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$58000 High Risk Loan In Miami Florida With Credit Score 786 For Laura

$58000 High Risk Loan – Miami Florida, Credit Score Of 786

  • Experian: 798 – This client had an excellent Experian score
  • Transunion: 770 – Laura had an excellent credit rating with Transunion.
  • Equifax: Laura’s Experian score was 786, which is an excellent credit score on the Experian rating scheme.

Fast Loans for Laura in Miami, Florida to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Miami, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Laura. Laura was able to find a fast loan for $58000 from Southeast National Bank of Bradenton and Atlantic Bank of Jacksonville, but turned down both offers in favor of their high risk loan from Union Planters Bank of Florida. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if a borrower is on the go.

Client Profile: Laura Northway of Miami, Florida
  • Full name (Changed if requested): Laura Northway
  • Current Credit: loans.hit.utils.Fico@6aceb1a5
  • Current City: Miami
  • State: Florida
  • Zip code: 33136
  • Yearly income: $38,000
  • Current Job: home economist
  • Current County: Miami-Dade
  • Goal Yearly Income: $121,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Laura has a sad current gross income, but has a high number of prospects

Laura has always wanted to be an order clerk, but would need attend University of Oregon again to achieve it. Laura has other prospects as well, including audio-visual collections specialist, furniture designer, and parking lot attendant, which pay $59,000 through to $93,000 per year, at least. For this reason, we believe that Laura can afford this high risk loan of $58000.

Installment loan for Laura, a graduate of University of Oregon and a home economist working for over $64,000 per year

Laura, an alumnus at University of Oregon and a home economist in Miami, Florida needs a high risk loan to purchase a house. Laura has instead chosen to obtain an installment loan for $21,000 and is currently seeking lenders like Flagship Bank of Lake Alfred to process their request.

Multiple other requests for credit have been made by Laura in the past, including one from The Spurgeon State Bank in Miami, Florida before Laura was approved for the $58000 by Union Planters Bank of Florida

Laura made 4 prior attempts to obtain a high risk loan, 2 of which were with The Spurgeon State Bank, a lender in Miami, Florida known to specialize in high risk loans specifically. Before finding Union Planters Bank of Florida, Laura was desperate due to their inexperience and excellent credit rating.

Personal Loan for a home economist named Laura in Miami, Florida to Pay Off The Bank of Kentucky Visa

Laura had a tonne of credit card debt on their Sleep Train Credit Card and their TD Simply Flexible Business Visa Credit Card, and they were starting to get in over their heads. Despite Laura’s job as a home economist, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Signature Loan found in Miami, Florida for $58000 with excellent credit by Laura

A lot of clients have difficulty with obtaining signature loans in Miami, Florida, and Laura is no exception. Laura went to 7 lenders or more before settling on Union Planters Bank of Florida, who offered Laura a signature loan for $58000. Typical signature loans simply need a client, like Laura’s signature to obtain them, up to $33,000 in some cases. Laura was able to get $58000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not require a cosigner, they tend to require improved credit, as high as 711

Laura’s Transunion score was changed by the high risk loan loan, changing to 770 from 786, which is normal in our experience.

Transunion Score: 770

Contact Details for Union Planters Bank of Florida, the provider of this high risk loan

  • Union Planters Bank of Florida
  • City: Miami
  • State: Florida
  • Address: 1221 Brickell Avenue
  • County: Miami-Dade
  • Zip code: 33131

When Laura was 20, they attempted to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a chronology of Laura’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on June 11, 2009
  • Attempt 2) Loan for $28,000.00 on March 9, 2010
  • Attempt 3) Loan for $37,000.00 on January 7, 2010
  • Attempt 4) Loan for $39,000.00 on June 24, 2009

Laura was not approved by Flagship Bank of Lake Alfred 6 times prior to being accepted by Union Planters Bank of Florida at 1221 Brickell Avenue

On May 12, 2009, Laura applied about borrowing $6,000 from Sun Bank and Trust Company with Earle, their in law from just outside Miami, and even with the co-signer, Laura was rejected for this high risk loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.

Laura’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their home economist job and their future career as an order clerk

Fico Score: 786

Paraphrased and Standardized Quote from Laura for this high risk loan of $58000, provided by Union Planters Bank of Florida

Hi, I am Laura and I’m from Miami in Florida. Miami-Dade, county is where I grew up, and now I need a high risk loan in Florida for $58000 to buy a car. It wasn’t easy, but Union Planters Bank of Florida really came through for me with this loan for 11.1% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to Union Planters Bank of Florida for giving me a chance and my excellent credit. It look me 6 years to build my credit to 786, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $37,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Laura needed a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Laura was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.2%.

Before applying for this high risk loan, Laura had an Experian score of 798, which is excellent, so Union Planters Bank of Florida likely can provide Laura a high risk loan

Experian Score: 798

9 Months Ago, Laura Attempted Finding a High Risk Loan for $37,000.00, and it was Easy

There is an ongoing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Laura. Laura chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Clients with credit scores as low as 446 can inquire for a high risk loan and have a chance to be accepted.

Previous requests on Laura’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$141300.00 3 9.6% $4532.86 NCNB National Bank of Florida February 23, 2009
$141330.00 10 10.6% $1914.96 Southeast Bank of Madison County, National Association April 11, 2011
$141480.00 11 5.7% $1445.18 Southeast Bank of Wildwood January 3, 2012
$141410.00 10 11.4% $1980.08 Atlantic Bank of Jacksonville August 22, 2012
$141310.00 4 11.4% $3679.74 Century National Bank of Broward February 12, 2013

Conclusion of Laura’s high risk loan

In the end, Laura was able to find a high risk loan for $58000 with an interest rate of 8.6% interest APR from Union Planters Bank of Florida in Miami, Florida repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.