$33000 Same Day Loan – Longview Texas, Credit Rating Of 337
- Experian: 347 – The client had a terrible Experian rating
- Transunion: 323 – Catherine had a terrible credit score with Transunion.
- Equifax: Catherine’s Experian score was 337, which is a terrible credit rating with the Experian system.
Previous requests on Catherine’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$52200.00||4||10.1%||$1326.44||Comerica Bank||May 25, 2012|
|$51510.00||11||5.2%||$513.24||First Star Bank, S.S.B.||June 22, 2012|
|$51620.00||10||11.8%||$734.64||Brownfield State Bank & Trust Co.||October 5, 2012|
|$52410.00||8||5.7%||$681.11||First Bank & Trust, Bryan, Texas||June 28, 2013|
|$52480.00||9||8.5%||$696.9||First Bank & Trust of Clarendon||December 10, 2013|
Personal Loan for a painter named Catherine in Longview, Texas to Pay Off Staples Commercial Billing Account
Catherine had a tonne of credit card debt on their Astoria Bank Platinum Edition Visa Card and their Corgi Rescue Visa Card, and they were starting to get in over their heads. Despite Catherine’s job as a painter, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan acquired in Longview, Texas for $33000 with terrible credit by Catherine
A lot of clients struggle with obtaining signature loans in Longview, Texas, and Catherine is no different. Catherine went to 8 lending institutions or more prior to settling on MBank Longview, National Association, who offered Catherine a signature loan for $33000. Typical signature loans simply need a client, like Catherine’s signature to obtain them, up to $36,000 in some cases. Catherine was able to get $33000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, they generally need improved credit, as high as 731
Catherine’s Overall FICO score at the time of acceptance for a same day loan, taking into account their painter job and their future career as an administrative service manager
Paraphrased and Standardized Quote from Catherine for this same day loan of $33000, provided by MBank Longview, National Association
Hi, I am Catherine and I am from Longview in Texas. Gregg, county is where I grew up, and now I need a same day loan in Texas for $33000 to buy a big ticket item. It wasn’t easy, but MBank Longview, National Association really came through for me with this loan for 8.1% interest APR and a term of 1 years. I can repay the loan over the 1 year term, including interest. A big thanks to MBank Longview, National Association for giving me a chance and my terrible credit. It look me 8 years to create my credit to 337, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.
- Full name (Changed if requested): Catherine Grauer
- Current Credit: loans.hit.utils.Fico@61e717c2
- Current City: Longview
- State: Texas
- Zip code: 75608
- Yearly income: $63,000
- Current Job: painter
- Current County: Gregg
- Goal Yearly Income: $110,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Catherine has a sad current total income, but has several of prospects
Catherine has always wanted to be an administrative service manager, but would need attend National American University – Rapid City again to become one. Catherine has other prospects as well, including water pollution control inspector, radio & tv talk show host, and motion picture director, which pay $51,000 through to $92,000 per year, on average. For this reason, we think that Catherine can afford this same day loan of $33000.
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $31,000.00 to $46,000.00. They are mainly used to pay off existing high interest loans like credit cards. Catherine required a debt consolidation loan to pay for their existing same day loan and their credit card. Catherine was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.4%.
Catherine’s Transunion score was altered by the same day loan loan, changing to 323 from 337, which is normal in our experience.
Several previous requests for credit have been made by Catherine in the past, including one from Fleet Bank of Massachusetts, National Association in Longview, Texas before Catherine was accepted for the $33000 by MBank Longview, National Association
Catherine made 4 prior attempts to obtain a same day loan, 2 of which were with Fleet Bank of Massachusetts, National Association, a lending institution in Longview, Texas known to specialize in same day loans specifically. Prior to finding MBank Longview, National Association, Catherine was very concerned due to their inexperience and terrible credit rating.
Fast Loans for Catherine in Longview, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Longview, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Catherine. Catherine was able to find a fast loan for $33000 from First Community Bank San Antonio, National Association and Comerica Bank, but turned down both offers in favor of their same day loan from MBank Longview, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference in the case that you are on the go.
Catherine was declined by The Roscoe State Bank 4 times before being approved by MBank Longview, National Association at 101 North Fredonia Street
On February 7, 2011, Catherine applied about borrowing $30,000 from MBank Greenville, National Association with Connie, their friend from just outside Longview, and even with the co-signer, Catherine was rejected for this same day loan. With terrible credit, it can be challenging to procure financing, even with collateral and a co-signer.
Before applying for this same day loan, Catherine had an Experian score of 347, which is terrible, so MBank Longview, National Association likely cannot provide Catherine a same day loan
Contact Details for MBank Longview, National Association, the provider of this same day loan
- MBank Longview, National Association
- City: Longview
- State: Texas
- Address: 101 North Fredonia Street
- County: Gregg
- Zip code: 75601
Installment loan for Catherine, a graduate of National American University – Rapid City and a painter working for over $65,000 per year
Catherine, an alumnus at National American University – Rapid City and a painter in Longview, Texas needs a same day loan to purchase a new cell phone. Catherine has instead chosen to obtain an installment loan for $18,000 and is at present seeking lenders like The Roscoe State Bank to process their request.
When Catherine was 22, they tried to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a list of Catherine’s prior attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on May 25, 2011
- Attempt 2) Loan for $24,000.00 on April 1, 2010
- Attempt 3) Loan for $29,000.00 on April 18, 2011
- Attempt 4) Loan for $24,000.00 on May 25, 2011
9 Months in the Past, Catherine Attempted Finding a High Risk Loan for $28,000.00, and it was Easy
There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Catherine. Catherine decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Borrowers with credit scores as low as 599 can apply for a high risk loan and may be be accepted.
Conclusion of Catherine’s same day loan
In the end, Catherine was able to find a same day loan for $33000 with an interest rate of 7.0% interest APR from MBank Longview, National Association in Longview, Texas repayable over 1 years from now.