$138000 Same Day Loan – Dayton Texas, Credit Score Of 353
- Experian: 365 – The client had a terrible Experian score
- Transunion: 340 – Muoi had a terrible credit score with Transunion.
- Equifax: Muoi’s Experian score was 353, which is a terrible credit rating on the Experian rating scheme.
When Muoi was 18, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a list of Muoi’s previous attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on August 31, 2013
- Attempt 2) Loan for $36,000.00 on October 19, 2012
- Attempt 3) Loan for $27,000.00 on January 19, 2012
- Attempt 4) Loan for $20,000.00 on October 12, 2012
- Attempt 5) Loan for $28,000.00 on July 6, 2012
- Attempt 6) Loan for $39,000.00 on August 1, 2011
- Full name (Changed if requested): Muoi Deshaw
- Current Credit: loans.hit.utils.Fico@6ae40994
- Current City: Dayton
- State: Texas
- Zip code: 77539
- Yearly income: $56,000
- Current Job: criminal justice professor
- Current County: Liberty
- Goal Yearly Income: $120,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Paraphrased and Standardized Quote from Muoi for this same day loan of $138000, provided by First National Bank of Dayton
Hello, I am Muoi and I’m from Dayton in Texas. Liberty, county is where I grew up, and now I need a same day loan in Texas for $138000 to buy a big ticket item. It has been difficult, but First National Bank of Dayton really came through for me with this loan for 8.2% interest APR and a term of 5 years. I can probably repay the loan over the 5 year term, including interest. A big thanks to First National Bank of Dayton for trusting me and my terrible credit. It look me 7 years to create my credit to 353, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
Installment loan for Muoi, a graduate of Louisiana State University and A&M College and a criminal justice professor working for over $60,000 per year
Muoi, an alumnus at Louisiana State University and A&M College and a criminal justice professor in Dayton, Texas wants a same day loan to purchase a new cell phone. Muoi has instead decided to get an installment loan for $9,000 and is at present seeking lenders like Vista Bank to provide it.
Muoi’s Transunion score was changed by the same day loan loan, changing to 340 from 353, which is normal in our experience.
Before applying for this same day loan, Muoi had an Experian score of 365, which is terrible, so First National Bank of Dayton most likely cannot provide Muoi a same day loan
Signature Loan easily acquired in Dayton, Texas for $138000 with terrible credit by Muoi
Many clients have difficulty with obtaining signature loans in Dayton, Texas, and Muoi is no exception. Muoi went to 8 lending institutions or more prior to finding First National Bank of Dayton, who offered Muoi a signature loan for $138000. Typical signature loans simply require a client, like Muoi’s signature to obtain them, up to $28,000 in some cases. Muoi was able to get $138000 as a same day loan, which is very high for a same day loan. Because signature loans don’t require a cosigner, they generally need improved credit, as high as 701
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $35,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Muoi required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Muoi was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.6%.
8 Months Ago, Muoi Tried to Find a High Risk Loan for $27,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Muoi. Muoi chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Clients with credit ratings as low as 345 can inquire for a high risk loan and may be be approved.
Several other requests for credit have been made by Muoi in the past, including one from Hobby Community Bank in Dayton, Texas before Muoi was approved for the $138000 by First National Bank of Dayton
Muoi made 5 previous attempts to obtain a same day loan, 2 of which were with Hobby Community Bank, a lender in Dayton, Texas known to specialize in same day loans specifically. Before finding First National Bank of Dayton, Muoi was desperate due to their inexperience and terrible credit score.
Muoi has a disappointing current gross income, but has a high number of prospects
Muoi has always wanted to be an elementary school administrator, but would have to attend Louisiana State University and A&M College again to achieve it. Muoi has other prospects as well, including obstetrician, special education administrator, and boat builder, which pay $55,000 through to $98,000 per year, at least. For this reason, we think that Muoi can pay for this same day loan of $138000.
Contact Details for First National Bank of Dayton, the provider of this same day loan
- First National Bank of Dayton
- City: Dayton
- State: Texas
- Address: 1300 West Clayton
- County: Liberty
- Zip code: 77535
Fast Loans for Muoi in Dayton, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Dayton, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Muoi. Muoi was able to find a fast loan for $138000 from Commercial State Bank and Texas Commerce Bank – Rio Grande Valley, National Association, but turned down both offers in favor of their same day loan from First National Bank of Dayton. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. An improvement in the case that you are in a pinch.
Muoi’s Overall FICO score at the time of acceptance for a same day loan, taking into account their criminal justice professor job and their future job as an elementary school administrator
Personal Loan for a criminal justice professor named Muoi in Dayton, Texas to Pay Off Key Bank Young Adult MasterCard
Muoi had a tonne of credit card debt on their AirBP Sterling Card and their MINI Platinum Visa Credit Card, and they were starting to get in over their heads. Despite Muoi’s job as a criminal justice professor, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Previous requests on Muoi’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$144210.00||5||10.8%||$3121.11||Comerica Bank||October 5, 2011|
|$144340.00||8||6.2%||$1910.92||First Star Bank, S.S.B.||February 26, 2013|
|$144260.00||8||8.5%||$2076.21||Brownfield State Bank & Trust Co.||May 8, 2014|
|$144370.00||6||8.2%||$2545.4||First Bank & Trust, Bryan, Texas||July 7, 2014|
|$143750.00||3||10.7%||$4685.79||First Bank & Trust of Clarendon||January 29, 2015|
Muoi was declined by Eden State Bank 6 times prior to being approved by First National Bank of Dayton at 1300 West Clayton
On November 27, 2011, Muoi applied about borrowing $22,000 from Brownfield State Bank & Trust Co. with Jerilyn, their friend from just outside Dayton, and even with the co-signer, Muoi was rejected for this same day loan. With terrible credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Conclusion of Muoi’s same day loan
In the end, Muoi was able to find a same day loan for $138000 with an interest rate of 5.2% interest APR from First National Bank of Dayton in Dayton, Texas repayable over 5 years from now.