$148000 Unsecured Loan – Oologah Oklahoma, Credit Rating Of 536
- Experian: 551 – This individual had a fair Experian score
- Transunion: 517 – Angella had a fair credit rating with Transunion.
- Equifax: Angella’s Experian score was 536, which is a fair credit rating on the Experian scale.
- Full name (Changed if requested): Angella Markis
- Current Credit: loans.hit.utils.Fico@7e0b37bc
- Current City: Oologah
- State: Oklahoma
- Zip code: 74061
- Yearly income: $49,000
- Current Job: office machine mechanic
- Current County: Rogers
- Goal Yearly Income: $91,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Angella’s Transunion score was changed by the unsecured loan loan, changing to 517 from 536, which is normal in our experience.
Angella’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their office machine mechanic job and their future career as a border patrol agent
Personal Loan for an office machine mechanic named Angella in Oologah, Oklahoma to Pay Off University of Illinois Credit Card
Angella had a lot of credit card debt on their Valero Consumer Credit Card and their Crate & Barrel Credit Card, and they were starting to get in over their heads. Despite Angella’s job as an office machine mechanic, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Angella has a very low current yearly income, but has several of prospects
Angella has always wanted to be a border patrol agent, but would need attend ITT Technical Institute – Indianapolis again to become one. Angella has other possibilities as well, including ophthalmic laboratory technician, employment interviewer, and radio & tv sports announcer, which pay $53,000 through to $91,000 per year, at least. For this reason, we believe that Angella can pay for this unsecured loan of $148000.
When Angella was 20, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit score. Below is a chronology of Angella’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on March 13, 2009
- Attempt 2) Loan for $38,000.00 on June 25, 2012
- Attempt 3) Loan for $32,000.00 on June 7, 2009
- Attempt 4) Loan for $22,000.00 on January 7, 2012
- Attempt 5) Loan for $27,000.00 on December 20, 2010
Debt Consolidation Can Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $39,000.00 to $59,000.00. They are mainly used to pay off existing high interest loans like credit cards. Angella required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Angella was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.3%.
Signature Loan acquired in Oologah, Oklahoma for $148000 with fair credit by Angella
Most clients have difficulty with finding signature loans in Oologah, Oklahoma, and Angella is no exception. Angella went to 7 lenders or more prior to settling on Lakeside State Bank, who offered Angella a signature loan for $148000. Most signature loans simply require a client, like Angella’s signature to get them, up to $22,000 in some cases. Angella was able to get $148000 as a unsecured loan, which is very high for an unsecured loan. Because signature loans do not need a cosigner, they generally need higher credit, as high as 761
Multiple past requests for credit have been made by Angella in the past, including one from The Prague National Bank in Oologah, Oklahoma before Angella was approved for the $148000 by Lakeside State Bank
Angella made 7 prior attempts to obtain an unsecured loan, 2 of which were with The Prague National Bank, a lender in Oologah, Oklahoma known to specialize in unsecured loans specifically. Prior to finding Lakeside State Bank, Angella was desperate due to their inexperience and fair credit rating.
Contact Details for Lakeside State Bank, the provider of this unsecured loan
- Lakeside State Bank
- City: Oologah
- State: Oklahoma
- Address: 6695 East 400 Rd
- County: Rogers
- Zip code: 74053
Installment loan for Angella, a graduate of ITT Technical Institute – Indianapolis and an office machine mechanic working for over $79,000 per year
Angella, an alumnus at ITT Technical Institute – Indianapolis and an office machine mechanic in Oologah, Oklahoma wants an unsecured loan to purchase a new cell phone. Angella has instead decided to get an installment loan for $21,000 and is currently seeking lenders like Cleo State Bank to provide it.
Paraphrased and Standardized Quote from Angella for this unsecured loan of $148000, provided by Lakeside State Bank
Hi, I am Angella and I’m from Oologah in Oklahoma. Rogers, county is where I grew up, and now I need a unsecured loan in Oklahoma for $148000 to avoid bankruptcy. It wasn’t easy, but Lakeside State Bank really came through for me with this loan for 7.0% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to Lakeside State Bank for giving me a chance and my fair credit. It look me 9 years to create my credit to 536, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
8 Months Ago, Angella Attempted to Find a High Risk Loan for $41,000.00, and it was Hard
It is an existing struggle for borrowers to get high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Angella. Angella decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Borrowers with credit ratings as low as 318 can apply for a high risk loan and possibly can be approved.
Fast Loans for Angella in Oologah, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Oologah, Oklahoma aren’t actually that difficult to obtain, particularly if you have some gumption like Angella. Angella was able to find a fast loan for $148000 from First Capital Bank and Security Bank and Trust Company, but turned down both offers in favor of their unsecured loan from Lakeside State Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if a borrower is on the go.
Before applying for this unsecured loan, Angella had an Experian score of 551, which is fair, so Lakeside State Bank likely cannot provide Angella an unsecured loan
Angella was declined by The First State Bank 6 times before being accepted by Lakeside State Bank at 6695 East 400 Rd
On June 29, 2009, Angella applied about borrowing $44,000 from Security State Bank with Latricia, their friend from just outside Oologah, and even with the co-signer, Angella was rejected for this unsecured loan. With fair credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Previous requests on Angella’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$141900.00||9||10.1%||$2005.46||The First State Bank||April 27, 2010|
|$141890.00||9||6.5%||$1738.79||Security Bank and Trust Company||July 30, 2012|
|$141650.00||7||6.7%||$2117.16||The First State Bank, Willow, Okla.||March 17, 2013|
|$142240.00||6||11.4%||$2736.64||Sooner State Bank||June 19, 2014|
|$141850.00||6||9.2%||$2571.03||The Farmers State Bank||June 21, 2014|
Conclusion of Angella’s unsecured loan
In the end, Angella was able to find an unsecured loan for $148000 with an interest rate of 10.4% interest APR from Lakeside State Bank in Oologah, Oklahoma repayable over 1 years from now.