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$62000 No Collateral Loan In Ambridge Pennsylvania With Credit Score 648 For Mireille

$62000 No Collateral Loan – Ambridge Pennsylvania, Credit Rating Of 648

  • Experian: 665 – The client had a good Experian rating
  • Transunion: 636 – Mireille had a good credit score with Transunion.
  • Equifax: Mireille’s Experian score was 648, which is a good credit score using the Experian scale.

Paraphrased and Standardized Quote from Mireille for this no collateral loan of $62000, provided by Economy Bank of Ambridge

Hi, I am Mireille and I’m from Ambridge in Pennsylvania. Beaver, county is where I grew up, and now I need a no collateral loan in Pennsylvania for $62000 to pay bills. It has been difficult, but Economy Bank of Ambridge really came through for me with this loan for 8.5% interest APR and a term of 10 years. I will repay the loan over the 10 year term, including interest. A big thanks to Economy Bank of Ambridge for trusting me and my good credit. It look me 7 years to create my credit to 648, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.

Personal Loan for a home economist named Mireille in Ambridge, Pennsylvania to Pay Off BankFIRST Visa Business Travel Card

Mireille had a lot of credit card debt on their NAPA AutoCare EasyPay Credit Card and their Marshalls Credit Card, and they were starting to get in over their heads. Despite Mireille’s job as a home economist, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Mireille was 20, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit rating. Below is a chronology of Mireille’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on December 12, 2008
  • Attempt 2) Loan for $22,000.00 on November 2, 2011
  • Attempt 3) Loan for $21,000.00 on August 23, 2010
  • Attempt 4) Loan for $21,000.00 on April 9, 2012
  • Attempt 5) Loan for $34,000.00 on June 4, 2009
  • Attempt 6) Loan for $34,000.00 on July 7, 2009

Before applying for this no collateral loan, Mireille had an Experian score of 665, which is good, so Economy Bank of Ambridge most likely cannot provide Mireille a no collateral loan

Experian Score: 665

Mireille’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their home economist job and their future career as an able seamen

Fico Score: 648

Installment loan for Mireille, a graduate of Fortis College – Orange Park and a home economist working for over $68,000 per year

Mireille, an alumnus at Fortis College – Orange Park and a home economist in Ambridge, Pennsylvania wants a no collateral loan to purchase something frivolous. Mireille has instead decided to get an installment loan for $19,000 and is at present seeking lenders like Merchants Bank (North) to provide it.

Fast Loans for Mireille in Ambridge, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Ambridge, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Mireille. Mireille was able to find a fast loan for $62000 from The Fidelity Bank and Green Ridge Bank, but declined both offers in favor of their no collateral loan from Economy Bank of Ambridge. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement if you are in a time sensitive situation.

Several past requests for credit have been made by Mireille in the past, including one from Bank of Kilmichael in Ambridge, Pennsylvania before Mireille was accepted for the $62000 by Economy Bank of Ambridge

Mireille made 8 prior attempts to obtain a no collateral loan, 2 of which were with Bank of Kilmichael, a bank in Ambridge, Pennsylvania known to specialize in no collateral loans specifically. Prior to finding Economy Bank of Ambridge, Mireille was concerned due to their inexperience and good credit rating.

Client Profile: Mireille Bluett of Ambridge, Pennsylvania
  • Full name (Changed if requested): Mireille Bluett
  • Current Credit: loans.hit.utils.Fico@2ac1fdc4
  • Current City: Ambridge
  • State: Pennsylvania
  • Zip code: 15011
  • Yearly income: $46,000
  • Current Job: home economist
  • Current County: Beaver
  • Goal Yearly Income: $99,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Contact Details for Economy Bank of Ambridge, the provider of this no collateral loan

  • Economy Bank of Ambridge
  • City: Ambridge
  • State: Pennsylvania
  • Address: Main Street
  • County: Beaver
  • Zip code: 15003

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $28,000.00 to $45,000.00. They are mainly used to pay off existing high interest loans like credit cards. Mireille required a debt consolidation loan to pay for their existing no collateral loan and their credit card. Mireille was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 4.4%.

Mireille’s Transunion score was changed by the no collateral loan loan, changing to 636 from 648, which is typical in our experience.

Transunion Score: 636

Mireille has a very low current yearly income, but has a large amount of prospects

Mireille has always wanted to be an able seamen, but would have to attend Fortis College – Orange Park again to become one. Mireille has other prospects as well, including mine cutting machine operator, livestock commission agent, and exercise physiologist, which pay $56,000 through to $106,000 per year, on average. For this reason, we think that Mireille can afford this no collateral loan of $62000.

Mireille was rejected by Farmers and Merchants Bank of Cherry Tree, Pa. 6 times prior to being approved by Economy Bank of Ambridge at Main Street

On November 24, 2012, Mireille inquired about borrowing $39,000 from Merchants Bank (North) with Laverna, their in law from just outside Ambridge, and even with the co-signer, Mireille was rejected for this no collateral loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.

6 Months in the Past, Mireille Tried Finding a High Risk Loan for $35,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Mireille. Mireille chose not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Borrowers with credit scores as low as 408 can inquire for a high risk loan and have a chance to be accepted.

Previous requests on Mireille’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$41330.00 9 5.8% $492.12 The People’s Bank of Oxford December 11, 2008
$41390.00 11 9.3% $501.94 First Lehigh Bank November 2, 2009
$41250.00 10 10.4% $554.3 SunBank March 19, 2013
$41300.00 3 8.4% $1301.83 Merchants Bank (North) November 17, 2013

Signature Loan easily acquired in Ambridge, Pennsylvania for $62000 with good credit by Mireille

Many borrowers have difficulty with obtaining signature loans in Ambridge, Pennsylvania, and Mireille is no different. Mireille went to 7 lending institutions or more before settling on Economy Bank of Ambridge, who offered Mireille a signature loan for $62000. Most signature loans simply need a client, like Mireille’s signature to get them, up to $33,000 in some cases. Mireille was able to get $62000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans don’t require a cosigner, they generally require better credit, as high as 773

Conclusion of Mireille’s no collateral loan

In the end, Mireille was able to find a no collateral loan for $62000 with an interest rate of 7.0% interest APR from Economy Bank of Ambridge in Ambridge, Pennsylvania repayable over 10 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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