$51000 Same Day Loan – Goshen Indiana, Credit Score Of 558
- Experian: 569 – This individual had a fair Experian score
- Transunion: 544 – Rayna had a fair credit rating with Transunion.
- Equifax: Rayna’s Experian score was 558, which is a fair credit rating with the Experian rating scheme.
Rayna’s Transunion score was changed by the same day loan loan, changing to 544 from 558, which is typical in our experience.
Previous requests on Rayna’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$70310.00||7||5.7%||$1017.05||The Citizens Exchange Bank||January 21, 2009|
|$70190.00||8||11.4%||$1117.77||Alliance Bank||June 22, 2011|
|$70370.00||6||7.6%||$1220.12||Farmers State Bank||November 3, 2011|
|$69770.00||7||8.5%||$1104.91||First United Bank, National Association||May 22, 2013|
Personal Loan for a fund raiser named Rayna in Goshen, Indiana to Pay Off Founders FCU Platinum MasterCard
Rayna had a tonne of credit card debt on their Farm Sanctuary MasterCard and their Gospelville Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Rayna’s job as a fund raiser, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Signature Loan easily acquired in Goshen, Indiana for $51000 with fair credit by Rayna
Most prospective borrowers struggle with finding signature loans in Goshen, Indiana, and Rayna is the same. Rayna went to 6 lenders or more prior to settling on First Federal Savings and Loan Association of Goshen, who offered Rayna a signature loan for $51000. Typical signature loans simply require a client, like Rayna’s signature to obtain them, up to $41,000 in some cases. Rayna was able to get $51000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need a cosigner, they tend to need higher credit, as high as 721
- Full name (Changed if requested): Rayna Crimmins
- Current Credit: loans.hit.utils.Fico@4ee285c6
- Current City: Goshen
- State: Indiana
- Zip code: 46535
- Yearly income: $42,000
- Current Job: fund raiser
- Current County: Elkhart
- Goal Yearly Income: $92,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Rayna has a low current gross income, but has a high number of prospects
Rayna has always wanted to be a soil scientist, but would need attend W. F. Kaynor Technical High School again to achieve it. Rayna has other possibilities as well, including transit and railroad police, property accountant, and glass blower, which pay $55,000 through to $94,000 per year, on average. For this reason, we believe that Rayna can pay for this same day loan of $51000.
When Rayna was 20, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a chronology of Rayna’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on February 22, 2011
- Attempt 2) Loan for $27,000.00 on September 2, 2011
- Attempt 3) Loan for $21,000.00 on December 30, 2008
- Attempt 4) Loan for $23,000.00 on July 2, 2012
- Attempt 5) Loan for $33,000.00 on September 2, 2012
- Attempt 6) Loan for $33,000.00 on March 11, 2012
Installment loan for Rayna, a graduate of W. F. Kaynor Technical High School and a fund raiser working for over $62,000 per year
Rayna, an alumnus at W. F. Kaynor Technical High School and a fund raiser in Goshen, Indiana needs a same day loan to purchase a new cell phone. Rayna has instead decided to get an installment loan for $28,000 and is currently seeking lenders like STAR, Financial Bank, Elwood to process their request.
Paraphrased and Standardized Quote from Rayna for this same day loan of $51000, provided by First Federal Savings and Loan Association of Goshen
Hi, I am Rayna and I am from Goshen in Indiana. Elkhart, county is where I grew up, and now I need a same day loan in Indiana for $51000 to buy a car. It has been difficult, but First Federal Savings and Loan Association of Goshen really came through for me with this loan for 9.0% interest APR and a term of 3 years. I can probably repay the loan over the 3 year term, including interest. A big thanks to First Federal Savings and Loan Association of Goshen for trusting me and my fair credit. It look me 7 years to build my credit to 558, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.
Fast Loans for Rayna in Goshen, Indiana to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Goshen, Indiana aren’t actually that difficult to obtain, particularly if you have some gumption like Rayna. Rayna was able to find a fast loan for $51000 from Union State Bank and Orange County Bank, but declined both offers in favor of their same day loan from First Federal Savings and Loan Association of Goshen. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that a client is in a time sensitive situation.
Rayna was rejected by State Bank of Lizton 4 times before being approved by First Federal Savings and Loan Association of Goshen at 102 N Main St
On April 8, 2013, Rayna inquired about borrowing $26,000 from State Bank of Lizton with Lydia, their friend from just outside Goshen, and even with the co-signer, Rayna was rejected for this same day loan. With fair credit, it can be challenging to procure financing, even with collateral and a co-signer.
Before applying for this same day loan, Rayna had an Experian score of 569, which is fair, so First Federal Savings and Loan Association of Goshen probably cannot provide Rayna a same day loan
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $32,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Rayna required a debt consolidation loan to pay for their existing same day loan and their payday loan. Rayna was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.5%.
Contact Details for First Federal Savings and Loan Association of Goshen, the provider of this same day loan
- First Federal Savings and Loan Association of Goshen
- City: Goshen
- State: Indiana
- Address: 102 N Main St
- County: Elkhart
- Zip code: 46526
Several previous requests for credit have been made by Rayna in the past, including one from Community National Bank of Southern Pennsylvania in Goshen, Indiana before Rayna was approved for the $51000 by First Federal Savings and Loan Association of Goshen
Rayna made 5 previous tries to obtain a same day loan, 2 of which were with Community National Bank of Southern Pennsylvania, a lender in Goshen, Indiana known to specialize in same day loans specifically. Prior to finding First Federal Savings and Loan Association of Goshen, Rayna was desperate due to their inexperience and fair credit score.
8 Months in the Past, Rayna Tried Finding a High Risk Loan for $38,000.00, and it was Easy
It is an well known struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Rayna. Rayna chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Clients with credit ratings as low as 325 can apply for a high risk loan and possibly can be accepted.
Rayna’s Overall FICO score at the time of acceptance for a same day loan, taking into account their fund raiser job and their future career as a soil scientist
Conclusion of Rayna’s same day loan
In the end, Rayna was able to find a same day loan for $51000 with an interest rate of 5.4% interest APR from First Federal Savings and Loan Association of Goshen in Goshen, Indiana repayable over 3 years from today.