$99000 Fast Loan – Clovis New Mexico, Credit Rating Of 690
- Experian: 708 – This client had a good Experian score
- Transunion: 678 – Alvaro had a good credit score with Transunion.
- Equifax: Alvaro’s Experian score was 690, which is a good credit score on the Experian rating scheme.
Alvaro has a sad current gross income, but has a large amount of prospects
Alvaro has always wanted to be a tour guide, but would need attend Southern Illinois University Carbondale again to achieve it. Alvaro has other prospects as well, including military officer, furniture designer, and medical laboratory technician, which pay $59,000 through to $90,000 per year, on average. For this reason, we believe that Alvaro can pay for this fast loan of $99000.
When Alvaro was 18, they tried to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a list of Alvaro’s previous attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on April 19, 2010
- Attempt 2) Loan for $34,000.00 on December 15, 2012
- Attempt 3) Loan for $27,000.00 on February 24, 2012
- Attempt 4) Loan for $33,000.00 on November 1, 2013
- Attempt 5) Loan for $36,000.00 on October 7, 2009
- Attempt 6) Loan for $21,000.00 on May 6, 2014
- Attempt 7) Loan for $38,000.00 on December 14, 2010
Alvaro was declined by Southwest Capital Bank 6 times prior to being accepted by SUNWEST Bank of Clovis, National Association at 223 Main Street
On February 6, 2011, Alvaro applied about borrowing $49,000 from Community First National Bank with Mariko, their friend from just outside Clovis, and even with the co-signer, Alvaro was rejected for this fast loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Contact Details for SUNWEST Bank of Clovis, National Association, the provider of this fast loan
- SUNWEST Bank of Clovis, National Association
- City: Clovis
- State: New Mexico
- Address: 223 Main Street
- County: Curry
- Zip code: 88101
Alvaro’s Transunion score was altered by the fast loan loan, changing to 678 from 690, which is typical in our experience.
Signature Loan acquired in Clovis, New Mexico for $99000 with good credit by Alvaro
Most prospective borrowers struggle with obtaining signature loans in Clovis, New Mexico, and Alvaro is no different. Alvaro went to 7 lending institutions or more prior to finding SUNWEST Bank of Clovis, National Association, who offered Alvaro a signature loan for $99000. Typical signature loans simply require a client, like Alvaro’s signature to obtain them, up to $21,000 in some cases. Alvaro was able to get $99000 as a fast loan, which is very high for a fast loan. Because signature loans do not need a cosigner, they generally need higher credit, as high as 703
Personal Loan for a materials engineer named Alvaro in Clovis, New Mexico to Pay Off America’s First FCU Visa Platinum Pro
Alvaro had a tonne of credit card debt on their Justice FCU Visa Gold Card and their Catherines Credit Card, and they were starting to get in over their heads. Despite Alvaro’s job as a materials engineer, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Alvaro’s Overall FICO score at the time of acceptance for a fast loan, taking into account their materials engineer job and their future career as a tour guide
7 Months Ago, Alvaro Attempted Finding a High Risk Loan for $41,000.00, and it was Hard
There is an well known struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Alvaro. Alvaro chose not to get a high risk loan this time. High Risk loans are given to very low credit individuals. Clients with credit scores as low as 487 can apply for a high risk loan and possibly can be approved.
Paraphrased and Standardized Quote from Alvaro for this fast loan of $99000, provided by SUNWEST Bank of Clovis, National Association
Hi, I am Alvaro and I’m from Clovis in New Mexico. Curry, county is where I grew up, and now I need a fast loan in New Mexico for $99000 to buy a big ticket item. It wasn’t easy, but SUNWEST Bank of Clovis, National Association really came through for me with this loan for 5.1% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to SUNWEST Bank of Clovis, National Association for trusting me and my good credit. It look me 4 years to create my credit to 690, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
Previous requests on Alvaro’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$143310.00||6||11.3%||$2749.85||The Citizens Bank||September 26, 2013|
|$143420.00||4||7.5%||$3467.74||United New Mexico Bank at Mimbres Valley||June 21, 2014|
|$142820.00||7||11.8%||$2505.91||First Security Bank of New Mexico, National Association||December 19, 2014|
|$143360.00||8||6.3%||$1904.97||SUNWEST Bank of Albuquerque, National Association||July 8, 2015|
Many past requests for credit have been made by Alvaro in the past, including one from First Federal Savings and Loan Association of Suffern in Clovis, New Mexico before Alvaro was accepted for the $99000 by SUNWEST Bank of Clovis, National Association
Alvaro made 9 previous attempts to obtain a fast loan, 2 of which were with First Federal Savings and Loan Association of Suffern, a lending institution in Clovis, New Mexico known to specialize in fast loans specifically. Before finding SUNWEST Bank of Clovis, National Association, Alvaro was desperate due to their inexperience and good credit rating.
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $24,000.00 to $48,000.00. They are normally used to pay off existing high interest loans like credit cards. Alvaro needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Alvaro was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.
Before applying for this fast loan, Alvaro had an Experian score of 708, which is good, so SUNWEST Bank of Clovis, National Association most likely cannot provide Alvaro a fast loan
- Full name (Changed if requested): Alvaro Santino
- Current Credit: loans.hit.utils.Fico@277050dc
- Current City: Clovis
- State: New Mexico
- Zip code: 88103
- Yearly income: $38,000
- Current Job: materials engineer
- Current County: Curry
- Goal Yearly Income: $106,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Installment loan for Alvaro, a graduate of Southern Illinois University Carbondale and a materials engineer working for over $61,000 per year
Alvaro, an alumnus at Southern Illinois University Carbondale and a materials engineer in Clovis, New Mexico needs a fast loan to purchase something frivolous. Alvaro has instead decided to obtain an installment loan for $11,000 and is at present seeking lenders like United New Mexico Bank at Vaughn to process their request.
Fast Loans for Alvaro in Clovis, New Mexico to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Clovis, New Mexico aren’t actually that difficult to obtain, especially if you have some gumption like Alvaro. Alvaro was able to find a fast loan for $99000 from International Bank and United New Mexico Bank at Alamogordo, but turned down both offers in favor of their fast loan from SUNWEST Bank of Clovis, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a client is in a time sensitive situation.
Conclusion of Alvaro’s fast loan
In the end, Alvaro was able to find a fast loan for $99000 with an interest rate of 8.3% interest APR from SUNWEST Bank of Clovis, National Association in Clovis, New Mexico repayable over 10 years from today.