$48000 Same Day Loan – Bridgeport Nebraska, Credit Score Of 516
- Experian: 531 – They had a fair Experian rating
- Transunion: 503 – Clifford had a fair credit rating with Transunion.
- Equifax: Clifford’s Experian score was 516, which is a fair credit rating on the Experian system.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $37,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Clifford required a debt consolidation loan to pay for their existing same day loan and their credit card. Clifford was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.1%.
Previous requests on Clifford’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$39380.00||3||6.2%||$1201.59||Citizens Bank||June 14, 2012|
|$39210.00||4||9.1%||$977.61||Stromsburg Bank||October 11, 2012|
|$38800.00||6||6.3%||$648.54||Wahoo State Bank||October 18, 2012|
|$38750.00||6||9.6%||$710.08||Arlington State Bank||February 25, 2014|
Paraphrased and Standardized Quote from Clifford for this same day loan of $48000, provided by The Abbott Bank
Hi, I am Clifford and my hometown is Bridgeport in Nebraska. Morrill, county is where I grew up, and now I need a same day loan in Nebraska for $48000 to buy a car. It has been difficult, but The Abbott Bank really came through for me with this loan for 11.6% interest APR and a term of 23 years. I will repay the loan over the 23 year term, including interest. A big thanks to The Abbott Bank for giving me a chance and my fair credit. It look me 6 years to create my credit to 516, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.
Clifford’s Overall FICO score at the time of acceptance for a same day loan, taking into account their quarry worker job and their future job as a health care facilities inspector
Fast Loans for Clifford in Bridgeport, Nebraska to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Bridgeport, Nebraska aren’t actually that difficult to obtain, especially if you have some gumption like Clifford. Clifford was able to find a fast loan for $48000 from American Interstate Bank and Citizens State Bank, but turned down both offers in favor of their same day loan from The Abbott Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if you are in a time sensitive situation.
Installment loan for Clifford, a graduate of Saint Francis Medical Center College of Nursing and a quarry worker working for over $65,000 per year
Clifford, an alumnus at Saint Francis Medical Center College of Nursing and a quarry worker in Bridgeport, Nebraska wants a same day loan to purchase a new cell phone. Clifford has instead chosen to get an installment loan for $23,000 and is currently seeking lenders like Town & Country Bank to provide it.
When Clifford was 22, they tried to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a chronology of Clifford’s prior attempts at finding a student loan:
- Attempt 1) Loan for $37,000.00 on April 13, 2012
- Attempt 2) Loan for $34,000.00 on March 6, 2010
- Attempt 3) Loan for $22,000.00 on March 9, 2009
- Attempt 4) Loan for $36,000.00 on April 9, 2010
- Attempt 5) Loan for $39,000.00 on November 24, 2013
9 Months Ago, Clifford Attempted Finding a High Risk Loan for $29,000.00, and it was Easy
There is an existing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Clifford. Clifford chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Borrowers with credit ratings as low as 451 can inquire for a high risk loan and possibly can be approved.
Clifford’s Transunion score was changed by the same day loan loan, changing to 503 from 516, which is typical in our experience.
- Full name (Changed if requested): Clifford Tanweer
- Current Credit: loans.hit.utils.Fico@79fc0f2f
- Current City: Bridgeport
- State: Nebraska
- Zip code: 69343
- Yearly income: $55,000
- Current Job: quarry worker
- Current County: Morrill
- Goal Yearly Income: $108,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Clifford has a low current yearly income, but has a high number of prospects
Clifford has always wanted to be a health care facilities inspector, but would have to attend Saint Francis Medical Center College of Nursing again to become one. Clifford has other prospects as well, including animal control worker, benefits manager, and real estate assessor, which pay $55,000 through to $94,000 per year, at least. For this reason, we think that Clifford can afford this same day loan of $48000.
Contact Details for The Abbott Bank, the provider of this same day loan
- The Abbott Bank
- City: Bridgeport
- State: Nebraska
- Address: 922 Main Street
- County: Morrill
- Zip code: 69336
Multiple previous requests for credit have been made by Clifford in the past, including one from Cascade Bank in Bridgeport, Nebraska before Clifford was accepted for the $48000 by The Abbott Bank
Clifford made 6 previous attempts to obtain a same day loan, 2 of which were with Cascade Bank, a bank in Bridgeport, Nebraska known to specialize in same day loans specifically. Before finding The Abbott Bank, Clifford was desperate due to their inexperience and fair credit score.
Clifford was declined by Security State Bank 6 times before being granted funding by The Abbott Bank at 922 Main Street
On November 1, 2010, Clifford inquired about borrowing $6,000 from The Albion National Bank with Ezekiel, their friend from just outside Bridgeport, and even with the co-signer, Clifford was rejected for this same day loan. With fair credit, it can be difficult to procure funding, even with collateral and a co-signer.
Before applying for this same day loan, Clifford had an Experian score of 531, which is fair, so The Abbott Bank probably cannot provide Clifford a same day loan
Personal Loan for a quarry worker named Clifford in Bridgeport, Nebraska to Pay Off BMW Card
Clifford had a tonne of credit card debt on their USAA Secured Card American Express and their Buy.com Platinum Visa Card, and they were starting to get in over their heads. Despite Clifford’s job as a quarry worker, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan found in Bridgeport, Nebraska for $48000 with fair credit by Clifford
A lot of borrowers have difficulty with finding signature loans in Bridgeport, Nebraska, and Clifford is not an exception. Clifford went to 8 lenders or more prior to settling on The Abbott Bank, who offered Clifford a signature loan for $48000. Typical signature loans simply need a client, like Clifford’s signature to get them, up to $43,000 in some cases. Clifford was able to get $48000 as a same day loan, which is very high for a same day loan. Because signature loans do not need collateral, these loans tend to require better credit, as high as 726
Conclusion of Clifford’s same day loan
In the end, Clifford was able to find a same day loan for $48000 with an interest rate of 9.5% interest APR from The Abbott Bank in Bridgeport, Nebraska repayable over 23 years from today.