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Parthenia Garney’s No Collateral Loan For 88000 Dollars In Bristol Virginia

$88000 No Collateral Loan – Bristol Virginia, Credit Rating Of 559

  • Experian: 571 – The client had a fair Experian rating
  • Transunion: 542 – Parthenia had a fair credit rating with Transunion.
  • Equifax: Parthenia’s Experian score was 559, which is a fair credit score on the Experian system.

Previous requests on Parthenia’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$100490.00 9 11.8% $1514.55 Citizens Bank and Trust Company April 27, 2009
$100470.00 4 7.2% $2415.21 Peoples Community Bank June 1, 2011
$100100.00 3 7.6% $3118.33 Crestar Bank October 17, 2012
$99550.00 3 9.2% $3174.94 The Merchants and Farmers Bank August 8, 2013
$99530.00 7 7.4% $1521.71 First Virginia Bank-South Hill September 12, 2013

Parthenia has a very low current yearly income, but has several of prospects

Parthenia has always wanted to be a building maintenance mechanic, but would need attend University of Illinois Medical Center at Chicago again to achieve it. Parthenia has other possibilities as well, including landscape architect, sport’s/entertainment agent, and automotive engineer, which pay $59,000 through to $91,000 per year, on average. For this reason, we believe that Parthenia can afford this no collateral loan of $88000.

Paraphrased and Standardized Quote from Parthenia for this no collateral loan of $88000, provided by First Vantage Bank /Tri-Cities

Hi, I am Parthenia and my hometown is Bristol in Virginia. Bristol, county is where I grew up, and now I need a no collateral loan in Virginia for $88000 to buy a big ticket item. It has been difficult, but First Vantage Bank /Tri-Cities really came through for me with this loan for 8.5% interest APR and a term of 17 years. I can probably repay the loan over the 17 year term, including interest. A big thanks to First Vantage Bank /Tri-Cities for giving me a chance and my fair credit. It look me 8 years to create my credit to 559, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.

Fast Loans for Parthenia in Bristol, Virginia to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Bristol, Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Parthenia. Parthenia was able to find a fast loan for $88000 from Bank of Powhatan and Farmers Bank, but declined both offers in favor of their no collateral loan from First Vantage Bank /Tri-Cities. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement if you are on the go.

Parthenia was not approved by Farmers Bank 6 times before being granted funding by First Vantage Bank /Tri-Cities at 3000 Lee Highway

On April 4, 2011, Parthenia inquired about borrowing $12,000 from Central Fidelity Bank, Charlottesville with Cristen, their in law from just outside Bristol, and even with the co-signer, Parthenia was rejected for this no collateral loan. With fair credit, it can be difficult to procure financing, even with collateral and a co-signer.

8 Months Ago, Parthenia Attempted Finding a High Risk Loan for $46,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Parthenia. Parthenia chose not to obtain a high risk loan this time. High Risk loans are given to very low credit individuals. Clients with credit scores as low as 524 can apply for a high risk loan and may be be accepted.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $34,000.00 to $46,000.00. They are normally used to pay off existing high interest loans like credit cards. Parthenia needed a debt consolidation loan to pay for their existing no collateral loan and their credit card. Parthenia was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.1%.

Parthenia’s Transunion score was changed by the no collateral loan loan, changing to 542 from 559, which is typical in our experience.

Transunion Score: 542

Several previous requests for credit have been made by Parthenia in the past, including one from Community Bank of El Dorado Springs in Bristol, Virginia before Parthenia was accepted for the $88000 by First Vantage Bank /Tri-Cities

Parthenia made 8 previous tries to obtain a no collateral loan, 2 of which were with Community Bank of El Dorado Springs, a lending institution in Bristol, Virginia known to specialize in no collateral loans specifically. Prior to finding First Vantage Bank /Tri-Cities, Parthenia was desperate due to their inexperience and fair credit rating.

Installment loan for Parthenia, a graduate of University of Illinois Medical Center at Chicago and a sales floor stock clerk working for over $62,000 per year

Parthenia, an alumnus at University of Illinois Medical Center at Chicago and a sales floor stock clerk in Bristol, Virginia needs a no collateral loan to purchase a house. Parthenia has instead chosen to obtain an installment loan for $26,000 and is currently seeking lenders like First Virginia Bank-South Hill to provide it.

Contact Details for First Vantage Bank /Tri-Cities, the provider of this no collateral loan

  • First Vantage Bank /Tri-Cities
  • City: Bristol
  • State: Virginia
  • Address: 3000 Lee Highway
  • County: Bristol
  • Zip code: 24202

Personal Loan for a sales floor stock clerk named Parthenia in Bristol, Virginia to Pay Off First Niagara Platinum MasterCard

Parthenia had a tonne of credit card debt on their US Bank College Visa Card and their AeroMexico Visa Signature Card, and they were starting to get in over their heads. Despite Parthenia’s job as a sales floor stock clerk, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Parthenia’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their sales floor stock clerk job and their future career as a building maintenance mechanic

Fico Score: 559

Client Profile: Parthenia Garney of Bristol, Virginia
  • Full name (Changed if requested): Parthenia Garney
  • Current Credit: loans.hit.utils.Fico@4f4a7090
  • Current City: Bristol
  • State: Virginia
  • Zip code: 24204
  • Yearly income: $51,000
  • Current Job: sales floor stock clerk
  • Current County: Bristol
  • Goal Yearly Income: $135,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000

When Parthenia was 23, they tried to obtain a student loan from 4 alternate banks, which harmed their credit score. Below is a list of Parthenia’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on December 27, 2008
  • Attempt 2) Loan for $36,000.00 on January 14, 2009
  • Attempt 3) Loan for $36,000.00 on December 21, 2011
  • Attempt 4) Loan for $39,000.00 on September 12, 2010

Signature Loan acquired in Bristol, Virginia for $88000 with fair credit by Parthenia

Most prospective borrowers have difficulty with obtaining signature loans in Bristol, Virginia, and Parthenia is not an exception. Parthenia went to 7 lenders or more prior to finding First Vantage Bank /Tri-Cities, who offered Parthenia a signature loan for $88000. Most signature loans simply require a client, like Parthenia’s signature to get them, up to $47,000 in some cases. Parthenia was able to get $88000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not need collateral, these loans generally require higher credit, as high as 773

Before applying for this no collateral loan, Parthenia had an Experian score of 571, which is fair, so First Vantage Bank /Tri-Cities probably can provide Parthenia a no collateral loan

Experian Score: 571

Conclusion of Parthenia’s no collateral loan

In the end, Parthenia was able to find a no collateral loan for $88000 with an interest rate of 11.6% interest APR from First Vantage Bank /Tri-Cities in Bristol, Virginia repayable over 17 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.