$138000 Student Loan – Jordan Minnesota, Credit Score Of 716
- Experian: 727 – This individual had a good Experian rating
- Transunion: 703 – Kiesha had a good credit score with Transunion.
- Equifax: Kiesha’s Experian score was 716, which is a good credit rating with the Experian rating scheme.
When Kiesha was 22, they tried to obtain a student loan from 6 alternate banks, which harmed their credit score. Below is a list of Kiesha’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on April 9, 2009
- Attempt 2) Loan for $34,000.00 on May 25, 2009
- Attempt 3) Loan for $33,000.00 on May 10, 2013
- Attempt 4) Loan for $36,000.00 on July 28, 2009
- Attempt 5) Loan for $29,000.00 on February 24, 2013
- Attempt 6) Loan for $30,000.00 on March 25, 2011
Kiesha’s Overall FICO score at the time of acceptance for a student loan, taking into account their executive secretary job and their future job as a metal fabricator
Personal Loan for an executive secretary named Kiesha in Jordan, Minnesota to Pay Off HomeGoods Credit Card
Kiesha had a lot of credit card debt on their Pottery Barn Credit Card and their US Bank FlexPerks Business Edge Travel Rewards Card, and they were starting to get in over their heads. Despite Kiesha’s job as an executive secretary, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.
6 Months in the Past, Kiesha Tried to Find a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Kiesha. Kiesha decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Borrowers with credit scores as low as 513 can apply for a high risk loan and may be be accepted.
Previous requests on Kiesha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$97800.00||5||5.1%||$1850.09||Marquette Bank Cannon Falls||November 2, 2009|
|$98490.00||5||9.5%||$2068.47||Root River State Bank||May 12, 2012|
|$98110.00||5||9.6%||$2065.29||Clinton State Bank||May 23, 2014|
|$97890.00||9||10.7%||$1415.54||Peoples State Bank of Plainview||April 21, 2015|
Fast Loans for Kiesha in Jordan, Minnesota to prevent bankruptcy or harm from debt collectors.
Fast loans in Jordan, Minnesota aren’t actually that difficult to obtain, particularly if you have some finesse like Kiesha. Kiesha was able to find a fast loan for $138000 from Peoples State Bank of Plainview and Princeton Bank, but declined both offers in favor of their student loan from Norwest Bank Jordan, National Association. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference if a borrower is in a pinch.
Contact Details for Norwest Bank Jordan, National Association, the provider of this student loan
- Norwest Bank Jordan, National Association
- City: Jordan
- State: Minnesota
- Address: 200 Creek Lane
- County: Scott
- Zip code: 55352
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $26,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Kiesha needed a debt consolidation loan to pay for their existing student loan and their loan shark loan. Kiesha was able to find a student loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.8%.
Kiesha was not approved by State Bank of Belle Plaine 4 times prior to being granted funding by Norwest Bank Jordan, National Association at 200 Creek Lane
On April 4, 2011, Kiesha applied about borrowing $47,000 from Norwest Bank Sauk Rapids, National Association with Geri, their friend from just outside Jordan, and even with the co-signer, Kiesha was rejected for this student loan. With good credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Several other requests for credit have been made by Kiesha in the past, including one from SunTrust Bank, Northeast Georgia, National Association in Jordan, Minnesota before Kiesha was accepted for the $138000 by Norwest Bank Jordan, National Association
Kiesha made 8 previous attempts to obtain a student loan, 2 of which were with SunTrust Bank, Northeast Georgia, National Association, a lending institution in Jordan, Minnesota known to specialize in student loans specifically. Before finding Norwest Bank Jordan, National Association, Kiesha was concerned due to their inexperience and good credit rating.
Paraphrased and Standardized Quote from Kiesha for this student loan of $138000, provided by Norwest Bank Jordan, National Association
Hello, I am Kiesha and I’m from Jordan in Minnesota. Scott, county is where I grew up, and now I need a student loan in Minnesota for $138000 to avoid bankruptcy. It has been difficult, but Norwest Bank Jordan, National Association really came through for me with this loan for 6.8% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to Norwest Bank Jordan, National Association for giving me a chance and my good credit. It look me 4 years to build my credit to 716, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Installment loan for Kiesha, a graduate of Bellevue College and an executive secretary working for over $61,000 per year
Kiesha, an alumnus at Bellevue College and an executive secretary in Jordan, Minnesota needs a student loan to purchase a new cell phone. Kiesha has instead decided to obtain an installment loan for $8,000 and is at present seeking lenders like State Bank of Danvers to process their request.
- Full name (Changed if requested): Kiesha Tazewell
- Current Credit: loans.hit.utils.Fico@224aed64
- Current City: Jordan
- State: Minnesota
- Zip code: 55357
- Yearly income: $38,000
- Current Job: executive secretary
- Current County: Scott
- Goal Yearly Income: $97,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Before applying for this student loan, Kiesha had an Experian score of 727, which is good, so Norwest Bank Jordan, National Association most likely cannot provide Kiesha a student loan
Kiesha has a low current gross income, but has a high number of prospects
Kiesha has always wanted to be a metal fabricator, but would have to attend Bellevue College again to achieve it. Kiesha has other possibilities as well, including tax preparer, soil conservationist, and printmaker, which pay $52,000 through to $100,000 per year, at least. Because of this, we believe that Kiesha can afford this student loan of $138000.
Signature Loan acquired in Jordan, Minnesota for $138000 with good credit by Kiesha
Many prospective borrowers struggle with finding signature loans in Jordan, Minnesota, and Kiesha is not an exception. Kiesha went to 8 lending institutions or more prior to finding Norwest Bank Jordan, National Association, who offered Kiesha a signature loan for $138000. Most signature loans simply need a client, like Kiesha’s signature to get them, up to $23,000 in some cases. Kiesha was able to get $138000 as a student loan, which is very high for a student loan. Because signature loans do not require collateral, they tend to need better credit, as high as 796
Kiesha’s Transunion score was changed by the student loan loan, changing to 703 from 716, which is normal in our experience.
Conclusion of Kiesha’s student loan
In the end, Kiesha was able to find a student loan for $138000 with an interest rate of 5.4% interest APR from Norwest Bank Jordan, National Association in Jordan, Minnesota repayable over 11 years from now.