$4000 Home Loan – Jonesboro Louisiana, Credit Rating Of 839
- Experian: 857 – This client had an excellent Experian rating
- Transunion: 823 – Yuriko had an excellent credit score with Transunion.
- Equifax: Yuriko’s Experian score was 839, which is an excellent credit rating with the Experian scale.
Paraphrased and Standardized Quote from Yuriko for this home loan of $4000, provided by Jonesboro Federal Savings and Loan Association
Hello, I am Yuriko and I’m from Jonesboro in Louisiana. Jackson, county is where I grew up, and now I need a home loan in Louisiana for $4000 to buy a car. It has been difficult, but Jonesboro Federal Savings and Loan Association really came through for me with this loan for 6.0% interest APR and a term of 11 years. I can repay the loan over the 11 year term, including interest. A big thanks to Jonesboro Federal Savings and Loan Association for giving me a chance and my excellent credit. It look me 9 years to create my credit to 839, and I won’t harm it any more. I am happy with Find Texas Loans for helping me this far.
Signature Loan found in Jonesboro, Louisiana for $4000 with excellent credit by Yuriko
A lot of borrowers struggle with finding signature loans in Jonesboro, Louisiana, and Yuriko is no different. Yuriko went to 6 lenders or more before finding Jonesboro Federal Savings and Loan Association, who offered Yuriko a signature loan for $4000. Most signature loans simply require a client, like Yuriko’s signature to obtain them, up to $41,000 in some cases. Yuriko was able to get $4000 as a home loan, which is very high for a home loan. Since signature loans don’t require collateral, they generally need higher credit, as high as 708
Several past requests for credit have been made by Yuriko in the past, including one from Hubbell Bank in Jonesboro, Louisiana before Yuriko was approved for the $4000 by Jonesboro Federal Savings and Loan Association
Yuriko made 4 previous attempts to obtain a home loan, 2 of which were with Hubbell Bank, a lending institution in Jonesboro, Louisiana known to specialize in home loans specifically. Before finding Jonesboro Federal Savings and Loan Association, Yuriko was very concerned due to their inexperience and excellent credit rating.
9 Months in the Past, Yuriko Tried Finding a High Risk Loan for $34,000.00, and it was Easy
It is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Yuriko. Yuriko decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit clients. Individuals with credit scores as low as 401 can inquire for a high risk loan and have a chance to be approved.
Contact Details for Jonesboro Federal Savings and Loan Association, the provider of this home loan
- Jonesboro Federal Savings and Loan Association
- City: Jonesboro
- State: Louisiana
- Address: 128 Allen Avenue
- County: Jackson
- Zip code: 71251
Yuriko’s Overall FICO score at the time of acceptance for a home loan, taking into account their tax preparer job and their future job as an alcohol & drug abuse assistance coordinator
Yuriko’s Transunion score was altered by the home loan loan, changing to 823 from 839, which is typical in our experience.
Installment loan for Yuriko, a graduate of Michigan Montessori and a tax preparer working for over $61,000 per year
Yuriko, an alumnus at Michigan Montessori and a tax preparer in Jonesboro, Louisiana wants a home loan to purchase something frivolous. Yuriko has instead decided to obtain an installment loan for $26,000 and is at present seeking lenders like Bank of Pleasant Hill to process their request.
- Full name (Changed if requested): Yuriko Gronosky
- Current Credit: loans.hit.utils.Fico@46f7f36a
- Current City: Jonesboro
- State: Louisiana
- Zip code: 71259
- Yearly income: $33,000
- Current Job: tax preparer
- Current County: Jackson
- Goal Yearly Income: $148,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Yuriko has a sad current gross income, but has a large amount of prospects
Yuriko has always wanted to be an alcohol & drug abuse assistance coordinator, but would have to attend Michigan Montessori again to achieve it. Yuriko has other possibilities as well, including elevator mechanic, gynecologist, and ship mate, which pay $51,000 through to $100,000 per year, on average. For this reason, we believe that Yuriko can pay for this home loan of $4000.
Personal Loan for a tax preparer named Yuriko in Jonesboro, Louisiana to Pay Off OneWest Bank Lakers Credit Card
Yuriko had a tonne of credit card debt on their AirBP Flight Card and their Bloomingdale’s American Express Card, and they were starting to get in over their heads. Despite Yuriko’s job as a tax preparer, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $38,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Yuriko needed a debt consolidation loan to pay for their existing home loan and their credit card. Yuriko was able to find a home loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.7%.
Before applying for this home loan, Yuriko had an Experian score of 857, which is excellent, so Jonesboro Federal Savings and Loan Association likely cannot provide Yuriko a home loan
Yuriko was rejected by Bank of Pleasant Hill 6 times before being accepted by Jonesboro Federal Savings and Loan Association at 128 Allen Avenue
On August 16, 2010, Yuriko inquired about borrowing $35,000 from Citizens Bank & Trust Company with Felicia, their friend from just outside Jonesboro, and even with the co-signer, Yuriko was rejected for this home loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.
When Yuriko was 19, they tried to obtain a student loan from 6 alternate banks, which damaged their credit score. Below is a list of Yuriko’s prior attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on July 20, 2013
- Attempt 2) Loan for $22,000.00 on November 10, 2008
- Attempt 3) Loan for $23,000.00 on January 17, 2013
- Attempt 4) Loan for $27,000.00 on March 24, 2010
- Attempt 5) Loan for $29,000.00 on February 13, 2010
- Attempt 6) Loan for $27,000.00 on December 3, 2013
Fast Loans for Yuriko in Jonesboro, Louisiana to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Jonesboro, Louisiana aren’t actually that difficult to obtain, especially if you have some gumption like Yuriko. Yuriko was able to find a fast loan for $4000 from St. Bernard Bank & Trust Co. and First National Bank of Houma, but declined both offers in favor of their home loan from Jonesboro Federal Savings and Loan Association. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a client is in a pinch.
Previous requests on Yuriko’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$16800.00||10||9.6%||$218.31||Bank of Zachary||December 19, 2012|
|$17400.00||9||10.7%||$251.61||Landmark Bank||April 22, 2014|
|$17230.00||11||9.7%||$212.8||Bank of Gonzales||August 7, 2014|
|$16850.00||10||6.7%||$193.05||The Highlands Bank||December 10, 2014|
|$17320.00||5||6.3%||$337.27||Bank of Grand Cane||June 17, 2015|
Conclusion of Yuriko’s home loan
In the end, Yuriko was able to find a home loan for $4000 with an interest rate of 6.6% interest APR from Jonesboro Federal Savings and Loan Association in Jonesboro, Louisiana repayable over 11 years from now.