$78000 Same Day Loan – New York City New York, Credit Score Of 643
- Experian: 659 – This individual had a good Experian score
- Transunion: 627 – Mona had a good credit rating with Transunion.
- Equifax: Mona’s Experian score was 643, which is a good credit score using the Experian rating scheme.
Before applying for this same day loan, Mona had an Experian score of 659, which is good, so Edison Federal Savings Association likely cannot provide Mona a same day loan
Multiple other requests for credit have been made by Mona in the past, including one from Champaignloan and Buildinga in New York City, New York before Mona was approved for the $78000 by Edison Federal Savings Association
Mona made 4 previous attempts to obtain a same day loan, 2 of which were with Champaignloan and Buildinga, a bank in New York City, New York known to specialize in same day loans specifically. Prior to finding Edison Federal Savings Association, Mona was very concerned due to their inexperience and good credit rating.
Personal Loan for a nuclear monitoring technician named Mona in New York City, New York to Pay Off Lanpass Visa Secured Card
Mona had a tonne of credit card debt on their Lexus Pursuits Visa Platinum Credit Card and their RCI Elite Rewards MasterCard, and they were starting to get in over their heads. Despite Mona’s job as a nuclear monitoring technician, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
6 Months Ago, Mona Attempted to Find a High Risk Loan for $42,000.00, and it was Easy
It is an existing struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Mona. Mona decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Clients with credit ratings as low as 459 can apply for a high risk loan and may be be accepted.
Mona was not approved by Fleet Bank of New York, National Association 5 times prior to being approved by Edison Federal Savings Association at 129 East 14th Street
On June 1, 2012, Mona inquired about borrowing $31,000 from Chemung Canal Trust Company with Lavern, their in law from just outside New York City, and even with the co-signer, Mona was rejected for this same day loan. With good credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Mona has a disappointing current gross income, but has several of prospects
Mona has always wanted to be a physical therapy assistant, but would need attend Quinnipiac University again to become one. Mona has other prospects as well, including materials inspector, ophthalmic laboratory technician, and mill worker, which pay $56,000 through to $100,000 per year, on average. For this reason, we believe that Mona can afford this same day loan of $78000.
Mona’s Transunion score was changed by the same day loan loan, changing to 627 from 643, which is normal in our experience.
Fast Loans for Mona in New York City, New York to prevent bankruptcy or broken legs from debt collectors.
Fast loans in New York City, New York aren’t actually that difficult to obtain, particularly if you have some finesse like Mona. Mona was able to find a fast loan for $78000 from Fleet Bank of New York, National Association and American Bank & Trust Company, but declined both offers in favor of their same day loan from Edison Federal Savings Association. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better in the case that a borrower is in a pinch.
Mona’s Overall FICO score at the time of acceptance for a same day loan, taking into account their nuclear monitoring technician job and their future job as a physical therapy assistant
Contact Details for Edison Federal Savings Association, the provider of this same day loan
- Edison Federal Savings Association
- City: New York City
- State: New York
- Address: 129 East 14th Street
- County: New York
- Zip code: 10003
- Full name (Changed if requested): Mona Prvitt
- Current Credit: loans.hit.utils.Fico@45fe3ee3
- Current City: New York City
- State: New York
- Zip code: 10008
- Yearly income: $43,000
- Current Job: nuclear monitoring technician
- Current County: New York
- Goal Yearly Income: $145,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Paraphrased and Standardized Quote from Mona for this same day loan of $78000, provided by Edison Federal Savings Association
Hi, I am Mona and my hometown is New York City in New York. New York, county is where I grew up, and now I need a same day loan in New York for $78000 to buy a big ticket item. It wasn’t easy, but Edison Federal Savings Association really came through for me with this loan for 10.4% interest APR and a term of 21 years. I will repay the loan over the 21 year term, including interest. A big thanks to Edison Federal Savings Association for giving me a chance and my good credit. It look me 6 years to create my credit to 643, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.
Signature Loan acquired in New York City, New York for $78000 with good credit by Mona
Most clients struggle with finding signature loans in New York City, New York, and Mona is no exception. Mona went to 4 lending institutions or more before finding Edison Federal Savings Association, who offered Mona a signature loan for $78000. Most signature loans simply need a client, like Mona’s signature to obtain them, up to $21,000 in some cases. Mona was able to get $78000 as a same day loan, which is very high for a same day loan. Because signature loans don’t require collateral, they generally require improved credit, as high as 734
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $37,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Mona required a debt consolidation loan to pay for their existing same day loan and their credit card. Mona was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.2%.
Installment loan for Mona, a graduate of Quinnipiac University and a nuclear monitoring technician working for over $64,000 per year
Mona, an alumnus at Quinnipiac University and a nuclear monitoring technician in New York City, New York needs a same day loan to purchase something frivolous. Mona has instead decided to get an installment loan for $18,000 and is currently seeking lenders like The Cohocton State Bank to provide it.
Previous requests on Mona’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$104350.00||11||8.8%||$1236.61||Bankers Trust Company of Albany, National Association||January 6, 2009|
|$103870.00||7||7.7%||$1603.46||Montgomery County Trust Company||August 20, 2013|
|$104220.00||5||11.2%||$2276.4||Bank of Avoca||September 6, 2014|
|$103760.00||7||10.7%||$1760.3||The State Bank of Belmont||October 20, 2014|
|$104480.00||3||8.2%||$3283.67||Fleet Bank of New York, National Association||February 5, 2015|
When Mona was 21, they attempted to obtain a student loan from 7 different lenders, which harmed their credit score. Below is a list of Mona’s prior attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on July 27, 2010
- Attempt 2) Loan for $21,000.00 on September 6, 2010
- Attempt 3) Loan for $25,000.00 on December 5, 2008
- Attempt 4) Loan for $37,000.00 on January 24, 2009
- Attempt 5) Loan for $26,000.00 on October 4, 2010
- Attempt 6) Loan for $35,000.00 on January 22, 2014
- Attempt 7) Loan for $21,000.00 on November 15, 2012
Conclusion of Mona’s same day loan
In the end, Mona was able to find a same day loan for $78000 with an interest rate of 5.6% interest APR from Edison Federal Savings Association in New York City, New York repayable over 21 years from today.