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Signature Loan Of $64000 For Excellent Credit Texas Resident

$64000 Signature Loan – Orange Grove Texas, Credit Score Of 786

  • Experian: 798 – The client had an excellent Experian score
  • Transunion: 767 – Marcelina had an excellent credit rating with Transunion.
  • Equifax: Marcelina’s Experian score was 786, which is an excellent credit score with the Experian rating scheme.

Before applying for this signature loan, Marcelina had an Experian score of 798, which is excellent, so Farmers State Bank probably cannot provide Marcelina a signature loan

Experian Score: 798

Marcelina has a low current gross income, but has a large amount of prospects

Marcelina has always wanted to be an occupational safety & health inspector, but would have to attend Excel Learning Center – San Antonio North again to achieve it. Marcelina has other prospects as well, including airport design engineer, crop workers supervisor, and exhibit designer, which pay $54,000 through to $108,000 per year, at least. For this reason, we believe that Marcelina can pay for this signature loan of $64000.

Installment loan for Marcelina, a graduate of Excel Learning Center – San Antonio North and a game runner working for over $64,000 per year

Marcelina, an alumnus at Excel Learning Center – San Antonio North and a game runner in Orange Grove, Texas needs a signature loan to purchase a car. Marcelina has instead chosen to get an installment loan for $17,000 and is currently seeking lenders like First Consolidated Bank – Ferris to process their request.

Client Profile: Marcelina Dundas of Orange Grove, Texas
  • Full name (Changed if requested): Marcelina Dundas
  • Current Credit: loans.hit.utils.Fico@6576fe71
  • Current City: Orange Grove
  • State: Texas
  • Zip code: 78378
  • Yearly income: $36,000
  • Current Job: game runner
  • Current County: Jim Wells
  • Goal Yearly Income: $134,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Fast Loans for Marcelina in Orange Grove, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Orange Grove, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Marcelina. Marcelina was able to find a fast loan for $64000 from First State Bank and Farmers State Bank of Shiro, Texas, but declined both offers in favor of their signature loan from Farmers State Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that a client is in a time sensitive situation.

Paraphrased and Standardized Quote from Marcelina for this signature loan of $64000, provided by Farmers State Bank

Hello, I am Marcelina and I am from Orange Grove in Texas. Jim Wells, county is where I grew up, and now I need a signature loan in Texas for $64000 to avoid bankruptcy. It has been difficult, but Farmers State Bank really came through for me with this loan for 5.4% interest APR and a term of 6 years. I can probably repay the loan over the 6 year term, including interest. A big thanks to Farmers State Bank for trusting me and my excellent credit. It look me 7 years to build my credit to 786, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $29,000.00 to $48,000.00. They are normally used to pay off existing high interest loans like credit cards. Marcelina needed a debt consolidation loan to pay for their existing signature loan and their payday loan. Marcelina was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 3.8%.

Signature Loan easily acquired in Orange Grove, Texas for $64000 with excellent credit by Marcelina

A lot of clients have difficulty with finding signature loans in Orange Grove, Texas, and Marcelina is not an exception. Marcelina went to 5 lenders or more before settling on Farmers State Bank, who offered Marcelina a signature loan for $64000. Most signature loans simply need a client, like Marcelina’s signature to get them, up to $41,000 in some cases. Marcelina was able to get $64000 as a signature loan, which is very high for a signature loan. Because signature loans don’t need collateral, these loans tend to require improved credit, as high as 729

Marcelina was declined by First Community Bank San Antonio, National Association 5 times before being accepted by Farmers State Bank at 204 South Eugenia Street

On March 26, 2011, Marcelina inquired about borrowing $2,000 from Arrowhead Bank with Alica, their in law from just outside Orange Grove, and even with the co-signer, Marcelina was rejected for this signature loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.

Previous requests on Marcelina’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$84630.00 7 10.6% $1431.33 Comerica Bank October 31, 2011
$84880.00 11 7.7% $955.29 First Star Bank, S.S.B. June 23, 2012
$84730.00 9 11.5% $1262.79 Brownfield State Bank & Trust Co. September 12, 2012
$85180.00 7 5.1% $1207.93 First Bank & Trust, Bryan, Texas February 22, 2013

Contact Details for Farmers State Bank, the provider of this signature loan

  • Farmers State Bank
  • City: Orange Grove
  • State: Texas
  • Address: 204 South Eugenia Street
  • County: Jim Wells
  • Zip code: 78372

9 Months Ago, Marcelina Attempted to Find a High Risk Loan for $47,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Marcelina. Marcelina decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Individuals with credit scores as low as 501 can inquire for a high risk loan and may be be approved.

Personal Loan for a game runner named Marcelina in Orange Grove, Texas to Pay Off Lufthansa Miles & More Premier World MasterCard

Marcelina had a tonne of credit card debt on their Dress Barn Credit Card and their Zions Bank AmaZing Rate Credit Card, and they were starting to get in over their heads. Despite Marcelina’s job as a game runner, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Marcelina’s Overall FICO score at the time of acceptance for a signature loan, taking into account their game runner job and their future career as an occupational safety & health inspector

Fico Score: 786

Many other requests for credit have been made by Marcelina in the past, including one from Farmers State Bank in Orange Grove, Texas before Marcelina was approved for the $64000 by Farmers State Bank

Marcelina made 9 prior attempts to obtain a signature loan, 2 of which were with Farmers State Bank, a bank in Orange Grove, Texas known to specialize in signature loans specifically. Before finding Farmers State Bank, Marcelina was concerned due to their inexperience and excellent credit rating.

When Marcelina was 23, they tried to obtain a student loan from 5 alternate banks, which harmed their credit score. Below is a chronology of Marcelina’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on March 4, 2009
  • Attempt 2) Loan for $32,000.00 on February 25, 2014
  • Attempt 3) Loan for $23,000.00 on October 12, 2010
  • Attempt 4) Loan for $30,000.00 on January 18, 2011
  • Attempt 5) Loan for $39,000.00 on August 16, 2013

Marcelina’s Transunion score was altered by the signature loan loan, changing to 767 from 786, which is normal in our experience.

Transunion Score: 767

Conclusion of Marcelina’s signature loan

In the end, Marcelina was able to find a signature loan for $64000 with an interest rate of 8.4% interest APR from Farmers State Bank in Orange Grove, Texas repayable over 6 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.