lot of prospective borrowers struggle with finding signature loans in Scottsbluff, Nebraska, and Flor is no exception. Flor went to 5 lenders or more before finding Platte Valley Bank, who offered Flor a signature loan for $16000. Typical signature loans simply require a client, like Flor’s signature to obtain them, up to $20,000 in some cases. Flor was able to get $16000 as a fast loan, which is very high for a fast loan. Since signature loans do not require collateral, these loans generally need improved credit, as high as 790

Flor’s Transunion score was altered by the fast loan loan, changing to 410 from 424, which is typical in our experience.

Transunion Score: 410

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $38,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Flor required a debt consolidation loan to pay for their existing fast loan and their credit card. Flor was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.3%.

Conclusion of Flor’s fast loan

In the end, Flor was able to find a fast loan for $16000 with an interest rate of 7.8% interest APR from Platte Valley Bank in Scottsbluff, Nebraska repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.