$52000 Same Day Loan – Covington Louisiana, Credit Score Of 391
- Experian: 405 – This client had a terrible Experian score
- Transunion: 377 – Rosann had a terrible credit score with Transunion.
- Equifax: Rosann’s Experian score was 391, which is a terrible credit score using the Experian system.
Installment loan for Rosann, a graduate of Court Reporting Institute and a pressing machine operator working for over $79,000 per year
Rosann, an alumnus at Court Reporting Institute and a pressing machine operator in Covington, Louisiana needs a same day loan to purchase something frivolous. Rosann has instead chosen to get an installment loan for $15,000 and is at present seeking lenders like Citizens Bank & Trust Company to process their request.
When Rosann was 22, they attempted to obtain a student loan from 7 different banks, which damaged their credit score. Below is a list of Rosann’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on June 14, 2011
- Attempt 2) Loan for $30,000.00 on February 24, 2010
- Attempt 3) Loan for $39,000.00 on May 28, 2013
- Attempt 4) Loan for $23,000.00 on April 18, 2011
- Attempt 5) Loan for $22,000.00 on July 2, 2009
- Attempt 6) Loan for $24,000.00 on December 8, 2012
- Attempt 7) Loan for $27,000.00 on November 28, 2011
Rosann was rejected by The First National Bank of Lake Charles 7 times before being approved by Statewide Bank at 2008 Ronald Reagan Highway
On November 8, 2010, Rosann applied about borrowing $25,000 from First National Bank of Houma with Erwin, their friend from just outside Covington, and even with the co-signer, Rosann was rejected for this same day loan. With terrible credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Personal Loan for a pressing machine operator named Rosann in Covington, Louisiana to Pay Off WWF Visa Signature Card with WorldPoints Rewards
Rosann had a tonne of credit card debt on their Colorado State University Credit Cards and their Brooks Brothers Platinum MasterCard, and they were starting to get in over their heads. Despite Rosann’s job as a pressing machine operator, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Rosann for this same day loan of $52000, provided by Statewide Bank
Hello, I am Rosann and I’m from Covington in Louisiana. St. Tammany, county is where I grew up, and now I need a same day loan in Louisiana for $52000 to pay bills. It wasn’t easy, but Statewide Bank really came through for me with this loan for 10.1% interest APR and a term of 13 years. I can repay the loan over the 13 year term, including interest. A big thanks to Statewide Bank for trusting me and my terrible credit. It look me 6 years to build my credit to 391, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.
Fast Loans for Rosann in Covington, Louisiana to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Covington, Louisiana aren’t actually that difficult to obtain, particularly if you have some finesse like Rosann. Rosann was able to find a fast loan for $52000 from The Bank of Commerce and Bank of Grand Cane, but turned down both offers in favor of their same day loan from Statewide Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement in the case that a client is on the go.
9 Months in the Past, Rosann Attempted Finding a High Risk Loan for $29,000.00, and it was Hard
It is an existing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Rosann. Rosann chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Clients with credit scores as low as 382 can apply for a high risk loan and have a chance to be accepted.
Rosann’s Overall FICO score at the time of acceptance for a same day loan, taking into account their pressing machine operator job and their future career as a veterinarian technician
Contact Details for Statewide Bank, the provider of this same day loan
- Statewide Bank
- City: Covington
- State: Louisiana
- Address: 2008 Ronald Reagan Highway
- County: St. Tammany
- Zip code: 70433
Rosann has a sad current yearly income, but has a high number of prospects
Rosann has always wanted to be a veterinarian technician, but would have to attend Court Reporting Institute again to become one. Rosann has other possibilities as well, including range manager, casting director, and tax lawyer, which pay $52,000 through to $100,000 per year, on average. For this reason, we think that Rosann can afford this same day loan of $52000.
Rosann’s Transunion score was changed by the same day loan loan, changing to 377 from 391, which is normal in our experience.
Signature Loan acquired in Covington, Louisiana for $52000 with terrible credit by Rosann
A lot of borrowers struggle with finding signature loans in Covington, Louisiana, and Rosann is no different. Rosann went to 5 lending institutions or more before settling on Statewide Bank, who offered Rosann a signature loan for $52000. Typical signature loans simply need a client, like Rosann’s signature to get them, up to $36,000 in some cases. Rosann was able to get $52000 as a same day loan, which is very high for a same day loan. Because signature loans do not need a cosigner, they generally need better credit, as high as 734
Before applying for this same day loan, Rosann had an Experian score of 405, which is terrible, so Statewide Bank most likely cannot provide Rosann a same day loan
Multiple other requests for credit have been made by Rosann in the past, including one from Pitman National Bank and Trust Company in Covington, Louisiana before Rosann was approved for the $52000 by Statewide Bank
Rosann made 5 previous attempts to obtain a same day loan, 2 of which were with Pitman National Bank and Trust Company, a bank in Covington, Louisiana known to specialize in same day loans specifically. Before finding Statewide Bank, Rosann was concerned due to their inexperience and terrible credit score.
- Full name (Changed if requested): Rosann Almarza
- Current Credit: loans.hit.utils.Fico@73a8dfcc
- Current City: Covington
- State: Louisiana
- Zip code: 70439
- Yearly income: $68,000
- Current Job: pressing machine operator
- Current County: St. Tammany
- Goal Yearly Income: $134,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $26,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Rosann required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Rosann was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.
Previous requests on Rosann’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$140610.00||8||6.6%||$1889.17||Bank of Zachary||March 25, 2010|
|$140740.00||10||11.2%||$1954.66||Landmark Bank||March 1, 2011|
|$140620.00||8||5.1%||$1786.94||Bank of Gonzales||September 30, 2012|
|$141360.00||8||9.6%||$2115.22||The Highlands Bank||July 6, 2013|
|$141260.00||7||9.3%||$2294.31||Bank of Grand Cane||February 22, 2014|
Conclusion of Rosann’s same day loan
In the end, Rosann was able to find a same day loan for $52000 with an interest rate of 10.7% interest APR from Statewide Bank in Covington, Louisiana repayable over 13 years from today.