$58000 Same Day Loan – Jersey Village Texas, Credit Score Of 385
- Experian: 401 – This client had a terrible Experian rating
- Transunion: 370 – Vivienne had a terrible credit score with Transunion.
- Equifax: Vivienne’s Experian score was 385, which is a terrible credit rating with the Experian rating scheme.
Personal Loan for an it administrator named Vivienne in Jersey Village, Texas to Pay Off The Company Store Credit Card
Vivienne had a tonne of credit card debt on their Lane Bryant Credit Card and their Key Bank College Rewards MasterCard, and they were starting to get in over their heads. Despite Vivienne’s job as an it administrator, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Previous requests on Vivienne’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$60400.00||6||11.7%||$1171.43||Comerica Bank||October 18, 2011|
|$60490.00||6||7.6%||$1048.81||First Star Bank, S.S.B.||January 15, 2014|
|$59540.00||9||10.2%||$844.71||Brownfield State Bank & Trust Co.||January 17, 2014|
|$59690.00||6||7.3%||$1026.28||First Bank & Trust, Bryan, Texas||March 18, 2015|
Fast Loans for Vivienne in Jersey Village, Texas to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Jersey Village, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Vivienne. Vivienne was able to find a fast loan for $58000 from Commercial State Bank and First State Bank, but turned down both offers in favor of their same day loan from Village Green National Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if a client is on the go.
Multiple other requests for credit have been made by Vivienne in the past, including one from Old Farmers & Merchants State Bank in Jersey Village, Texas before Vivienne was approved for the $58000 by Village Green National Bank
Vivienne made 4 prior attempts to obtain a same day loan, 2 of which were with Old Farmers & Merchants State Bank, a lender in Jersey Village, Texas known to specialize in same day loans specifically. Prior to finding Village Green National Bank, Vivienne was very concerned due to their inexperience and terrible credit rating.
Vivienne has a low current yearly income, but has several of prospects
Vivienne has always wanted to be a product planner, but would need attend Hiwassee College again to become one. Vivienne has other prospects as well, including restaurant manager, environmental planner, and health psychologist, which pay $50,000 through to $98,000 per year, at least. For this reason, we believe that Vivienne can pay for this same day loan of $58000.
- Full name (Changed if requested): Vivienne Rushton
- Current Credit: loans.hit.utils.Fico@238e0d81
- Current City: Jersey Village
- State: Texas
- Zip code: 77043
- Yearly income: $69,000
- Current Job: it administrator
- Current County: Harris
- Goal Yearly Income: $88,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
7 Months Ago, Vivienne Attempted to Find a High Risk Loan for $20,000.00, and it was Easy
There is an ongoing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Vivienne. Vivienne chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Individuals with credit ratings as low as 344 can apply for a high risk loan and possibly can be accepted.
Vivienne was not approved by Brownfield State Bank & Trust Co. 6 times before being accepted by Village Green National Bank at 8200 Jones Road
On October 8, 2011, Vivienne applied about borrowing $40,000 from First Bank & Trust of Clarendon with Eustolia, their friend from just outside Jersey Village, and even with the co-signer, Vivienne was rejected for this same day loan. With terrible credit, it can be difficult to procure financing, even with collateral and a co-signer.
Vivienne’s Overall FICO score at the time of acceptance for a same day loan, taking into account their it administrator job and their future job as a product planner
Installment loan for Vivienne, a graduate of Hiwassee College and an it administrator working for over $66,000 per year
Vivienne, an alumnus at Hiwassee College and an it administrator in Jersey Village, Texas wants a same day loan to purchase a car. Vivienne has instead decided to get an installment loan for $1,000 and is at present seeking lenders like First Bank & Trust, Bryan, Texas to provide it.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $25,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Vivienne required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Vivienne was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.1%.
Vivienne’s Transunion score was altered by the same day loan loan, changing to 370 from 385, which is typical in our experience.
Contact Details for Village Green National Bank, the provider of this same day loan
- Village Green National Bank
- City: Jersey Village
- State: Texas
- Address: 8200 Jones Road
- County: Harris
- Zip code: 77040
When Vivienne was 24, they attempted to obtain a student loan from 7 different banks, which damaged their credit rating. Below is a chronology of Vivienne’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on March 19, 2009
- Attempt 2) Loan for $20,000.00 on January 14, 2012
- Attempt 3) Loan for $21,000.00 on June 11, 2010
- Attempt 4) Loan for $28,000.00 on February 22, 2010
- Attempt 5) Loan for $35,000.00 on November 4, 2013
- Attempt 6) Loan for $39,000.00 on March 26, 2014
- Attempt 7) Loan for $32,000.00 on January 8, 2011
Signature Loan found in Jersey Village, Texas for $58000 with terrible credit by Vivienne
Most clients struggle with obtaining signature loans in Jersey Village, Texas, and Vivienne is no exception. Vivienne went to 8 lending institutions or more prior to finding Village Green National Bank, who offered Vivienne a signature loan for $58000. Typical signature loans simply require a client, like Vivienne’s signature to get them, up to $47,000 in some cases. Vivienne was able to get $58000 as a same day loan, which is very high for a same day loan. Since signature loans do not need collateral, they generally need better credit, as high as 710
Paraphrased and Standardized Quote from Vivienne for this same day loan of $58000, provided by Village Green National Bank
Hello, I am Vivienne and I am from Jersey Village in Texas. Harris, county is where I grew up, and now I need a same day loan in Texas for $58000 to renovate my home. It wasn’t easy, but Village Green National Bank really came through for me with this loan for 7.1% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to Village Green National Bank for giving me a chance and my terrible credit. It look me 7 years to build my credit to 385, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.
Before applying for this same day loan, Vivienne had an Experian score of 401, which is terrible, so Village Green National Bank probably cannot provide Vivienne a same day loan
Conclusion of Vivienne’s same day loan
In the end, Vivienne was able to find a same day loan for $58000 with an interest rate of 10.5% interest APR from Village Green National Bank in Jersey Village, Texas repayable over 2 years from today.