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$92000 Signature Loan With Terrible Credit In Craig Colorado

$92000 Signature Loan – Craig Colorado, Credit Rating Of 380

  • Experian: 396 – This client had a terrible Experian rating
  • Transunion: 362 – Cristine had a terrible credit rating with Transunion.
  • Equifax: Cristine’s Experian score was 380, which is a terrible credit rating on the Experian scale.

Cristine’s Overall FICO score at the time of acceptance for a signature loan, taking into account their mining machine operator job and their future career as an advertising account executive

Fico Score: 380

Installment loan for Cristine, a graduate of Childcare Education Institute and a mining machine operator working for over $76,000 per year

Cristine, an alumnus at Childcare Education Institute and a mining machine operator in Craig, Colorado wants a signature loan to purchase a house. Cristine has instead decided to obtain an installment loan for $16,000 and is at present seeking lenders like The Berthoud National Bank to provide it.

8 Months in the Past, Cristine Attempted Finding a High Risk Loan for $39,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Cristine. Cristine chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit individuals. Individuals with credit scores as low as 591 can inquire for a high risk loan and may be be approved.

Cristine’s Transunion score was changed by the signature loan loan, changing to 362 from 380, which is normal in our experience.

Transunion Score: 362

When Cristine was 21, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit rating. Below is a chronology of Cristine’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on November 19, 2012
  • Attempt 2) Loan for $30,000.00 on August 26, 2009
  • Attempt 3) Loan for $39,000.00 on October 2, 2013
  • Attempt 4) Loan for $36,000.00 on May 15, 2010
  • Attempt 5) Loan for $37,000.00 on April 8, 2014
  • Attempt 6) Loan for $30,000.00 on April 3, 2014
  • Attempt 7) Loan for $35,000.00 on May 22, 2009

Paraphrased and Standardized Quote from Cristine for this signature loan of $92000, provided by Great West Federal Savings Bank

Hello, I am Cristine and my hometown is Craig in Colorado. Moffat, county is where I grew up, and now I need a signature loan in Colorado for $92000 to avoid bankruptcy. It wasn’t easy, but Great West Federal Savings Bank really came through for me with this loan for 8.3% interest APR and a term of 16 years. I can repay the loan over the 16 year term, including interest. A big thanks to Great West Federal Savings Bank for trusting me and my terrible credit. It look me 6 years to create my credit to 380, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.

Several previous requests for credit have been made by Cristine in the past, including one from Edgewater Bank in Craig, Colorado before Cristine was approved for the $92000 by Great West Federal Savings Bank

Cristine made 4 prior attempts to obtain a signature loan, 2 of which were with Edgewater Bank, a lending institution in Craig, Colorado known to specialize in signature loans specifically. Before finding Great West Federal Savings Bank, Cristine was desperate due to their inexperience and terrible credit rating.

Cristine has a very low current total income, but has several of prospects

Cristine has always wanted to be an advertising account executive, but would need attend Childcare Education Institute again to become one. Cristine has other prospects as well, including bus boy / bus girl, vending machine mechanic, and agricultural equipment operator, which pay $58,000 through to $95,000 per year, on average. For this reason, we believe that Cristine can afford this signature loan of $92000.

Fast Loans for Cristine in Craig, Colorado to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Craig, Colorado aren’t actually that difficult to obtain, particularly if you have some gumption like Cristine. Cristine was able to find a fast loan for $92000 from Wells Fargo Bank West, National Association and Fremont National Bank of Canon City, but turned down both offers in favor of their signature loan from Great West Federal Savings Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a borrower is in a pinch.

Client Profile: Cristine Beerman of Craig, Colorado
  • Full name (Changed if requested): Cristine Beerman
  • Current Credit: loans.hit.utils.Fico@133314b
  • Current City: Craig
  • State: Colorado
  • Zip code: 81634
  • Yearly income: $37,000
  • Current Job: mining machine operator
  • Current County: Moffat
  • Goal Yearly Income: $86,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Personal Loan for a mining machine operator named Cristine in Craig, Colorado to Pay Off Rewards Visa Signature Card

Cristine had a tonne of credit card debt on their American Savings Bank Platinum Edition Visa Card and their TD Cash Rewards Visa Credit Card, and they were starting to get in over their heads. Despite Cristine’s job as a mining machine operator, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Cristine was declined by IntraWest Bank of Denver, National Association 7 times before being approved by Great West Federal Savings Bank at 600 Yampa Avenue

On June 28, 2010, Cristine inquired about borrowing $15,000 from Norwest Bank Colorado Springs, National Association with Blythe, their friend from just outside Craig, and even with the co-signer, Cristine was rejected for this signature loan. With terrible credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Contact Details for Great West Federal Savings Bank, the provider of this signature loan

  • Great West Federal Savings Bank
  • City: Craig
  • State: Colorado
  • Address: 600 Yampa Avenue
  • County: Moffat
  • Zip code: 81625

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $22,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Cristine required a debt consolidation loan to pay for their existing signature loan and their payday loan. Cristine was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.1%.

Previous requests on Cristine’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$38420.00 5 11.4% $843.03 Affiliated National Bank – Delta April 24, 2011
$37590.00 9 7.4% $477.76 Central Bank, National Association August 8, 2012
$38430.00 7 9.6% $630.07 The Colorado Bank and Trust Company of La Junta January 11, 2014
$37700.00 10 10.2% $502.39 Colorado State Bank and Trust, N. A. August 24, 2014
$37680.00 11 10.6% $484.63 Mountain Parks Bank – West November 16, 2014

Signature Loan easily acquired in Craig, Colorado for $92000 with terrible credit by Cristine

A lot of borrowers have difficulty with finding signature loans in Craig, Colorado, and Cristine is the same. Cristine went to 8 lenders or more before settling on Great West Federal Savings Bank, who offered Cristine a signature loan for $92000. Typical signature loans simply require a client, like Cristine’s signature to obtain them, up to $42,000 in some cases. Cristine was able to get $92000 as a signature loan, which is very high for a signature loan. Because signature loans do not need a cosigner, these loans tend to need higher credit, as high as 723

Before applying for this signature loan, Cristine had an Experian score of 396, which is terrible, so Great West Federal Savings Bank most likely cannot provide Cristine a signature loan

Experian Score: 396

Conclusion of Cristine’s signature loan

In the end, Cristine was able to find a signature loan for $92000 with an interest rate of 5.0% interest APR from Great West Federal Savings Bank in Craig, Colorado repayable over 16 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.