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Anamaria Andreotti’s Personal Loan For 54000 Dollars In Wabasha Minnesota

$54000 Personal Loan – Wabasha Minnesota, Credit Rating Of 320

  • Experian: 335 – They had a terrible Experian score
  • Transunion: 305 – Anamaria had a terrible credit score with Transunion.
  • Equifax: Anamaria’s Experian score was 320, which is a terrible credit score using the Experian system.

Installment loan for Anamaria, a graduate of University of Nebraska – Lincoln and an air crew officer working for over $75,000 per year

Anamaria, an alumnus at University of Nebraska – Lincoln and an air crew officer in Wabasha, Minnesota needs a personal loan to purchase something frivolous. Anamaria has instead decided to get an installment loan for $12,000 and is currently seeking lenders like Atwater State Bank to provide it.

Paraphrased and Standardized Quote from Anamaria for this personal loan of $54000, provided by First State Bank of Wabasha

Hello, I am Anamaria and I’m from Wabasha in Minnesota. Wabasha, county is where I grew up, and now I need a personal loan in Minnesota for $54000 to avoid bankruptcy. It has been difficult, but First State Bank of Wabasha really came through for me with this loan for 5.6% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to First State Bank of Wabasha for giving me a chance and my terrible credit. It look me 5 years to create my credit to 320, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.

Anamaria’s Overall FICO score at the time of acceptance for a personal loan, taking into account their air crew officer job and their future career as a photo-optics technician

Fico Score: 320

Before applying for this personal loan, Anamaria had an Experian score of 335, which is terrible, so First State Bank of Wabasha likely cannot provide Anamaria a personal loan

Experian Score: 335

Personal Loan for an air crew officer named Anamaria in Wabasha, Minnesota to Pay Off Home Depot Consumer Credit Card

Anamaria had a tonne of credit card debt on their Choice Privileges Visa Signature Card and their Toronto Blue Jays BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Anamaria’s job as an air crew officer, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Anamaria Andreotti of Wabasha, Minnesota
  • Full name (Changed if requested): Anamaria Andreotti
  • Current Credit: loans.hit.utils.Fico@71dac704
  • Current City: Wabasha
  • State: Minnesota
  • Zip code: 55989
  • Yearly income: $45,000
  • Current Job: air crew officer
  • Current County: Wabasha
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

7 Months in the Past, Anamaria Tried to Find a High Risk Loan for $28,000.00, and it was Hard

It is an well known struggle for clients to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Anamaria. Anamaria chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit scores as low as 457 can inquire for a high risk loan and possibly can be approved.

Signature Loan acquired in Wabasha, Minnesota for $54000 with terrible credit by Anamaria

A lot of clients struggle with obtaining signature loans in Wabasha, Minnesota, and Anamaria is no different. Anamaria went to 7 lenders or more prior to finding First State Bank of Wabasha, who offered Anamaria a signature loan for $54000. Typical signature loans simply need a client, like Anamaria’s signature to obtain them, up to $36,000 in some cases. Anamaria was able to get $54000 as a personal loan, which is very high for a personal loan. Because signature loans do not need collateral, these loans tend to need higher credit, as high as 745

Anamaria was declined by Ormsby State Bank 6 times prior to being granted funding by First State Bank of Wabasha at 111 West Main Street

On November 14, 2011, Anamaria inquired about borrowing $24,000 from Norwest Bank Sauk Rapids, National Association with Dinorah, their friend from just outside Wabasha, and even with the co-signer, Anamaria was rejected for this personal loan. With terrible credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Fast Loans for Anamaria in Wabasha, Minnesota to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Wabasha, Minnesota aren’t actually that difficult to obtain, especially if you have some gumption like Anamaria. Anamaria was able to find a fast loan for $54000 from Forest Lake State Bank and Farmers and Merchants State Bank of Lamberton, but declined both offers in favor of their personal loan from First State Bank of Wabasha. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement in the case that you are on the go.

Multiple other requests for credit have been made by Anamaria in the past, including one from York State Bank in Wabasha, Minnesota before Anamaria was approved for the $54000 by First State Bank of Wabasha

Anamaria made 8 previous tries to obtain a personal loan, 2 of which were with York State Bank, a lender in Wabasha, Minnesota known to specialize in personal loans specifically. Prior to finding First State Bank of Wabasha, Anamaria was desperate due to their inexperience and terrible credit rating.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $22,000.00 to $54,000.00. They are typically used to pay off existing high interest loans like credit cards. Anamaria needed a debt consolidation loan to pay for their existing personal loan and their payday loan. Anamaria was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.1%.

Previous requests on Anamaria’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$115580.00 6 9.8% $2129.58 Marquette Bank Cannon Falls June 30, 2010
$115620.00 4 10.1% $2937.98 Root River State Bank September 4, 2010
$115620.00 3 6.8% $3559.45 Clinton State Bank September 17, 2012
$115610.00 4 7.3% $2784.54 Peoples State Bank of Plainview August 21, 2014
$115550.00 6 5.8% $1904.11 Security State Bank of Wykoff April 17, 2015

Anamaria has a very low current gross income, but has several of prospects

Anamaria has always wanted to be a photo-optics technician, but would need attend University of Nebraska – Lincoln again to achieve it. Anamaria has other possibilities as well, including immigration inspector, sales representative, and financial analyst, which pay $58,000 through to $109,000 per year, on average. For this reason, we think that Anamaria can pay for this personal loan of $54000.

Anamaria’s Transunion score was altered by the personal loan loan, changing to 305 from 320, which is typical in our experience.

Transunion Score: 305

When Anamaria was 20, they tried to obtain a student loan from 7 different banks, which damaged their credit score. Below is a list of Anamaria’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on November 26, 2009
  • Attempt 2) Loan for $38,000.00 on November 12, 2009
  • Attempt 3) Loan for $25,000.00 on September 16, 2012
  • Attempt 4) Loan for $21,000.00 on March 21, 2010
  • Attempt 5) Loan for $27,000.00 on March 23, 2012
  • Attempt 6) Loan for $33,000.00 on March 29, 2012
  • Attempt 7) Loan for $22,000.00 on May 31, 2011

Contact Details for First State Bank of Wabasha, the provider of this personal loan

  • First State Bank of Wabasha
  • City: Wabasha
  • State: Minnesota
  • Address: 111 West Main Street
  • County: Wabasha
  • Zip code: 55981

Conclusion of Anamaria’s personal loan

In the end, Anamaria was able to find a personal loan for $54000 with an interest rate of 9.0% interest APR from First State Bank of Wabasha in Wabasha, Minnesota repayable over 3 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.