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No Collateral Loan With Reasonable APR In Merrimack County, New Hampshire

$64000 No Collateral Loan – Concord New Hampshire, Credit Score Of 828

  • Experian: 839 – This individual had an excellent Experian score
  • Transunion: 811 – Marianela had an excellent credit score with Transunion.
  • Equifax: Marianela’s Experian score was 828, which is an excellent credit score using the Experian system.

Marianela has a disappointing current gross income, but has several of prospects

Marianela has always wanted to be a book editor, but would need attend HyperLearning Technologies again to become one. Marianela has other possibilities as well, including it administrator, sales representative, and platemakers, which pay $52,000 through to $103,000 per year, at least. For this reason, we think that Marianela can pay for this no collateral loan of $64000.

Before applying for this no collateral loan, Marianela had an Experian score of 839, which is excellent, so New Hampshire Savings Bank likely cannot provide Marianela a no collateral loan

Experian Score: 839

Fast Loans for Marianela in Concord, New Hampshire to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Concord, New Hampshire aren’t actually that difficult to obtain, especially if you have some gumption like Marianela. Marianela was able to find a fast loan for $64000 from The Souhegan National Bank of Milford and Indian Head Bank North, but declined both offers in favor of their no collateral loan from New Hampshire Savings Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a client is in a pinch.

Multiple previous requests for credit have been made by Marianela in the past, including one from Oneida Bank & Trust Company in Concord, New Hampshire before Marianela was accepted for the $64000 by New Hampshire Savings Bank

Marianela made 8 previous tries to obtain a no collateral loan, 2 of which were with Oneida Bank & Trust Company, a lending institution in Concord, New Hampshire known to specialize in no collateral loans specifically. Before finding New Hampshire Savings Bank, Marianela was desperate due to their inexperience and excellent credit rating.

Previous requests on Marianela’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$53670.00 4 9.2% $1340.68 Indian Head Bank North August 20, 2012
$53550.00 3 10.6% $1743.03 First & Ocean National Bank November 6, 2013
$53800.00 5 7.3% $1072.94 Ocean Bank March 10, 2014
$54490.00 11 7.2% $598.8 The Bristol Bank September 13, 2014
$53550.00 10 8.3% $658.23 BankEast, National Association May 4, 2015

Installment loan for Marianela, a graduate of HyperLearning Technologies and a town clerk working for over $73,000 per year

Marianela, an alumnus at HyperLearning Technologies and a town clerk in Concord, New Hampshire needs a no collateral loan to purchase a house. Marianela has instead chosen to get an installment loan for $10,000 and is at present seeking lenders like The Farmers and Traders National and Savings Bank of Colebrook to provide it.

Client Profile: Marianela Roscow of Concord, New Hampshire
  • Full name (Changed if requested): Marianela Roscow
  • Current Credit: loans.hit.utils.Fico@6438a396
  • Current City: Concord
  • State: New Hampshire
  • Zip code: 3309
  • Yearly income: $58,000
  • Current Job: town clerk
  • Current County: Merrimack
  • Goal Yearly Income: $104,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Paraphrased and Standardized Quote from Marianela for this no collateral loan of $64000, provided by New Hampshire Savings Bank

Hello, I am Marianela and my hometown is Concord in New Hampshire. Merrimack, county is where I grew up, and now I need a no collateral loan in New Hampshire for $64000 to renovate my home. It has been difficult, but New Hampshire Savings Bank really came through for me with this loan for 7.5% interest APR and a term of 5 years. I will repay the loan over the 5 year term, including interest. A big thanks to New Hampshire Savings Bank for trusting me and my excellent credit. It look me 7 years to build my credit to 828, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Marianela was not approved by First Citizens National Bank 7 times before being approved by New Hampshire Savings Bank at 27 North State Street

On November 27, 2011, Marianela inquired about borrowing $37,000 from Bank of New Hampshire, National Association with Rebbeca, their friend from just outside Concord, and even with the co-signer, Marianela was rejected for this no collateral loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

6 Months in the Past, Marianela Attempted Finding a High Risk Loan for $33,000.00, but They Didn’t Find What They were Expecting

There is an ongoing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Marianela. Marianela decided not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit ratings as low as 535 can inquire for a high risk loan and have a chance to be approved.

Marianela’s Transunion score was changed by the no collateral loan loan, changing to 811 from 828, which is normal in our experience.

Transunion Score: 811

Personal Loan for a town clerk named Marianela in Concord, New Hampshire to Pay Off Peebles Credit Card

Marianela had a tonne of credit card debt on their Boy Scouts of America Discover Credit Card and their Pearle Vision Credit Card, and they were starting to get in over their heads. Despite Marianela’s job as a town clerk, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Marianela was 18, they tried to obtain a student loan from 6 alternate banks, which damaged their credit score. Below is a chronology of Marianela’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on April 14, 2009
  • Attempt 2) Loan for $34,000.00 on January 24, 2009
  • Attempt 3) Loan for $25,000.00 on June 26, 2009
  • Attempt 4) Loan for $36,000.00 on June 4, 2010
  • Attempt 5) Loan for $39,000.00 on December 15, 2008
  • Attempt 6) Loan for $20,000.00 on May 29, 2009

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $39,000.00 to $55,000.00. They are typically used to pay off existing high interest loans like credit cards. Marianela required a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Marianela was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.6%.

Contact Details for New Hampshire Savings Bank, the provider of this no collateral loan

  • New Hampshire Savings Bank
  • City: Concord
  • State: New Hampshire
  • Address: 27 North State Street
  • County: Merrimack
  • Zip code: 3301

Signature Loan easily acquired in Concord, New Hampshire for $64000 with excellent credit by Marianela

Many borrowers have difficulty with finding signature loans in Concord, New Hampshire, and Marianela is no exception. Marianela went to 7 lending institutions or more prior to settling on New Hampshire Savings Bank, who offered Marianela a signature loan for $64000. Typical signature loans simply need a client, like Marianela’s signature to obtain them, up to $32,000 in some cases. Marianela was able to get $64000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not need collateral, they generally require better credit, as high as 735

Marianela’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their town clerk job and their future job as a book editor

Fico Score: 828

Conclusion of Marianela’s no collateral loan

In the end, Marianela was able to find a no collateral loan for $64000 with an interest rate of 7.5% interest APR from New Hampshire Savings Bank in Concord, New Hampshire repayable over 5 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.