$96000 Direct Loan – Anahuac Texas, Credit Score Of 841
- Experian: 856 – This individual had an excellent Experian score
- Transunion: 826 – Salina had an excellent credit rating with Transunion.
- Equifax: Salina’s Experian score was 841, which is an excellent credit score with the Experian rating scheme.
Salina’s Overall FICO score at the time of acceptance for a direct loan, taking into account their electromechanical equipment assembler job and their future career as a technological espionage intelligence agent
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $22,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Salina required a debt consolidation loan to pay for their existing direct loan and their credit card. Salina was able to find a direct loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.4%.
6 Months Ago, Salina Attempted to Find a High Risk Loan for $24,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Salina. Salina chose not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Individuals with credit ratings as low as 401 can apply for a high risk loan and may be be approved.
When Salina was 20, they tried to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a list of Salina’s prior attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on October 1, 2010
- Attempt 2) Loan for $26,000.00 on October 14, 2010
- Attempt 3) Loan for $37,000.00 on January 30, 2012
- Attempt 4) Loan for $33,000.00 on April 1, 2012
- Full name (Changed if requested): Salina Brandolino
- Current Credit: loans.hit.utils.Fico@49c2faae
- Current City: Anahuac
- State: Texas
- Zip code: 77516
- Yearly income: $53,000
- Current Job: electromechanical equipment assembler
- Current County: Chambers
- Goal Yearly Income: $116,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Installment loan for Salina, a graduate of Oakland University and an electromechanical equipment assembler working for over $71,000 per year
Salina, an alumnus at Oakland University and an electromechanical equipment assembler in Anahuac, Texas wants a direct loan to purchase a car. Salina has instead chosen to obtain an installment loan for $4,000 and is currently seeking lenders like First Star Bank, S.S.B. to process their request.
Previous requests on Salina’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$118360.00||11||9.2%||$1428.79||Comerica Bank||January 3, 2010|
|$118110.00||4||9.6%||$2972.94||First Star Bank, S.S.B.||November 20, 2011|
|$117730.00||9||11.2%||$1734.95||Brownfield State Bank & Trust Co.||February 8, 2013|
|$118340.00||6||10.3%||$2210.29||First Bank & Trust, Bryan, Texas||March 16, 2014|
Personal Loan for an electromechanical equipment assembler named Salina in Anahuac, Texas to Pay Off Navy FCU GO REWARDS
Salina had a lot of credit card debt on their USAA Classic Platinum MasterCard and their M&T Visa Credit Card with Rewards, and they were starting to get in over their heads. Despite Salina’s job as an electromechanical equipment assembler, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan acquired in Anahuac, Texas for $96000 with excellent credit by Salina
Many clients struggle with obtaining signature loans in Anahuac, Texas, and Salina is no different. Salina went to 8 lenders or more prior to settling on Anahuac National Bank, who offered Salina a signature loan for $96000. Typical signature loans simply require a client, like Salina’s signature to obtain them, up to $35,000 in some cases. Salina was able to get $96000 as a direct loan, which is very high for a direct loan. Since signature loans do not need a cosigner, they generally need improved credit, as high as 769
Before applying for this direct loan, Salina had an Experian score of 856, which is excellent, so Anahuac National Bank likely cannot provide Salina a direct loan
Contact Details for Anahuac National Bank, the provider of this direct loan
- Anahuac National Bank
- City: Anahuac
- State: Texas
- Address: 801 South Ross Sterling
- County: Chambers
- Zip code: 77514
Salina has a sad current gross income, but has a large amount of prospects
Salina has always wanted to be a technological espionage intelligence agent, but would have to attend Oakland University again to become one. Salina has other possibilities as well, including business service specialist, motion picture director, and credit adjuster, which pay $56,000 through to $104,000 per year, on average. Because of this, we believe that Salina can afford this direct loan of $96000.
Salina was rejected by Eden State Bank 5 times before being approved by Anahuac National Bank at 801 South Ross Sterling
On March 25, 2011, Salina applied about borrowing $22,000 from First City Bank of Richardson with Tosha, their in law from just outside Anahuac, and even with the co-signer, Salina was rejected for this direct loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.
Fast Loans for Salina in Anahuac, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Anahuac, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Salina. Salina was able to find a fast loan for $96000 from First City Bank of Richardson and Guaranty Bank & Trust Company, but turned down both offers in favor of their direct loan from Anahuac National Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement if you are in a time sensitive situation.
Paraphrased and Standardized Quote from Salina for this direct loan of $96000, provided by Anahuac National Bank
Hi, I am Salina and I’m from Anahuac in Texas. Chambers, county is where I grew up, and now I need a direct loan in Texas for $96000 to buy a car. It wasn’t easy, but Anahuac National Bank really came through for me with this loan for 11.7% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to Anahuac National Bank for giving me a chance and my excellent credit. It look me 9 years to build my credit to 841, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Salina’s Transunion score was altered by the direct loan loan, changing to 826 from 841, which is normal in our experience.
Several previous requests for credit have been made by Salina in the past, including one from The Farmers and Merchants National Bank of Hennessey in Anahuac, Texas before Salina was accepted for the $96000 by Anahuac National Bank
Salina made 4 prior attempts to obtain a direct loan, 2 of which were with The Farmers and Merchants National Bank of Hennessey, a lender in Anahuac, Texas known to specialize in direct loans specifically. Prior to finding Anahuac National Bank, Salina was desperate due to their inexperience and excellent credit score.
Conclusion of Salina’s direct loan
In the end, Salina was able to find a direct loan for $96000 with an interest rate of 7.5% interest APR from Anahuac National Bank in Anahuac, Texas repayable over 8 years from today.