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4 Month Debt Consolidation Loan For Paulita In Palatka Florida

$27000 Debt Consolidation Loan – Palatka Florida, Credit Rating Of 364

  • Experian: 378 – The client had a terrible Experian score
  • Transunion: 350 – Paulita had a terrible credit score with Transunion.
  • Equifax: Paulita’s Experian score was 364, which is a terrible credit score using the Experian scale.

Installment loan for Paulita, a graduate of Maricopa Community Colleges – Gateway Community College and a metal casting machine operator working for over $78,000 per year

Paulita, an alumnus at Maricopa Community Colleges – Gateway Community College and a metal casting machine operator in Palatka, Florida wants a debt consolidation loan to purchase a car. Paulita has instead chosen to get an installment loan for $15,000 and is at present seeking lenders like SunTrust Bank, Northwest, Florida to process their request.

Paulita was declined by The Huntington National Bank of Lakeland 7 times prior to being granted funding by Putnam State Bank at 350 State Road 19, North

On June 7, 2010, Paulita inquired about borrowing $49,000 from Florida Bank of Volusia County with Signe, their in law from just outside Palatka, and even with the co-signer, Paulita was rejected for this debt consolidation loan. With terrible credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Paulita’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their metal casting machine operator job and their future career as a human resources management consultant

Fico Score: 364

Paulita’s Transunion score was altered by the debt consolidation loan loan, changing to 350 from 364, which is normal in our experience.

Transunion Score: 350

Paraphrased and Standardized Quote from Paulita for this debt consolidation loan of $27000, provided by Putnam State Bank

Hi, I am Paulita and I am from Palatka in Florida. Putnam, county is where I grew up, and now I need a debt consolidation loan in Florida for $27000 to avoid bankruptcy. It wasn’t easy, but Putnam State Bank really came through for me with this loan for 10.7% interest APR and a term of 7 years. I can probably repay the loan over the 7 year term, including interest. A big thanks to Putnam State Bank for trusting me and my terrible credit. It look me 7 years to build my credit to 364, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.

When Paulita was 23, they tried to obtain a student loan from 7 alternate banks, which harmed their credit score. Below is a chronology of Paulita’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on July 2, 2010
  • Attempt 2) Loan for $22,000.00 on February 9, 2011
  • Attempt 3) Loan for $21,000.00 on November 28, 2009
  • Attempt 4) Loan for $37,000.00 on November 22, 2009
  • Attempt 5) Loan for $35,000.00 on February 12, 2010
  • Attempt 6) Loan for $27,000.00 on August 2, 2009
  • Attempt 7) Loan for $30,000.00 on August 30, 2010

Multiple previous requests for credit have been made by Paulita in the past, including one from People’s Bank of Chesapeake in Palatka, Florida before Paulita was accepted for the $27000 by Putnam State Bank

Paulita made 7 prior attempts to obtain a debt consolidation loan, 2 of which were with People’s Bank of Chesapeake, a bank in Palatka, Florida known to specialize in debt consolidation loans specifically. Prior to finding Putnam State Bank, Paulita was very concerned due to their inexperience and terrible credit score.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $23,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Paulita needed a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Paulita was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.0%.

Previous requests on Paulita’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$140820.00 3 9.3% $4497.73 NCNB National Bank of Florida January 9, 2013
$141150.00 7 6.2% $2075.56 Southeast Bank of Madison County, National Association June 23, 2014
$141210.00 11 7.7% $1589.26 Southeast Bank of Wildwood May 13, 2015
$141230.00 5 7.7% $2843.4 Atlantic Bank of Jacksonville August 13, 2015

Signature Loan easily acquired in Palatka, Florida for $27000 with terrible credit by Paulita

Many borrowers struggle with obtaining signature loans in Palatka, Florida, and Paulita is no different. Paulita went to 8 lenders or more before finding Putnam State Bank, who offered Paulita a signature loan for $27000. Typical signature loans simply need a client, like Paulita’s signature to get them, up to $23,000 in some cases. Paulita was able to get $27000 as a debt consolidation loan, which is very high for a debt consolidation loan. Since signature loans don’t need collateral, these loans generally need improved credit, as high as 755

Client Profile: Paulita Lijewski of Palatka, Florida
  • Full name (Changed if requested): Paulita Lijewski
  • Current Credit: loans.hit.utils.Fico@3d82c5f3
  • Current City: Palatka
  • State: Florida
  • Zip code: 32179
  • Yearly income: $59,000
  • Current Job: metal casting machine operator
  • Current County: Putnam
  • Goal Yearly Income: $127,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Paulita has a very low current gross income, but has several of prospects

Paulita has always wanted to be a human resources management consultant, but would need attend Maricopa Community Colleges – Gateway Community College again to achieve it. Paulita has other prospects as well, including construction trades supervisor, orthodontic assistant, and hydraulic engineer, which pay $53,000 through to $107,000 per year, on average. For this reason, we believe that Paulita can pay for this debt consolidation loan of $27000.

8 Months Ago, Paulita Tried Finding a High Risk Loan for $31,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Paulita. Paulita decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Clients with credit ratings as low as 576 can inquire for a high risk loan and may be be approved.

Personal Loan for a metal casting machine operator named Paulita in Palatka, Florida to Pay Off Virgin Atlantic White Card

Paulita had a lot of credit card debt on their Speedway SuperFleet Credit Card and their Solvay Bank Visa Platinum Preferred Card, and they were starting to get in over their heads. Despite Paulita’s job as a metal casting machine operator, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this debt consolidation loan, Paulita had an Experian score of 378, which is terrible, so Putnam State Bank likely cannot provide Paulita a debt consolidation loan

Experian Score: 378

Contact Details for Putnam State Bank, the provider of this debt consolidation loan

  • Putnam State Bank
  • City: Palatka
  • State: Florida
  • Address: 350 State Road 19, North
  • County: Putnam
  • Zip code: 32177

Fast Loans for Paulita in Palatka, Florida to prevent bankruptcy or harm from debt collectors.

Fast loans in Palatka, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Paulita. Paulita was able to find a fast loan for $27000 from Century National Bank of Broward and The Florida National Bank at Orlando, but declined both offers in favor of their debt consolidation loan from Putnam State Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference if a client is in a time sensitive situation.

Conclusion of Paulita’s debt consolidation loan

In the end, Paulita was able to find a debt consolidation loan for $27000 with an interest rate of 6.6% interest APR from Putnam State Bank in Palatka, Florida repayable over 7 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.