$84000 Quick Loan – Manheim Pennsylvania, Credit Score Of 781
- Experian: 797 – This client had an excellent Experian rating
- Transunion: 767 – Malika had an excellent credit rating with Transunion.
- Equifax: Malika’s Experian score was 781, which is an excellent credit rating with the Experian system.
Before applying for this quick loan, Malika had an Experian score of 797, which is excellent, so Manheim Savings and Loan Association most likely cannot provide Malika a quick loan
Malika has a very low current yearly income, but has a large amount of prospects
Malika has always wanted to be an insurance lawyer, but would need attend University of Wisconsin – Stevens Point again to become one. Malika has other prospects as well, including recreational vehicle mechanic, licensed practical nurse, and lathe operator, which pay $51,000 through to $103,000 per year, at least. For this reason, we believe that Malika can afford this quick loan of $84000.
Fast Loans for Malika in Manheim, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Manheim, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Malika. Malika was able to find a fast loan for $84000 from SunBank and First Lehigh Bank, but declined both offers in favor of their quick loan from Manheim Savings and Loan Association. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that you are in a pinch.
Contact Details for Manheim Savings and Loan Association, the provider of this quick loan
- Manheim Savings and Loan Association
- City: Manheim
- State: Pennsylvania
- Address: 33 Market Square
- County: Lancaster
- Zip code: 17545
Personal Loan for an environmental technician named Malika in Manheim, Pennsylvania to Pay Off First National Bank Maximum Rewards Visa Card
Malika had a tonne of credit card debt on their Arvest Premier Visa Purchasing Card and their Riverview Community Bank Secured Visa Card, and they were starting to get in over their heads. Despite Malika’s job as an environmental technician, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
- Full name (Changed if requested): Malika Bhatnagar
- Current Credit: loans.hit.utils.Fico@1a86f2f1
- Current City: Manheim
- State: Pennsylvania
- Zip code: 17548
- Yearly income: $67,000
- Current Job: environmental technician
- Current County: Lancaster
- Goal Yearly Income: $82,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Multiple other requests for credit have been made by Malika in the past, including one from Northern Michigan Bank of Kingsford in Manheim, Pennsylvania before Malika was accepted for the $84000 by Manheim Savings and Loan Association
Malika made 8 previous tries to obtain a quick loan, 2 of which were with Northern Michigan Bank of Kingsford, a lender in Manheim, Pennsylvania known to specialize in quick loans specifically. Prior to finding Manheim Savings and Loan Association, Malika was very concerned due to their inexperience and excellent credit rating.
8 Months Ago, Malika Attempted Finding a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Malika. Malika chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Borrowers with credit scores as low as 575 can inquire for a high risk loan and have a chance to be approved.
Installment loan for Malika, a graduate of University of Wisconsin – Stevens Point and an environmental technician working for over $60,000 per year
Malika, an alumnus at University of Wisconsin – Stevens Point and an environmental technician in Manheim, Pennsylvania needs a quick loan to purchase something frivolous. Malika has instead chosen to get an installment loan for $16,000 and is currently seeking lenders like The Schuylkill Haven Trust Company to provide it.
Previous requests on Malika’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$142290.00||10||7.6%||$1696.44||The People’s Bank of Oxford||July 28, 2010|
|$142160.00||3||8.2%||$4467.91||First Lehigh Bank||February 6, 2011|
|$142100.00||3||6.6%||$4361.69||SunBank||November 28, 2012|
|$141810.00||8||11.6%||$2273.76||Merchants Bank (North)||February 18, 2014|
Paraphrased and Standardized Quote from Malika for this quick loan of $84000, provided by Manheim Savings and Loan Association
Hello, I am Malika and I’m from Manheim in Pennsylvania. Lancaster, county is where I grew up, and now I need a quick loan in Pennsylvania for $84000 to buy a car. It has been difficult, but Manheim Savings and Loan Association really came through for me with this loan for 11.8% interest APR and a term of 13 years. I can probably repay the loan over the 13 year term, including interest. A big thanks to Manheim Savings and Loan Association for giving me a chance and my excellent credit. It look me 7 years to build my credit to 781, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $28,000.00 to $57,000.00. They are normally used to pay off existing high interest loans like credit cards. Malika required a debt consolidation loan to pay for their existing quick loan and their payday loan. Malika was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.1%.
Signature Loan easily acquired in Manheim, Pennsylvania for $84000 with excellent credit by Malika
Many prospective borrowers have difficulty with finding signature loans in Manheim, Pennsylvania, and Malika is no different. Malika went to 7 lenders or more prior to finding Manheim Savings and Loan Association, who offered Malika a signature loan for $84000. Most signature loans simply need a client, like Malika’s signature to obtain them, up to $35,000 in some cases. Malika was able to get $84000 as a quick loan, which is very high for a quick loan. Because signature loans do not require a cosigner, they tend to require higher credit, as high as 766
Malika’s Overall FICO score at the time of acceptance for a quick loan, taking into account their environmental technician job and their future career as an insurance lawyer
Malika was rejected by The Bridgeville Trust Company 7 times before being approved by Manheim Savings and Loan Association at 33 Market Square
On August 2, 2011, Malika applied about borrowing $25,000 from The Schuylkill Haven Trust Company with Tommy, their friend from just outside Manheim, and even with the co-signer, Malika was rejected for this quick loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.
When Malika was 20, they attempted to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a chronology of Malika’s previous attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on October 6, 2009
- Attempt 2) Loan for $20,000.00 on November 3, 2010
- Attempt 3) Loan for $22,000.00 on June 25, 2010
- Attempt 4) Loan for $26,000.00 on November 29, 2008
Malika’s Transunion score was changed by the quick loan loan, changing to 767 from 781, which is normal in our experience.
Conclusion of Malika’s quick loan
In the end, Malika was able to find a quick loan for $84000 with an interest rate of 10.1% interest APR from Manheim Savings and Loan Association in Manheim, Pennsylvania repayable over 13 years from now.