$4000 Home Loan – East Wenatchee Washington, Credit Score Of 641
- Experian: 655 – The client had a good Experian rating
- Transunion: 624 – Nancey had a good credit score with Transunion.
- Equifax: Nancey’s Experian score was 641, which is a good credit score with the Experian rating scheme.
Nancey has a sad current yearly income, but has a large amount of prospects
Nancey has always wanted to be an occupational therapy assistant, but would have to attend National Louis University again to become one. Nancey has other possibilities as well, including compliance officer, systems analyst, and library science professor, which pay $59,000 through to $94,000 per year, at least. For this reason, we think that Nancey can afford this home loan of $4000.
Nancey was not approved by Bank of Stanwood 7 times prior to being granted funding by Columbia Valley Bank at 199 Valley Mall Parkway
On May 4, 2013, Nancey applied about borrowing $24,000 from Farmington State Bank with Emile, their friend from just outside East Wenatchee, and even with the co-signer, Nancey was rejected for this home loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Nancey’s Transunion score was altered by the home loan loan, changing to 624 from 641, which is normal in our experience.
6 Months in the Past, Nancey Tried to Find a High Risk Loan for $24,000.00, and it was Easy
It is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Nancey. Nancey chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to very low credit individuals. Individuals with credit ratings as low as 580 can inquire for a high risk loan and may be be accepted.
Multiple other requests for credit have been made by Nancey in the past, including one from NBD Alpena Bank in East Wenatchee, Washington before Nancey was accepted for the $4000 by Columbia Valley Bank
Nancey made 6 previous attempts to obtain a home loan, 2 of which were with NBD Alpena Bank, a lending institution in East Wenatchee, Washington known to specialize in home loans specifically. Prior to finding Columbia Valley Bank, Nancey was concerned due to their inexperience and good credit rating.
Before applying for this home loan, Nancey had an Experian score of 655, which is good, so Columbia Valley Bank likely cannot provide Nancey a home loan
Fast Loans for Nancey in East Wenatchee, Washington to prevent bankruptcy or harm from debt collectors.
Fast loans in East Wenatchee, Washington aren’t actually that difficult to obtain, especially if you have some finesse like Nancey. Nancey was able to find a fast loan for $4000 from State Bank Northwest and First Independent Bank, but declined both offers in favor of their home loan from Columbia Valley Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if you are in a pinch.
Contact Details for Columbia Valley Bank, the provider of this home loan
- Columbia Valley Bank
- City: East Wenatchee
- State: Washington
- Address: 199 Valley Mall Parkway
- County: Douglas
- Zip code: 98801
Installment loan for Nancey, a graduate of National Louis University and an education professor working for over $71,000 per year
Nancey, an alumnus at National Louis University and an education professor in East Wenatchee, Washington wants a home loan to purchase a house. Nancey has instead chosen to obtain an installment loan for $12,000 and is currently seeking lenders like North Pacific Bank to provide it.
Personal Loan for an education professor named Nancey in East Wenatchee, Washington to Pay Off New York Mets BankAmericard Cash Rewards MasterCard
Nancey had a lot of credit card debt on their AmTrust Bank American Express Silver Card and their Bethpage FCU MasterCard Platinum Rewards Credit Card, and they were starting to get in over their heads. Despite Nancey’s job as an education professor, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
- Full name (Changed if requested): Nancey Heslep
- Current Credit: loans.hit.utils.Fico@446cdf90
- Current City: East Wenatchee
- State: Washington
- Zip code: 98806
- Yearly income: $44,000
- Current Job: education professor
- Current County: Douglas
- Goal Yearly Income: $85,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Previous requests on Nancey’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$125270.00||9||9.6%||$1736.62||Granite Falls State Bank||September 21, 2011|
|$124750.00||5||6.6%||$2446.72||Columbia Gorge Bank||June 15, 2012|
|$125470.00||4||8.8%||$3110.42||Summit Bank||February 16, 2013|
|$125170.00||3||6.7%||$3847.74||State Bank of Morton||May 2, 2013|
|$125130.00||3||11.6%||$4132.24||Northwest National Bank||July 16, 2014|
Paraphrased and Standardized Quote from Nancey for this home loan of $4000, provided by Columbia Valley Bank
Hi, I am Nancey and I am from East Wenatchee in Washington. Douglas, county is where I grew up, and now I need a home loan in Washington for $4000 to buy a car. It wasn’t easy, but Columbia Valley Bank really came through for me with this loan for 7.7% interest APR and a term of 11 years. I will repay the loan over the 11 year term, including interest. A big thanks to Columbia Valley Bank for giving me a chance and my good credit. It look me 8 years to create my credit to 641, and I won’t tarnish it any future. I am happy with Find Texas Loans for helping me this far.
Nancey’s Overall FICO score at the time of acceptance for a home loan, taking into account their education professor job and their future career as an occupational therapy assistant
Signature Loan acquired in East Wenatchee, Washington for $4000 with good credit by Nancey
A lot of prospective borrowers struggle with obtaining signature loans in East Wenatchee, Washington, and Nancey is the same. Nancey went to 7 lending institutions or more prior to finding Columbia Valley Bank, who offered Nancey a signature loan for $4000. Typical signature loans simply need a client, like Nancey’s signature to get them, up to $44,000 in some cases. Nancey was able to get $4000 as a home loan, which is very high for a home loan. Because signature loans don’t need a cosigner, these loans tend to require higher credit, as high as 720
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $22,000.00 to $45,000.00. They are typically used to pay off existing high interest loans like credit cards. Nancey needed a debt consolidation loan to pay for their existing home loan and their loan shark loan. Nancey was able to find a home loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.7%.
When Nancey was 24, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a chronology of Nancey’s previous attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on July 21, 2009
- Attempt 2) Loan for $31,000.00 on July 12, 2009
- Attempt 3) Loan for $36,000.00 on August 19, 2010
- Attempt 4) Loan for $23,000.00 on February 4, 2009
- Attempt 5) Loan for $20,000.00 on August 18, 2010
Conclusion of Nancey’s home loan
In the end, Nancey was able to find a home loan for $4000 with an interest rate of 8.7% interest APR from Columbia Valley Bank in East Wenatchee, Washington repayable over 11 years from today.