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$96000 Same Day Loan With Terrible Credit In Pittsfield Massachusetts

$96000 Same Day Loan – Pittsfield Massachusetts, Credit Rating Of 340

  • Experian: 351 – This individual had a terrible Experian score
  • Transunion: 322 – Sherri had a terrible credit score with Transunion.
  • Equifax: Sherri’s Experian score was 340, which is a terrible credit score on the Experian scale.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans range from $32,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Sherri required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Sherri was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.8%.

Sherri’s Overall FICO score at the time of acceptance for a same day loan, taking into account their athletic trainer job and their future job as a securities broker

Fico Score: 340

Sherri’s Transunion score was changed by the same day loan loan, changing to 322 from 340, which is typical in our experience.

Transunion Score: 322

Installment loan for Sherri, a graduate of Saint Leo University and an athletic trainer working for over $72,000 per year

Sherri, an alumnus at Saint Leo University and an athletic trainer in Pittsfield, Massachusetts wants a same day loan to purchase something frivolous. Sherri has instead decided to obtain an installment loan for $23,000 and is at present seeking lenders like BayBank Merrimack Valley, N. A. to process their request.

Fast Loans for Sherri in Pittsfield, Massachusetts to prevent bankruptcy or harm from debt collectors.

Fast loans in Pittsfield, Massachusetts aren’t actually that difficult to obtain, especially if you have some finesse like Sherri. Sherri was able to find a fast loan for $96000 from Security National Bank and Lexington Trust Company, but declined both offers in favor of their same day loan from Legacy Banks. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference in the case that you are in a pinch.

When Sherri was 20, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a list of Sherri’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $30,000.00 on February 5, 2010
  • Attempt 2) Loan for $26,000.00 on September 26, 2012
  • Attempt 3) Loan for $27,000.00 on April 20, 2010
  • Attempt 4) Loan for $29,000.00 on May 14, 2011
  • Attempt 5) Loan for $29,000.00 on November 14, 2011

Many other requests for credit have been made by Sherri in the past, including one from TexasBank in Pittsfield, Massachusetts before Sherri was approved for the $96000 by Legacy Banks

Sherri made 5 previous tries to obtain a same day loan, 2 of which were with TexasBank, a lender in Pittsfield, Massachusetts known to specialize in same day loans specifically. Before finding Legacy Banks, Sherri was very concerned due to their inexperience and terrible credit rating.

Before applying for this same day loan, Sherri had an Experian score of 351, which is terrible, so Legacy Banks most likely can provide Sherri a same day loan

Experian Score: 351

Previous requests on Sherri’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$107690.00 4 10.6% $2762.43 State Street Bank and Trust Company September 29, 2011
$107760.00 11 11.1% $1417.08 United States Trust Company February 11, 2012
$107900.00 9 7.4% $1371.39 BayBank Harvard Trust Company June 22, 2013
$108290.00 5 8.1% $2200.92 Durfee Attleboro Bank September 22, 2013
$108350.00 6 5.8% $1785.46 Bank of New England – North Shore October 8, 2013

Sherri has a very low current gross income, but has several of prospects

Sherri has always wanted to be a securities broker, but would have to attend Saint Leo University again to achieve it. Sherri has other prospects as well, including computer hardware technician, dry wall installer, and aquarium curator, which pay $55,000 through to $90,000 per year, at least. For this reason, we believe that Sherri can pay for this same day loan of $96000.

Signature Loan acquired in Pittsfield, Massachusetts for $96000 with terrible credit by Sherri

A lot of borrowers have difficulty with finding signature loans in Pittsfield, Massachusetts, and Sherri is no exception. Sherri went to 6 lenders or more prior to finding Legacy Banks, who offered Sherri a signature loan for $96000. Typical signature loans simply require a client, like Sherri’s signature to obtain them, up to $37,000 in some cases. Sherri was able to get $96000 as a same day loan, which is very high for a same day loan. Since signature loans don’t require collateral, these loans generally need better credit, as high as 736

8 Months Ago, Sherri Tried Finding a High Risk Loan for $48,000.00, and it was Easy

It is an ongoing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Sherri. Sherri decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Clients with credit ratings as low as 524 can apply for a high risk loan and possibly can be approved.

Sherri was declined by Northeast National Bank 4 times before being accepted by Legacy Banks at 99 North Street

On April 13, 2012, Sherri applied about borrowing $27,000 from BayBank Winchester Trust Company with Georgene, their friend from just outside Pittsfield, and even with the co-signer, Sherri was rejected for this same day loan. With terrible credit, it can be very hard to procure financing, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Sherri for this same day loan of $96000, provided by Legacy Banks

Hi, I am Sherri and I’m from Pittsfield in Massachusetts. Berkshire, county is where I grew up, and now I need a same day loan in Massachusetts for $96000 to pay bills. It has been difficult, but Legacy Banks really came through for me with this loan for 7.6% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to Legacy Banks for trusting me and my terrible credit. It look me 7 years to create my credit to 340, and I won’t harm it any future. I’m pleased with Find Texas Loans for assisting me this far.

Client Profile: Sherri Boom of Pittsfield, Massachusetts
  • Full name (Changed if requested): Sherri Boom
  • Current Credit: loans.hit.utils.Fico@108c4c35
  • Current City: Pittsfield
  • State: Massachusetts
  • Zip code: 1202
  • Yearly income: $51,000
  • Current Job: athletic trainer
  • Current County: Berkshire
  • Goal Yearly Income: $90,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Personal Loan for an athletic trainer named Sherri in Pittsfield, Massachusetts to Pay Off UNFCU Student Credit Card

Sherri had a tonne of credit card debt on their State Farm Platinum Rewards Visa and their American State Bank MasterCard, and they were starting to get in over their heads. Despite Sherri’s job as an athletic trainer, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Contact Details for Legacy Banks, the provider of this same day loan

  • Legacy Banks
  • City: Pittsfield
  • State: Massachusetts
  • Address: 99 North Street
  • County: Berkshire
  • Zip code: 1201

Conclusion of Sherri’s same day loan

In the end, Sherri was able to find a same day loan for $96000 with an interest rate of 7.3% interest APR from Legacy Banks in Pittsfield, Massachusetts repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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