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Willa Had Need For A Student Loan For $188000, Omaha, Nebraska

$188000 Student Loan – Omaha Nebraska, Credit Rating Of 524

  • Experian: 535 – They had a fair Experian rating
  • Transunion: 510 – Willa had a fair credit rating with Transunion.
  • Equifax: Willa’s Experian score was 524, which is a fair credit score on the Experian scale.

Installment loan for Willa, a graduate of College of Saint Scholastica and a sociology professor working for over $75,000 per year

Willa, an alumnus at College of Saint Scholastica and a sociology professor in Omaha, Nebraska wants a student loan to purchase a car. Willa has instead decided to obtain an installment loan for $26,000 and is currently seeking lenders like Alliance National Bank and Trust Company to process their request.

8 Months Ago, Willa Tried to Find a High Risk Loan for $40,000.00, and it was Easy

There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Willa. Willa chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Individuals with credit ratings as low as 564 can apply for a high risk loan and have a chance to be approved.

Willa has a very low current yearly income, but has a high number of prospects

Willa has always wanted to be a sales promoter, but would have to attend College of Saint Scholastica again to become one. Willa has other prospects as well, including highway maintenance worker, clergy member, and contract specialist, which pay $52,000 through to $95,000 per year, on average. For this reason, we believe that Willa can pay for this student loan of $188000.

Fast Loans for Willa in Omaha, Nebraska to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Omaha, Nebraska aren’t actually that difficult to obtain, particularly if you have some gumption like Willa. Willa was able to find a fast loan for $188000 from The First National Bank of Bayard and Pathway Bank, but turned down both offers in favor of their student loan from Nebraska State Bank of Omaha. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if you are in a time sensitive situation.

Signature Loan found in Omaha, Nebraska for $188000 with fair credit by Willa

A lot of prospective borrowers have difficulty with obtaining signature loans in Omaha, Nebraska, and Willa is not an exception. Willa went to 6 lending institutions or more prior to settling on Nebraska State Bank of Omaha, who offered Willa a signature loan for $188000. Typical signature loans simply need a client, like Willa’s signature to obtain them, up to $41,000 in some cases. Willa was able to get $188000 as a student loan, which is very high for a student loan. Since signature loans don’t require collateral, these loans generally require improved credit, as high as 747

Previous requests on Willa’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$44820.00 5 9.8% $947.89 Citizens Bank May 23, 2012
$45230.00 3 8.3% $1423.61 Stromsburg Bank January 19, 2013
$45300.00 4 7.1% $1086.87 Wahoo State Bank May 20, 2014
$44870.00 5 7.3% $894.84 Arlington State Bank April 15, 2015
$45130.00 4 5.6% $1051.62 Mason State Bank, Mason City, Nebraska July 17, 2015

Personal Loan for a sociology professor named Willa in Omaha, Nebraska to Pay Off Total Rewards Visa Credit Card by Harrah’s Entertainment

Willa had a tonne of credit card debt on their Popular Community Bank SET MasterCard and their Bass Pro Shops Outdoor Rewards World MasterCard Credit Card, and they were starting to get in over their heads. Despite Willa’s job as a sociology professor, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Client Profile: Willa Bangle of Omaha, Nebraska
  • Full name (Changed if requested): Willa Bangle
  • Current Credit: loans.hit.utils.Fico@6d21714c
  • Current City: Omaha
  • State: Nebraska
  • Zip code: 68141
  • Yearly income: $31,000
  • Current Job: sociology professor
  • Current County: Douglas
  • Goal Yearly Income: $106,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Paraphrased and Standardized Quote from Willa for this student loan of $188000, provided by Nebraska State Bank of Omaha

Hi, I am Willa and I am from Omaha in Nebraska. Douglas, county is where I grew up, and now I need a student loan in Nebraska for $188000 to buy a big ticket item. It wasn’t easy, but Nebraska State Bank of Omaha really came through for me with this loan for 10.2% interest APR and a term of 18 years. I will repay the loan over the 18 year term, including interest. A big thanks to Nebraska State Bank of Omaha for giving me a chance and my fair credit. It look me 5 years to create my credit to 524, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Willa’s Overall FICO score at the time of acceptance for a student loan, taking into account their sociology professor job and their future career as a sales promoter

Fico Score: 524

Willa’s Transunion score was changed by the student loan loan, changing to 510 from 524, which is typical in our experience.

Transunion Score: 510

Contact Details for Nebraska State Bank of Omaha, the provider of this student loan

  • Nebraska State Bank of Omaha
  • City: Omaha
  • State: Nebraska
  • Address: 3211 North 90th Streeet
  • County: Douglas
  • Zip code: 68134

Willa was not approved by Exchange Bank 4 times before being granted funding by Nebraska State Bank of Omaha at 3211 North 90th Streeet

On November 25, 2011, Willa inquired about borrowing $49,000 from Citizens State Bank with Hollis, their friend from just outside Omaha, and even with the co-signer, Willa was rejected for this student loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $34,000.00 to $55,000.00. They are typically used to pay off existing high interest loans like credit cards. Willa required a debt consolidation loan to pay for their existing student loan and their credit card. Willa was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.8%.

Before applying for this student loan, Willa had an Experian score of 535, which is fair, so Nebraska State Bank of Omaha probably cannot provide Willa a student loan

Experian Score: 535

Many previous requests for credit have been made by Willa in the past, including one from The Farmers National Bank of Newville in Omaha, Nebraska before Willa was approved for the $188000 by Nebraska State Bank of Omaha

Willa made 4 previous attempts to obtain a student loan, 2 of which were with The Farmers National Bank of Newville, a lender in Omaha, Nebraska known to specialize in student loans specifically. Prior to finding Nebraska State Bank of Omaha, Willa was desperate due to their inexperience and fair credit rating.

When Willa was 21, they tried to obtain a student loan from 5 different banks, which harmed their credit rating. Below is a list of Willa’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $29,000.00 on February 22, 2009
  • Attempt 2) Loan for $27,000.00 on March 30, 2010
  • Attempt 3) Loan for $33,000.00 on May 12, 2012
  • Attempt 4) Loan for $37,000.00 on February 9, 2009
  • Attempt 5) Loan for $28,000.00 on November 3, 2012

Conclusion of Willa’s student loan

In the end, Willa was able to find a student loan for $188000 with an interest rate of 6.5% interest APR from Nebraska State Bank of Omaha in Omaha, Nebraska repayable over 18 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.