$84000 Home Loan – Lancaster Ohio, Credit Score Of 406
- Experian: 418 – They had a bad Experian score
- Transunion: 392 – Jeneva had a bad credit score with Transunion.
- Equifax: Jeneva’s Experian score was 406, which is a bad credit score with the Experian scale.
Fast Loans for Jeneva in Lancaster, Ohio to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Lancaster, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Jeneva. Jeneva was able to find a fast loan for $84000 from The Union Bank and Savings Company and The Peoples Savings Bank Company, but turned down both offers in favor of their home loan from Standing Stone Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if you are in a pinch.
Before applying for this home loan, Jeneva had an Experian score of 418, which is bad, so Standing Stone Bank most likely cannot provide Jeneva a home loan
Many previous requests for credit have been made by Jeneva in the past, including one from United Bank of El Paso del Norte in Lancaster, Ohio before Jeneva was approved for the $84000 by Standing Stone Bank
Jeneva made 9 previous attempts to obtain a home loan, 2 of which were with United Bank of El Paso del Norte, a lending institution in Lancaster, Ohio known to specialize in home loans specifically. Prior to finding Standing Stone Bank, Jeneva was desperate due to their inexperience and bad credit rating.
Jeneva has a disappointing current gross income, but has several of prospects
Jeneva has always wanted to be a math professor, but would need attend “University of Arkansas, Fayetteville” again to achieve it. Jeneva has other prospects as well, including technical illustrator, travel counselor, and human resources management consultant, which pay $55,000 through to $109,000 per year, at least. For this reason, we think that Jeneva can afford this home loan of $84000.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $34,000.00 to $56,000.00. They are typically used to pay off existing high interest loans like credit cards. Jeneva required a debt consolidation loan to pay for their existing home loan and their payday loan. Jeneva was able to find a home loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.6%.
Signature Loan acquired in Lancaster, Ohio for $84000 with bad credit by Jeneva
A lot of clients have difficulty with obtaining signature loans in Lancaster, Ohio, and Jeneva is no different. Jeneva went to 4 lenders or more prior to finding Standing Stone Bank, who offered Jeneva a signature loan for $84000. Typical signature loans simply need a client, like Jeneva’s signature to get them, up to $47,000 in some cases. Jeneva was able to get $84000 as a home loan, which is very high for a home loan. Because signature loans don’t require collateral, they tend to need higher credit, as high as 736
Jeneva’s Transunion score was changed by the home loan loan, changing to 392 from 406, which is typical in our experience.
Paraphrased and Standardized Quote from Jeneva for this home loan of $84000, provided by Standing Stone Bank
Hi, I am Jeneva and I am from Lancaster in Ohio. Fairfield, county is where I grew up, and now I need a home loan in Ohio for $84000 to pay bills. It wasn’t easy, but Standing Stone Bank really came through for me with this loan for 8.5% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to Standing Stone Bank for trusting me and my bad credit. It look me 9 years to build my credit to 406, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Jeneva’s Overall FICO score at the time of acceptance for a home loan, taking into account their industrial relations specialist job and their future job as a math professor
Jeneva was not approved by The Farmers State Bank of Lyons Ohio 7 times prior to being granted funding by Standing Stone Bank at 137 West Wheeling Street
On April 6, 2011, Jeneva applied about borrowing $27,000 from JPMorgan Chase Bank, National Association with Zane, their friend from just outside Lancaster, and even with the co-signer, Jeneva was rejected for this home loan. With bad credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Personal Loan for an industrial relations specialist named Jeneva in Lancaster, Ohio to Pay Off Toys ‘R Us Platinum Mastercard
Jeneva had a tonne of credit card debt on their WWF Visa Signature Card with WorldPoints Rewards and their Bombay & Co. Credit Card, and they were starting to get in over their heads. Despite Jeneva’s job as an industrial relations specialist, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Previous requests on Jeneva’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$10400.00||3||11.1%||$340.98||The Vinton Banking Company||June 22, 2010|
|$10360.00||4||9.1%||$258.3||The Ohio Valley Bank Company||December 1, 2012|
|$9740.00||8||5.4%||$125.17||The Citizens Bank||May 4, 2013|
|$10220.00||3||11.2%||$335.56||The Peoples Bank||December 16, 2013|
|$10210.00||8||9.1%||$150.11||The Freeport State Bank||April 30, 2014|
Contact Details for Standing Stone Bank, the provider of this home loan
- Standing Stone Bank
- City: Lancaster
- State: Ohio
- Address: 137 West Wheeling Street
- County: Fairfield
- Zip code: 43130
Installment loan for Jeneva, a graduate of “University of Arkansas, Fayetteville” and an industrial relations specialist working for over $72,000 per year
Jeneva, an alumnus at “University of Arkansas, Fayetteville” and an industrial relations specialist in Lancaster, Ohio wants a home loan to purchase a new cell phone. Jeneva has instead chosen to get an installment loan for $21,000 and is currently seeking lenders like Northwest Ohio Bank to process their request.
- Full name (Changed if requested): Jeneva Madock
- Current Credit: loans.hit.utils.Fico@4ac68d3e
- Current City: Lancaster
- State: Ohio
- Zip code: 43137
- Yearly income: $61,000
- Current Job: industrial relations specialist
- Current County: Fairfield
- Goal Yearly Income: $81,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
When Jeneva was 24, they attempted to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a chronology of Jeneva’s prior attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on November 24, 2008
- Attempt 2) Loan for $20,000.00 on October 25, 2013
- Attempt 3) Loan for $26,000.00 on April 16, 2011
- Attempt 4) Loan for $22,000.00 on April 10, 2011
- Attempt 5) Loan for $23,000.00 on October 24, 2009
- Attempt 6) Loan for $39,000.00 on July 10, 2011
- Attempt 7) Loan for $25,000.00 on March 29, 2012
8 Months in the Past, Jeneva Tried Finding a High Risk Loan for $21,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Jeneva. Jeneva chose not to obtain a high risk loan this time. High Risk loans are given to very low credit applicants. Borrowers with credit scores as low as 422 can inquire for a high risk loan and possibly can be approved.
Conclusion of Jeneva’s home loan
In the end, Jeneva was able to find a home loan for $84000 with an interest rate of 7.0% interest APR from Standing Stone Bank in Lancaster, Ohio repayable over 17 years from now.