$140000 Unsecured Loan – Pratt Kansas, Credit Score Of 642
- Experian: 657 – They had a good Experian score
- Transunion: 630 – Tyisha had a good credit rating with Transunion.
- Equifax: Tyisha’s Experian score was 642, which is a good credit rating using the Experian rating scheme.
Tyisha’s Transunion score was changed by the unsecured loan loan, changing to 630 from 642, which is normal in our experience.
Tyisha was rejected by The Peoples Bank 4 times before being granted funding by Western Savings Association at Second And Jackson
On November 9, 2009, Tyisha inquired about borrowing $39,000 from The Kansas State Bank Overbrook Kansas with Jed, their friend from just outside Pratt, and even with the co-signer, Tyisha was rejected for this unsecured loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.
Fast Loans for Tyisha in Pratt, Kansas to prevent bankruptcy or harm from debt collectors.
Fast loans in Pratt, Kansas aren’t actually that difficult to obtain, especially if you have some finesse like Tyisha. Tyisha was able to find a fast loan for $140000 from Heartland Bank and Citizens Bank and Trust Company, but turned down both offers in favor of their unsecured loan from Western Savings Association. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that a client is in a pinch.
Several past requests for credit have been made by Tyisha in the past, including one from Enterprise Bank & Trust in Pratt, Kansas before Tyisha was approved for the $140000 by Western Savings Association
Tyisha made 6 previous tries to obtain an unsecured loan, 2 of which were with Enterprise Bank & Trust, a lending institution in Pratt, Kansas known to specialize in unsecured loans specifically. Prior to finding Western Savings Association, Tyisha was desperate due to their inexperience and good credit rating.
Installment loan for Tyisha, a graduate of Georgia Aviation & Technical College and a cardiopulmonary technologist working for over $61,000 per year
Tyisha, an alumnus at Georgia Aviation & Technical College and a cardiopulmonary technologist in Pratt, Kansas needs an unsecured loan to purchase something frivolous. Tyisha has instead decided to obtain an installment loan for $26,000 and is at present seeking lenders like Citizens Bank and Trust Company to process their request.
Before applying for this unsecured loan, Tyisha had an Experian score of 657, which is good, so Western Savings Association most likely cannot provide Tyisha an unsecured loan
Personal Loan for a cardiopulmonary technologist named Tyisha in Pratt, Kansas to Pay Off Apple Bank for Savings
Tyisha had a tonne of credit card debt on their Tioga State Bank Visa Business Card and their Minnesota Twins BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Tyisha’s job as a cardiopulmonary technologist, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Tyisha has a very low current gross income, but has a large amount of prospects
Tyisha has always wanted to be a civil engineer, but would need attend Georgia Aviation & Technical College again to achieve it. Tyisha has other prospects as well, including electronics engineer, sales representative, and medical technologist, which pay $53,000 through to $96,000 per year, on average. For this reason, we believe that Tyisha can afford this unsecured loan of $140000.
When Tyisha was 22, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a list of Tyisha’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on September 19, 2012
- Attempt 2) Loan for $34,000.00 on June 20, 2009
- Attempt 3) Loan for $33,000.00 on October 20, 2012
- Attempt 4) Loan for $24,000.00 on December 26, 2008
- Attempt 5) Loan for $38,000.00 on August 17, 2010
- Attempt 6) Loan for $33,000.00 on May 17, 2010
Signature Loan acquired in Pratt, Kansas for $140000 with good credit by Tyisha
Most borrowers have difficulty with obtaining signature loans in Pratt, Kansas, and Tyisha is the same. Tyisha went to 4 lenders or more before finding Western Savings Association, who offered Tyisha a signature loan for $140000. Most signature loans simply need a client, like Tyisha’s signature to obtain them, up to $33,000 in some cases. Tyisha was able to get $140000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans don’t need collateral, these loans generally require higher credit, as high as 777
9 Months in the Past, Tyisha Tried to Find a High Risk Loan for $49,000.00, and it was Hard
There is an ongoing struggle for borrowers to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Tyisha. Tyisha decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit ratings as low as 340 can apply for a high risk loan and have a chance to be accepted.
- Full name (Changed if requested): Tyisha Aharoni
- Current Credit: loans.hit.utils.Fico@67424e82
- Current City: Pratt
- State: Kansas
- Zip code: 67131
- Yearly income: $34,000
- Current Job: cardiopulmonary technologist
- Current County: Pratt
- Goal Yearly Income: $135,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Paraphrased and Standardized Quote from Tyisha for this unsecured loan of $140000, provided by Western Savings Association
Hello, I am Tyisha and my hometown is Pratt in Kansas. Pratt, county is where I grew up, and now I need a unsecured loan in Kansas for $140000 to renovate my home. It wasn’t easy, but Western Savings Association really came through for me with this loan for 10.4% interest APR and a term of 8 years. I can probably repay the loan over the 8 year term, including interest. A big thanks to Western Savings Association for trusting me and my good credit. It look me 9 years to create my credit to 642, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $30,000.00 to $50,000.00. They are mainly used to pay off existing high interest loans like credit cards. Tyisha required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Tyisha was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 4.3%.
Tyisha’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their cardiopulmonary technologist job and their future job as a civil engineer
Contact Details for Western Savings Association, the provider of this unsecured loan
- Western Savings Association
- City: Pratt
- State: Kansas
- Address: Second And Jackson
- County: Pratt
- Zip code: 67124
Previous requests on Tyisha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$39150.00||11||8.4%||$455.39||Citizens Bank and Trust Company||July 14, 2012|
|$38890.00||6||9.5%||$710.7||The Morrill and Janes Bank and Trust Company||February 27, 2013|
|$38510.00||6||9.5%||$703.76||The Citizens State Bank, Liberal, Kansas||December 11, 2013|
|$38780.00||7||6.3%||$572.11||Citizens State Bank||February 21, 2014|
|$39320.00||6||7.5%||$679.85||The Peoples Bank||December 25, 2014|
Conclusion of Tyisha’s unsecured loan
In the end, Tyisha was able to find an unsecured loan for $140000 with an interest rate of 6.1% interest APR from Western Savings Association in Pratt, Kansas repayable over 8 years from today.