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$90000 Personal Loan With Excellent Credit In San Diego California

$90000 Personal Loan – San Diego California, Credit Rating Of 769

  • Experian: 783 – They had an excellent Experian score
  • Transunion: 755 – Yasmine had an excellent credit rating with Transunion.
  • Equifax: Yasmine’s Experian score was 769, which is an excellent credit score using the Experian system.

Signature Loan acquired in San Diego, California for $90000 with excellent credit by Yasmine

Many prospective borrowers have difficulty with obtaining signature loans in San Diego, California, and Yasmine is no different. Yasmine went to 8 lenders or more prior to settling on Bank of Southern California, N.A., who offered Yasmine a signature loan for $90000. Typical signature loans simply need a client, like Yasmine’s signature to obtain them, up to $43,000 in some cases. Yasmine was able to get $90000 as a personal loan, which is very high for a personal loan. Since signature loans do not need collateral, they tend to need better credit, as high as 763

Contact Details for Bank of Southern California, N.A., the provider of this personal loan

  • Bank of Southern California, N.A.
  • City: San Diego
  • State: California
  • Address: 12265 El Camino Real, Suite 100
  • County: San Diego
  • Zip code: 92130

Fast Loans for Yasmine in San Diego, California to prevent bankruptcy or broken legs from debt collectors.

Fast loans in San Diego, California aren’t actually that difficult to obtain, especially if you have some finesse like Yasmine. Yasmine was able to find a fast loan for $90000 from Central Bank and U.S. Bank of California, but turned down both offers in favor of their personal loan from Bank of Southern California, N.A.. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if you are on the go.

Yasmine was declined by The Merchants National Bank of Sacramento 6 times prior to being accepted by Bank of Southern California, N.A. at 12265 El Camino Real, Suite 100

On June 16, 2011, Yasmine applied about borrowing $49,000 from Santa Monica Bank with Janene, their friend from just outside San Diego, and even with the co-signer, Yasmine was rejected for this personal loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.

Many past requests for credit have been made by Yasmine in the past, including one from Texas American Bank/LBJ, National Association in San Diego, California before Yasmine was approved for the $90000 by Bank of Southern California, N.A.

Yasmine made 7 previous tries to obtain a personal loan, 2 of which were with Texas American Bank/LBJ, National Association, a bank in San Diego, California known to specialize in personal loans specifically. Prior to finding Bank of Southern California, N.A., Yasmine was concerned due to their inexperience and excellent credit score.

Yasmine has a sad current gross income, but has a high number of prospects

Yasmine has always wanted to be a forest fire prevention supervisor, but would need attend ECPI University again to achieve it. Yasmine has other prospects as well, including forest engineer, religious institution education coordinator, and cook, which pay $55,000 through to $93,000 per year, at least. For this reason, we believe that Yasmine can afford this personal loan of $90000.

Previous requests on Yasmine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$79870.00 10 9.2% $1020.42 Santa Monica Bank March 9, 2012
$79560.00 8 5.1% $1011.02 Farmers and Merchants Bank of Long Beach September 3, 2013
$80410.00 6 11.2% $1538.78 First Interstate Bank of California February 13, 2014
$79870.00 9 10.3% $1137.48 Union Bank August 6, 2014

Yasmine’s Transunion score was altered by the personal loan loan, changing to 755 from 769, which is typical in our experience.

Transunion Score: 755

Installment loan for Yasmine, a graduate of ECPI University and an insurance agent working for over $78,000 per year

Yasmine, an alumnus at ECPI University and an insurance agent in San Diego, California needs a personal loan to purchase a house. Yasmine has instead decided to get an installment loan for $27,000 and is currently seeking lenders like The Merchants National Bank of Sacramento to process their request.

Paraphrased and Standardized Quote from Yasmine for this personal loan of $90000, provided by Bank of Southern California, N.A.

Hello, I am Yasmine and I am from San Diego in California. San Diego, county is where I grew up, and now I need a personal loan in California for $90000 to avoid bankruptcy. It has been difficult, but Bank of Southern California, N.A. really came through for me with this loan for 10.7% interest APR and a term of 6 years. I will repay the loan over the 6 year term, including interest. A big thanks to Bank of Southern California, N.A. for giving me a chance and my excellent credit. It look me 4 years to create my credit to 769, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

Client Profile: Yasmine Maready of San Diego, California
  • Full name (Changed if requested): Yasmine Maready
  • Current Credit: loans.hit.utils.Fico@20fa23c1
  • Current City: San Diego
  • State: California
  • Zip code: 92139
  • Yearly income: $54,000
  • Current Job: insurance agent
  • Current County: San Diego
  • Goal Yearly Income: $100,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $26,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Yasmine needed a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Yasmine was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.0%.

Before applying for this personal loan, Yasmine had an Experian score of 783, which is excellent, so Bank of Southern California, N.A. likely cannot provide Yasmine a personal loan

Experian Score: 783

Yasmine’s Overall FICO score at the time of acceptance for a personal loan, taking into account their insurance agent job and their future career as a forest fire prevention supervisor

Fico Score: 769

When Yasmine was 22, they attempted to obtain a student loan from 5 different banks, which harmed their credit score. Below is a chronology of Yasmine’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on March 28, 2012
  • Attempt 2) Loan for $37,000.00 on March 7, 2009
  • Attempt 3) Loan for $29,000.00 on March 26, 2010
  • Attempt 4) Loan for $32,000.00 on November 5, 2008
  • Attempt 5) Loan for $34,000.00 on July 26, 2011

8 Months Ago, Yasmine Attempted Finding a High Risk Loan for $33,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Yasmine. Yasmine decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit borrowers. Borrowers with credit ratings as low as 594 can inquire for a high risk loan and may be be accepted.

Personal Loan for an insurance agent named Yasmine in San Diego, California to Pay Off SEFCU World MasterCard

Yasmine had a tonne of credit card debt on their Fulton Bank Visa Signature Bonus Rewards Card and their Abt Electronics Credit Card, and they were starting to get in over their heads. Despite Yasmine’s job as an insurance agent, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Conclusion of Yasmine’s personal loan

In the end, Yasmine was able to find a personal loan for $90000 with an interest rate of 8.5% interest APR from Bank of Southern California, N.A. in San Diego, California repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.