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3 Month Mortgage For Tristan In Coral Gables Florida

$108000 Mortgage – Coral Gables Florida, Credit Rating Of 610

  • Experian: 629 – This individual had a good Experian score
  • Transunion: 594 – Tristan had a good credit rating with Transunion.
  • Equifax: Tristan’s Experian score was 610, which is a good credit rating using the Experian scale.

Tristan has a very low current yearly income, but has several of prospects

Tristan has always wanted to be a fraud investigator, but would need attend Trenton Psychiatric Hospital again to achieve it. Tristan has other prospects as well, including broker’s floor representative, middle school guidance counselor, and warehouse stock clerk, which pay $55,000 through to $91,000 per year, on average. Because of this, we believe that Tristan can afford this mortgage of $108000.

Installment loan for Tristan, a graduate of Trenton Psychiatric Hospital and a plumber working for over $61,000 per year

Tristan, an alumnus at Trenton Psychiatric Hospital and a plumber in Coral Gables, Florida needs a mortgage to purchase a car. Tristan has instead decided to obtain an installment loan for $29,000 and is currently seeking lenders like Hialeah-Miami Springs First State Bank to process their request.

Previous requests on Tristan’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$127420.00 8 6.5% $1705.67 NCNB National Bank of Florida February 10, 2010
$127180.00 3 6.7% $3909.53 Southeast Bank of Madison County, National Association July 22, 2012
$126680.00 10 6.4% $1431.99 Southeast Bank of Wildwood January 23, 2013
$127390.00 7 7.3% $1941.39 Atlantic Bank of Jacksonville March 12, 2013

Tristan’s Transunion score was changed by the mortgage loan, changing to 594 from 610, which is normal in our experience.

Transunion Score: 594

Before applying for this mortgage, Tristan had an Experian score of 629, which is good, so Imperial Bank probably cannot provide Tristan a mortgage

Experian Score: 629

Paraphrased and Standardized Quote from Tristan for this mortgage of $108000, provided by Imperial Bank

Hello, I am Tristan and I am from Coral Gables in Florida. Miami-Dade, county is where I grew up, and now I need a mortgage in Florida for $108000 to pay bills. It wasn’t easy, but Imperial Bank really came through for me with this loan for 5.1% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to Imperial Bank for giving me a chance and my good credit. It look me 4 years to create my credit to 610, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

When Tristan was 24, they attempted to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a chronology of Tristan’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on March 1, 2009
  • Attempt 2) Loan for $23,000.00 on September 17, 2011
  • Attempt 3) Loan for $30,000.00 on February 11, 2012
  • Attempt 4) Loan for $29,000.00 on June 11, 2011
  • Attempt 5) Loan for $34,000.00 on August 23, 2011
  • Attempt 6) Loan for $22,000.00 on December 5, 2011
  • Attempt 7) Loan for $29,000.00 on April 1, 2010

Fast Loans for Tristan in Coral Gables, Florida to prevent bankruptcy or harm from debt collectors.

Fast loans in Coral Gables, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Tristan. Tristan was able to find a fast loan for $108000 from Seacoast National Bank and SunTrust Bank, Northwest, Florida, but turned down both offers in favor of their mortgage from Imperial Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if a borrower is in a time sensitive situation.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $35,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Tristan required a debt consolidation loan to pay for their existing mortgage and their payday loan. Tristan was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your bad, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.3%.

Client Profile: Tristan Darter of Coral Gables, Florida
  • Full name (Changed if requested): Tristan Darter
  • Current Credit: loans.hit.utils.Fico@1edf1c96
  • Current City: Coral Gables
  • State: Florida
  • Zip code: 33154
  • Yearly income: $49,000
  • Current Job: plumber
  • Current County: Miami-Dade
  • Goal Yearly Income: $113,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Personal Loan for a plumber named Tristan in Coral Gables, Florida to Pay Off Thomasville Furniture Credit Card

Tristan had a lot of credit card debt on their Pier 1 Imports Rewards Card and their Ralphs rewards plus Visa Card, and they were starting to get in over their heads. Despite Tristan’s job as a plumber, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

6 Months Ago, Tristan Tried Finding a High Risk Loan for $34,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Tristan. Tristan chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit applicants. Clients with credit scores as low as 595 can apply for a high risk loan and may be be accepted.

Several other requests for credit have been made by Tristan in the past, including one from The Farmers State Bank of Lostant in Coral Gables, Florida before Tristan was approved for the $108000 by Imperial Bank

Tristan made 9 previous attempts to obtain a mortgage, 2 of which were with The Farmers State Bank of Lostant, a lending institution in Coral Gables, Florida known to specialize in mortgages specifically. Prior to finding Imperial Bank, Tristan was concerned due to their inexperience and good credit score.

Tristan was declined by The Florida National Bank at Orlando 6 times before being accepted by Imperial Bank at 4201 Le Jeune Road

On February 15, 2011, Tristan inquired about borrowing $38,000 from Florida Bank of Volusia County with Natisha, their friend from just outside Coral Gables, and even with the co-signer, Tristan was rejected for this mortgage. With good credit, it can be challenging to procure financing, even with collateral and a co-signer.

Contact Details for Imperial Bank, the provider of this mortgage

  • Imperial Bank
  • City: Coral Gables
  • State: Florida
  • Address: 4201 Le Jeune Road
  • County: Miami-Dade
  • Zip code: 33146

Signature Loan easily acquired in Coral Gables, Florida for $108000 with good credit by Tristan

A lot of borrowers have difficulty with obtaining signature loans in Coral Gables, Florida, and Tristan is not an exception. Tristan went to 8 lenders or more prior to settling on Imperial Bank, who offered Tristan a signature loan for $108000. Most signature loans simply need a client, like Tristan’s signature to obtain them, up to $30,000 in some cases. Tristan was able to get $108000 as a mortgage, which is very high for a mortgage. Because signature loans do not need a cosigner, they generally need higher credit, as high as 790

Tristan’s Overall FICO score at the time of acceptance for a mortgage, taking into account their plumber job and their future job as a fraud investigator

Fico Score: 610

Conclusion of Tristan’s mortgage

In the end, Tristan was able to find a mortgage for $108000 with an interest rate of 7.3% interest APR from Imperial Bank in Coral Gables, Florida repayable over 2 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.