$12000 High Risk Loan – Thomasville Georgia, Credit Rating Of 709
- Experian: 723 – The client had a good Experian rating
- Transunion: 695 – Jina had a good credit rating with Transunion.
- Equifax: Jina’s Experian score was 709, which is a good credit score on the Experian system.
Signature Loan acquired in Thomasville, Georgia for $12000 with good credit by Jina
Most clients struggle with finding signature loans in Thomasville, Georgia, and Jina is no exception. Jina went to 7 lending institutions or more prior to settling on Southern Federal Savings Bank, who offered Jina a signature loan for $12000. Most signature loans simply need a client, like Jina’s signature to obtain them, up to $49,000 in some cases. Jina was able to get $12000 as a high risk loan, which is very high for a high risk loan. Because signature loans do not need collateral, these loans tend to need higher credit, as high as 737
- Full name (Changed if requested): Jina Aun
- Current Credit: loans.hit.utils.Fico@512ddf17
- Current City: Thomasville
- State: Georgia
- Zip code: 31800
- Yearly income: $35,000
- Current Job: educational administrator
- Current County: Thomas
- Goal Yearly Income: $134,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000
Many other requests for credit have been made by Jina in the past, including one from Capitol National Bank in Thomasville, Georgia before Jina was approved for the $12000 by Southern Federal Savings Bank
Jina made 7 prior attempts to obtain a high risk loan, 2 of which were with Capitol National Bank, a lending institution in Thomasville, Georgia known to specialize in high risk loans specifically. Before finding Southern Federal Savings Bank, Jina was concerned due to their inexperience and good credit rating.
Contact Details for Southern Federal Savings Bank, the provider of this high risk loan
- Southern Federal Savings Bank
- City: Thomasville
- State: Georgia
- Address: 301 U. S. 19 South
- County: Thomas
- Zip code: 31792
Jina has a very low current yearly income, but has a large amount of prospects
Jina has always wanted to be a catering administrator, but would have to attend New York University again to become one. Jina has other possibilities as well, including recreation leader, financial examiner, and management consultant, which pay $55,000 through to $104,000 per year, on average. For this reason, we believe that Jina can pay for this high risk loan of $12000.
8 Months Ago, Jina Attempted to Find a High Risk Loan for $37,000.00, and it was Easy
It is an ongoing struggle for borrowers to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Jina. Jina decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Clients with credit ratings as low as 338 can apply for a high risk loan and have a chance to be accepted.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $23,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jina needed a debt consolidation loan to pay for their existing high risk loan and their payday loan. Jina was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.4%.
Before applying for this high risk loan, Jina had an Experian score of 723, which is good, so Southern Federal Savings Bank probably cannot provide Jina a high risk loan
Jina was not approved by Bank of Alapaha 5 times prior to being granted funding by Southern Federal Savings Bank at 301 U. S. 19 South
On September 5, 2010, Jina applied about borrowing $20,000 from 1st Community Bank with Moshe, their friend from just outside Thomasville, and even with the co-signer, Jina was rejected for this high risk loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Jina’s Transunion score was altered by the high risk loan loan, changing to 695 from 709, which is typical in our experience.
Previous requests on Jina’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$16110.00||7||11.7%||$281.81||NationsBank of Florida, National Association||May 10, 2013|
|$16120.00||3||10.6%||$524.7||Century Bank and Trust||December 2, 2014|
|$15800.00||8||8.3%||$225.78||Bank of Madison||June 13, 2015|
|$15680.00||5||5.5%||$299.51||Bank of Hazlehurst||July 31, 2015|
|$16170.00||9||8.2%||$212.19||The Citizens and Southern Bank of Dublin||August 26, 2015|
Jina’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their educational administrator job and their future career as a catering administrator
Installment loan for Jina, a graduate of New York University and an educational administrator working for over $67,000 per year
Jina, an alumnus at New York University and an educational administrator in Thomasville, Georgia needs a high risk loan to purchase a new cell phone. Jina has instead decided to obtain an installment loan for $13,000 and is currently seeking lenders like The Rockmart Bank to process their request.
Personal Loan for an educational administrator named Jina in Thomasville, Georgia to Pay Off Gravely Credit Card
Jina had a lot of credit card debt on their Saratoga’s Community FCU Business Visa and their NBT Bank Visa Business Card, and they were starting to get in over their heads. Despite Jina’s job as an educational administrator, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Jina for this high risk loan of $12000, provided by Southern Federal Savings Bank
Hi, I am Jina and my hometown is Thomasville in Georgia. Thomas, county is where I grew up, and now I need a high risk loan in Georgia for $12000 to pay bills. It has been difficult, but Southern Federal Savings Bank really came through for me with this loan for 10.4% interest APR and a term of 20 years. I can probably repay the loan over the 20 year term, including interest. A big thanks to Southern Federal Savings Bank for giving me a chance and my good credit. It look me 9 years to create my credit to 709, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.
Fast Loans for Jina in Thomasville, Georgia to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Thomasville, Georgia aren’t actually that difficult to obtain, particularly if you have some finesse like Jina. Jina was able to find a fast loan for $12000 from The Citizens Bank and Citizens Bank, but turned down both offers in favor of their high risk loan from Southern Federal Savings Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference in the case that you are in a time sensitive situation.
When Jina was 19, they attempted to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a list of Jina’s prior attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on October 14, 2012
- Attempt 2) Loan for $38,000.00 on April 5, 2012
- Attempt 3) Loan for $35,000.00 on November 29, 2012
- Attempt 4) Loan for $23,000.00 on June 9, 2011
Conclusion of Jina’s high risk loan
In the end, Jina was able to find a high risk loan for $12000 with an interest rate of 11.4% interest APR from Southern Federal Savings Bank in Thomasville, Georgia repayable over 20 years from today.