$36000 Auto Loan – Salt Lake City Utah, Credit Score Of 622
- Experian: 632 – They had a good Experian score
- Transunion: 609 – Tiana had a good credit rating with Transunion.
- Equifax: Tiana’s Experian score was 622, which is a good credit score with the Experian system.
Tiana was rejected by The First National Bank of Morgan 7 times before being granted funding by Goldman Sachs Bank USA at 295 Chipeta Way, 4th Floor
On October 25, 2010, Tiana applied about borrowing $21,000 from Bank of Vernal with Shawana, their friend from just outside Salt Lake City, and even with the co-signer, Tiana was rejected for this auto loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.
- Full name (Changed if requested): Tiana Kaneko
- Current Credit: loans.hit.utils.Fico@66cd51c3
- Current City: Salt Lake City
- State: Utah
- Zip code: 84114
- Yearly income: $58,000
- Current Job: geological technician
- Current County: Salt Lake
- Goal Yearly Income: $146,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Tiana has a disappointing current gross income, but has several of prospects
Tiana has always wanted to be a computer and information scientists, but would need attend Olivet Nazarene University again to become one. Tiana has other prospects as well, including motorboat mechanic, public relations specialist, and technological espionage intelligence agent, which pay $57,000 through to $99,000 per year, on average. For this reason, we believe that Tiana can afford this auto loan of $36000.
When Tiana was 24, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Tiana’s previous attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on August 9, 2010
- Attempt 2) Loan for $21,000.00 on March 11, 2009
- Attempt 3) Loan for $33,000.00 on December 23, 2009
- Attempt 4) Loan for $25,000.00 on January 8, 2012
- Attempt 5) Loan for $32,000.00 on August 6, 2011
Fast Loans for Tiana in Salt Lake City, Utah to prevent bankruptcy or harm from debt collectors.
Fast loans in Salt Lake City, Utah aren’t actually that difficult to obtain, particularly if you have some finesse like Tiana. Tiana was able to find a fast loan for $36000 from Farmers State Bank and Barnes Banking Company, but declined both offers in favor of their auto loan from Goldman Sachs Bank USA. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big difference in the case that a client is on the go.
Contact Details for Goldman Sachs Bank USA, the provider of this auto loan
- Goldman Sachs Bank USA
- City: Salt Lake City
- State: Utah
- Address: 295 Chipeta Way, 4th Floor
- County: Salt Lake
- Zip code: 84108
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $39,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Tiana required a debt consolidation loan to pay for their existing auto loan and their loan shark loan. Tiana was able to find a auto loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.3%.
Previous requests on Tiana’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$66270.00||10||10.3%||$886.81||Bank of Ephraim||June 6, 2009|
|$66300.00||6||10.6%||$1248.42||Gunnison Valley Bank||December 21, 2010|
|$65630.00||6||11.8%||$1276.26||The Helper State Bank||March 2, 2014|
|$66230.00||5||6.7%||$1302.08||Barnes Banking Company||December 20, 2014|
|$66450.00||8||9.4%||$987.35||KeyBank National Association||January 12, 2015|
Several previous requests for credit have been made by Tiana in the past, including one from First Savings Bank in Salt Lake City, Utah before Tiana was accepted for the $36000 by Goldman Sachs Bank USA
Tiana made 4 previous attempts to obtain an auto loan, 2 of which were with First Savings Bank, a lending institution in Salt Lake City, Utah known to specialize in auto loans specifically. Prior to finding Goldman Sachs Bank USA, Tiana was very concerned due to their inexperience and good credit score.
Personal Loan for a geological technician named Tiana in Salt Lake City, Utah to Pay Off SEFCU World MasterCard
Tiana had a tonne of credit card debt on their State Farm Good Neighbor Visa Credit Card and their USAA Secured Card Platinum MasterCard, and they were starting to get in over their heads. Despite Tiana’s job as a geological technician, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
7 Months in the Past, Tiana Attempted Finding a High Risk Loan for $36,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Tiana. Tiana chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit individuals. Individuals with credit ratings as low as 565 can inquire for a high risk loan and possibly can be approved.
Before applying for this auto loan, Tiana had an Experian score of 632, which is good, so Goldman Sachs Bank USA likely cannot provide Tiana an auto loan
Installment loan for Tiana, a graduate of Olivet Nazarene University and a geological technician working for over $78,000 per year
Tiana, an alumnus at Olivet Nazarene University and a geological technician in Salt Lake City, Utah wants an auto loan to purchase something frivolous. Tiana has instead decided to obtain an installment loan for $8,000 and is currently seeking lenders like Carbon Emery Bank to process their request.
Paraphrased and Standardized Quote from Tiana for this auto loan of $36000, provided by Goldman Sachs Bank USA
Hi, I am Tiana and I am from Salt Lake City in Utah. Salt Lake, county is where I grew up, and now I need a auto loan in Utah for $36000 to buy a big ticket item. It wasn’t easy, but Goldman Sachs Bank USA really came through for me with this loan for 10.0% interest APR and a term of 1 years. I will repay the loan over the 1 year term, including interest. A big thanks to Goldman Sachs Bank USA for giving me a chance and my good credit. It look me 6 years to create my credit to 622, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.
Tiana’s Overall FICO score at the time of acceptance for an auto loan, taking into account their geological technician job and their future career as a computer and information scientists
Tiana’s Transunion score was changed by the auto loan loan, changing to 609 from 622, which is typical in our experience.
Signature Loan acquired in Salt Lake City, Utah for $36000 with good credit by Tiana
Many clients have difficulty with obtaining signature loans in Salt Lake City, Utah, and Tiana is no different. Tiana went to 6 lenders or more before finding Goldman Sachs Bank USA, who offered Tiana a signature loan for $36000. Most signature loans simply require a client, like Tiana’s signature to get them, up to $39,000 in some cases. Tiana was able to get $36000 as a auto loan, which is very high for an auto loan. Because signature loans don’t need collateral, these loans tend to require improved credit, as high as 752
Conclusion of Tiana’s auto loan
In the end, Tiana was able to find an auto loan for $36000 with an interest rate of 6.3% interest APR from Goldman Sachs Bank USA in Salt Lake City, Utah repayable over 1 years from today.