$135000 Emergency Loan – Lamar Colorado, Credit Rating Of 599
- Experian: 616 – The client had a fair Experian rating
- Transunion: 584 – Eleanore had a fair credit score with Transunion.
- Equifax: Eleanore’s Experian score was 599, which is a fair credit rating using the Experian rating scheme.
Contact Details for Community State Bank, the provider of this emergency loan
- Community State Bank
- City: Lamar
- State: Colorado
- Address: 717 North Main Street
- County: Prowers
- Zip code: 81052
Fast Loans for Eleanore in Lamar, Colorado to prevent bankruptcy or harm from debt collectors.
Fast loans in Lamar, Colorado aren’t actually that difficult to obtain, particularly if you have some gumption like Eleanore. Eleanore was able to find a fast loan for $135000 from The Minnequa Bank of Pueblo and IntraWest Bank of Denver, National Association, but declined both offers in favor of their emergency loan from Community State Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big difference in the case that you are on the go.
8 Months in the Past, Eleanore Tried Finding a High Risk Loan for $48,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Eleanore. Eleanore chose not to obtain a high risk loan this time. High Risk loans are given to bad credit borrowers. Clients with credit ratings as low as 413 can apply for a high risk loan and may be be accepted.
Before applying for this emergency loan, Eleanore had an Experian score of 616, which is fair, so Community State Bank most likely cannot provide Eleanore an emergency loan
Paraphrased and Standardized Quote from Eleanore for this emergency loan of $135000, provided by Community State Bank
Hi, I am Eleanore and my hometown is Lamar in Colorado. Prowers, county is where I grew up, and now I need a emergency loan in Colorado for $135000 to avoid bankruptcy. It wasn’t easy, but Community State Bank really came through for me with this loan for 7.1% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to Community State Bank for giving me a chance and my fair credit. It look me 7 years to build my credit to 599, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
Several past requests for credit have been made by Eleanore in the past, including one from Lincoln Security Bank in Lamar, Colorado before Eleanore was approved for the $135000 by Community State Bank
Eleanore made 4 previous tries to obtain an emergency loan, 2 of which were with Lincoln Security Bank, a lending institution in Lamar, Colorado known to specialize in emergency loans specifically. Prior to finding Community State Bank, Eleanore was concerned due to their inexperience and fair credit score.
Eleanore has a very low current yearly income, but has a large amount of prospects
Eleanore has always wanted to be a radio & tv program director, but would need attend Radford University again to achieve it. Eleanore has other possibilities as well, including pediatrician, unemployment inspector, and municipal fire fighting supervisor, which pay $59,000 through to $91,000 per year, at least. Because of this, we believe that Eleanore can pay for this emergency loan of $135000.
Signature Loan acquired in Lamar, Colorado for $135000 with fair credit by Eleanore
Most prospective borrowers struggle with obtaining signature loans in Lamar, Colorado, and Eleanore is no exception. Eleanore went to 4 lending institutions or more prior to finding Community State Bank, who offered Eleanore a signature loan for $135000. Most signature loans simply need a client, like Eleanore’s signature to get them, up to $45,000 in some cases. Eleanore was able to get $135000 as a emergency loan, which is very high for an emergency loan. Since signature loans do not require collateral, these loans generally need improved credit, as high as 744
Installment loan for Eleanore, a graduate of Radford University and a farm labor contractor working for over $78,000 per year
Eleanore, an alumnus at Radford University and a farm labor contractor in Lamar, Colorado needs an emergency loan to purchase something frivolous. Eleanore has instead chosen to obtain an installment loan for $3,000 and is at present seeking lenders like Colorado National Bank – Exchange to provide it.
- Full name (Changed if requested): Eleanore Nono
- Current Credit: loans.hit.utils.Fico@5e265ba4
- Current City: Lamar
- State: Colorado
- Zip code: 81060
- Yearly income: $69,000
- Current Job: farm labor contractor
- Current County: Prowers
- Goal Yearly Income: $149,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $23,000.00 to $47,000.00. They are typically used to pay off existing high interest loans like credit cards. Eleanore needed a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Eleanore was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 2.1%.
When Eleanore was 19, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a list of Eleanore’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on November 3, 2011
- Attempt 2) Loan for $23,000.00 on May 24, 2012
- Attempt 3) Loan for $33,000.00 on October 16, 2013
- Attempt 4) Loan for $34,000.00 on August 24, 2012
- Attempt 5) Loan for $24,000.00 on February 23, 2011
- Attempt 6) Loan for $20,000.00 on October 15, 2012
Eleanore’s Transunion score was altered by the emergency loan loan, changing to 584 from 599, which is typical in our experience.
Personal Loan for a farm labor contractor named Eleanore in Lamar, Colorado to Pay Off Commerce Bank Special Connections VISA with Rewards
Eleanore had a lot of credit card debt on their AeroMexico Visa Signature Card- from US Bank and their MetaBank Vision Silver Prepaid MasterCard, and they were starting to get in over their heads. Despite Eleanore’s job as a farm labor contractor, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Eleanore was not approved by Norwest Bank Colorado Springs, National Association 6 times prior to being approved by Community State Bank at 717 North Main Street
On September 3, 2011, Eleanore inquired about borrowing $33,000 from Mountain Parks Bank – West with Max, their in law from just outside Lamar, and even with the co-signer, Eleanore was rejected for this emergency loan. With fair credit, it can be challenging to procure financing, even with collateral and a co-signer.
Previous requests on Eleanore’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$41880.00||5||6.4%||$817.47||Affiliated National Bank – Delta||September 27, 2013|
|$41850.00||11||7.1%||$457.7||Central Bank, National Association||September 28, 2014|
|$42180.00||11||5.2%||$420.27||The Colorado Bank and Trust Company of La Junta||February 27, 2015|
|$42380.00||4||8.7%||$1048.6||Colorado State Bank and Trust, N. A.||June 30, 2015|
|$42340.00||3||8.3%||$1332.65||Mountain Parks Bank – West||August 10, 2015|
Eleanore’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their farm labor contractor job and their future career as a radio & tv program director
Conclusion of Eleanore’s emergency loan
In the end, Eleanore was able to find an emergency loan for $135000 with an interest rate of 5.3% interest APR from Community State Bank in Lamar, Colorado repayable over 14 years from now.