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22 Year, Fixed Interest Mortgage For Toshiko In Colorado

$56000 Mortgage – Snowmass Village Colorado, Credit Rating Of 458

  • Experian: 469 – The client had a bad Experian rating
  • Transunion: 440 – Toshiko had a bad credit rating with Transunion.
  • Equifax: Toshiko’s Experian score was 458, which is a bad credit score with the Experian system.

Several past requests for credit have been made by Toshiko in the past, including one from First State Savings Association in Snowmass Village, Colorado before Toshiko was accepted for the $56000 by Alpine Bank, Snowmass Village

Toshiko made 6 prior attempts to obtain a mortgage, 2 of which were with First State Savings Association, a bank in Snowmass Village, Colorado known to specialize in mortgages specifically. Before finding Alpine Bank, Snowmass Village, Toshiko was desperate due to their inexperience and bad credit score.

Fast Loans for Toshiko in Snowmass Village, Colorado to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Snowmass Village, Colorado aren’t actually that difficult to obtain, especially if you have some gumption like Toshiko. Toshiko was able to find a fast loan for $56000 from The Citizens National Bank of Akron and The Citizens National Bank of Akron, but turned down both offers in favor of their mortgage from Alpine Bank, Snowmass Village. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that you are on the go.

Installment loan for Toshiko, a graduate of Fort Hays State University and an airline flight control administrator working for over $69,000 per year

Toshiko, an alumnus at Fort Hays State University and an airline flight control administrator in Snowmass Village, Colorado needs a mortgage to purchase something frivolous. Toshiko has instead chosen to obtain an installment loan for $5,000 and is currently seeking lenders like The Colorado Bank and Trust Company of La Junta to provide it.

Toshiko was not approved by Colorado National Bank 6 times before being accepted by Alpine Bank, Snowmass Village at 15 Kearns Road

On February 19, 2014, Toshiko applied about borrowing $9,000 from The State Bank with Mitchell, their in law from just outside Snowmass Village, and even with the co-signer, Toshiko was rejected for this mortgage. With bad credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Before applying for this mortgage, Toshiko had an Experian score of 469, which is bad, so Alpine Bank, Snowmass Village most likely cannot provide Toshiko a mortgage

Experian Score: 469

Personal Loan for an airline flight control administrator named Toshiko in Snowmass Village, Colorado to Pay Off Associated Bank Visa Business Bonus Rewards Card

Toshiko had a lot of credit card debt on their Washington Nationals BankAmericard Cash Rewards MasterCard and their Reach Out and Read Visa Card, and they were starting to get in over their heads. Despite Toshiko’s job as an airline flight control administrator, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Toshiko’s Overall FICO score at the time of acceptance for a mortgage, taking into account their airline flight control administrator job and their future career as a tax collector

Fico Score: 458

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans range from $21,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Toshiko required a debt consolidation loan to pay for their existing mortgage and their credit card. Toshiko was able to find a mortgage in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which converts your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.6%.

Client Profile: Toshiko Surguy of Snowmass Village, Colorado
  • Full name (Changed if requested): Toshiko Surguy
  • Current Credit: loans.hit.utils.Fico@1b9e1916
  • Current City: Snowmass Village
  • State: Colorado
  • Zip code: 81624
  • Yearly income: $65,000
  • Current Job: airline flight control administrator
  • Current County: Pitkin
  • Goal Yearly Income: $96,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

When Toshiko was 24, they attempted to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a list of Toshiko’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on April 2, 2010
  • Attempt 2) Loan for $31,000.00 on January 27, 2009
  • Attempt 3) Loan for $30,000.00 on January 31, 2009
  • Attempt 4) Loan for $29,000.00 on March 2, 2012
  • Attempt 5) Loan for $24,000.00 on February 14, 2010
  • Attempt 6) Loan for $26,000.00 on January 8, 2012

Toshiko has a low current gross income, but has several of prospects

Toshiko has always wanted to be a tax collector, but would have to attend Fort Hays State University again to achieve it. Toshiko has other prospects as well, including automotive body repairer, metal fabricator, and athletic director, which pay $59,000 through to $106,000 per year, at least. For this reason, we believe that Toshiko can afford this mortgage of $56000.

Paraphrased and Standardized Quote from Toshiko for this mortgage of $56000, provided by Alpine Bank, Snowmass Village

Hello, I am Toshiko and I’m from Snowmass Village in Colorado. Pitkin, county is where I grew up, and now I need a mortgage in Colorado for $56000 to avoid bankruptcy. It wasn’t easy, but Alpine Bank, Snowmass Village really came through for me with this loan for 10.7% interest APR and a term of 22 years. I can probably repay the loan over the 22 year term, including interest. A big thanks to Alpine Bank, Snowmass Village for trusting me and my bad credit. It look me 8 years to create my credit to 458, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Previous requests on Toshiko’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$98110.00 6 8.5% $1744.24 Affiliated National Bank – Delta December 3, 2009
$98120.00 6 9.2% $1778.42 Central Bank, National Association April 30, 2011
$98140.00 4 6.3% $2318.34 The Colorado Bank and Trust Company of La Junta August 5, 2011
$97550.00 9 7.5% $1244.84 Colorado State Bank and Trust, N. A. September 25, 2014

Signature Loan easily acquired in Snowmass Village, Colorado for $56000 with bad credit by Toshiko

Most prospective borrowers struggle with obtaining signature loans in Snowmass Village, Colorado, and Toshiko is no exception. Toshiko went to 8 lenders or more before finding Alpine Bank, Snowmass Village, who offered Toshiko a signature loan for $56000. Most signature loans simply need a client, like Toshiko’s signature to get them, up to $34,000 in some cases. Toshiko was able to get $56000 as a mortgage, which is very high for a mortgage. Since signature loans don’t need a cosigner, these loans generally require higher credit, as high as 737

Contact Details for Alpine Bank, Snowmass Village, the provider of this mortgage

  • Alpine Bank, Snowmass Village
  • City: Snowmass Village
  • State: Colorado
  • Address: 15 Kearns Road
  • County: Pitkin
  • Zip code: 81615

8 Months Ago, Toshiko Attempted to Find a High Risk Loan for $42,000.00, and it was Hard

It is an ongoing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Toshiko. Toshiko chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Clients with credit scores as low as 565 can inquire for a high risk loan and possibly can be approved.

Toshiko’s Transunion score was altered by the mortgage loan, changing to 440 from 458, which is typical in our experience.

Transunion Score: 440

Conclusion of Toshiko’s mortgage

In the end, Toshiko was able to find a mortgage for $56000 with an interest rate of 8.4% interest APR from Alpine Bank, Snowmass Village in Snowmass Village, Colorado repayable over 22 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.