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$10000 Quick Loan In Harlem Georgia With Credit Score 761 For Marcelo

$10000 Quick Loan – Harlem Georgia, Credit Score Of 761

  • Experian: 771 – This individual had an excellent Experian score
  • Transunion: 745 – Marcelo had an excellent credit rating with Transunion.
  • Equifax: Marcelo’s Experian score was 761, which is an excellent credit score using the Experian system.

8 Months in the Past, Marcelo Attempted to Find a High Risk Loan for $29,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Marcelo. Marcelo chose not to get a high risk loan this time. High Risk loans are given to bad credit individuals. Clients with credit scores as low as 366 can inquire for a high risk loan and may be be accepted.

Multiple other requests for credit have been made by Marcelo in the past, including one from Rockport Bank, National Association in Harlem, Georgia before Marcelo was accepted for the $10000 by Bank of Columbia County

Marcelo made 6 previous tries to obtain a quick loan, 2 of which were with Rockport Bank, National Association, a bank in Harlem, Georgia known to specialize in quick loans specifically. Prior to finding Bank of Columbia County, Marcelo was desperate due to their inexperience and excellent credit rating.

Fast Loans for Marcelo in Harlem, Georgia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Harlem, Georgia aren’t actually that difficult to obtain, especially if you have some gumption like Marcelo. Marcelo was able to find a fast loan for $10000 from Exchange Bank and Roswell Bank, but declined both offers in favor of their quick loan from Bank of Columbia County. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference if a borrower is in a time sensitive situation.

Personal Loan for a nuclear power reactor operator named Marcelo in Harlem, Georgia to Pay Off Bank of Akron MasterCard

Marcelo had a lot of credit card debt on their First Hawaiian Bank Priority Destinations World MasterCard and their Steuben Trust Visa Signature Bonus Rewards Card, and they were starting to get in over their heads. Despite Marcelo’s job as a nuclear power reactor operator, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Marcelo’s Transunion score was altered by the quick loan loan, changing to 745 from 761, which is normal in our experience.

Transunion Score: 745

Marcelo has a low current total income, but has several of prospects

Marcelo has always wanted to be an operations management analyst, but would have to attend University of Phoenix again to become one. Marcelo has other possibilities as well, including customer service representative, forest engineer, and safety inspector, which pay $57,000 through to $96,000 per year, on average. Because of this, we think that Marcelo can afford this quick loan of $10000.

Signature Loan acquired in Harlem, Georgia for $10000 with excellent credit by Marcelo

Many prospective borrowers struggle with obtaining signature loans in Harlem, Georgia, and Marcelo is no different. Marcelo went to 5 lending institutions or more prior to finding Bank of Columbia County, who offered Marcelo a signature loan for $10000. Most signature loans simply require a client, like Marcelo’s signature to obtain them, up to $41,000 in some cases. Marcelo was able to get $10000 as a quick loan, which is very high for a quick loan. Because signature loans do not need a cosigner, they tend to need improved credit, as high as 789

Client Profile: Marcelo Sweeden of Harlem, Georgia
  • Full name (Changed if requested): Marcelo Sweeden
  • Current Credit: loans.hit.utils.Fico@21b8d17c
  • Current City: Harlem
  • State: Georgia
  • Zip code: 30817
  • Yearly income: $61,000
  • Current Job: nuclear power reactor operator
  • Current County: Columbia
  • Goal Yearly Income: $135,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans range from $39,000.00 to $43,000.00. They are mainly used to pay off existing high interest loans like credit cards. Marcelo required a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Marcelo was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.

Marcelo was declined by 1st Community Bank 4 times prior to being granted funding by Bank of Columbia County at 255 North Louisville Street

On December 4, 2012, Marcelo applied about borrowing $5,000 from Bank of Alapaha with Meredith, their in law from just outside Harlem, and even with the co-signer, Marcelo was rejected for this quick loan. With excellent credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Contact Details for Bank of Columbia County, the provider of this quick loan

  • Bank of Columbia County
  • City: Harlem
  • State: Georgia
  • Address: 255 North Louisville Street
  • County: Columbia
  • Zip code: 30814

Before applying for this quick loan, Marcelo had an Experian score of 771, which is excellent, so Bank of Columbia County most likely cannot provide Marcelo a quick loan

Experian Score: 771

Installment loan for Marcelo, a graduate of University of Phoenix and a nuclear power reactor operator working for over $60,000 per year

Marcelo, an alumnus at University of Phoenix and a nuclear power reactor operator in Harlem, Georgia wants a quick loan to purchase a new cell phone. Marcelo has instead chosen to get an installment loan for $26,000 and is currently seeking lenders like The Rockmart Bank to process their request.

Marcelo’s Overall FICO score at the time of acceptance for a quick loan, taking into account their nuclear power reactor operator job and their future career as an operations management analyst

Fico Score: 761

Previous requests on Marcelo’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$61430.00 6 6.6% $1035.56 NationsBank of Florida, National Association January 5, 2011
$61400.00 7 8.4% $969.28 Century Bank and Trust June 12, 2011
$61160.00 11 11.6% $822.12 Bank of Madison January 1, 2013
$60750.00 5 6.5% $1188.64 Bank of Hazlehurst September 25, 2013

When Marcelo was 22, they attempted to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a chronology of Marcelo’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on February 11, 2011
  • Attempt 2) Loan for $20,000.00 on April 4, 2009
  • Attempt 3) Loan for $30,000.00 on June 3, 2010
  • Attempt 4) Loan for $31,000.00 on April 20, 2012
  • Attempt 5) Loan for $38,000.00 on December 8, 2008
  • Attempt 6) Loan for $21,000.00 on May 30, 2013

Paraphrased and Standardized Quote from Marcelo for this quick loan of $10000, provided by Bank of Columbia County

Hi, I am Marcelo and I am from Harlem in Georgia. Columbia, county is where I grew up, and now I need a quick loan in Georgia for $10000 to pay bills. It wasn’t easy, but Bank of Columbia County really came through for me with this loan for 6.5% interest APR and a term of 2 years. I can probably repay the loan over the 2 year term, including interest. A big thanks to Bank of Columbia County for trusting me and my excellent credit. It look me 5 years to build my credit to 761, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Conclusion of Marcelo’s quick loan

In the end, Marcelo was able to find a quick loan for $10000 with an interest rate of 7.4% interest APR from Bank of Columbia County in Harlem, Georgia repayable over 2 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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