$8000 Quick Loan – Rushville Indiana, Credit Rating Of 425
- Experian: 441 – This client had a bad Experian rating
- Transunion: 408 – Twana had a bad credit rating with Transunion.
- Equifax: Twana’s Experian score was 425, which is a bad credit rating using the Experian scale.
Twana’s Transunion score was changed by the quick loan loan, changing to 408 from 425, which is normal in our experience.
Installment loan for Twana, a graduate of Ulster BOCES and an electrical technician working for over $75,000 per year
Twana, an alumnus at Ulster BOCES and an electrical technician in Rushville, Indiana needs a quick loan to purchase something frivolous. Twana has instead decided to obtain an installment loan for $19,000 and is at present seeking lenders like Fayette Bank and Trust Company to provide it.
Fast Loans for Twana in Rushville, Indiana to prevent bankruptcy or harm from debt collectors.
Fast loans in Rushville, Indiana aren’t actually that difficult to obtain, particularly if you have some gumption like Twana. Twana was able to find a fast loan for $8000 from Farmers State Bank and Tri-County Bank & Trust Company, but declined both offers in favor of their quick loan from The Rushville National Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a borrower is on the go.
Twana’s Overall FICO score at the time of acceptance for a quick loan, taking into account their electrical technician job and their future career as a sport’s/entertainment agent
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $34,000.00 to $45,000.00. They are typically used to pay off existing high interest loans like credit cards. Twana needed a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Twana was able to find a quick loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.4%.
Previous requests on Twana’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$25110.00||9||11.2%||$370.04||The Citizens Exchange Bank||August 3, 2010|
|$24840.00||3||5.4%||$748.95||Alliance Bank||December 2, 2013|
|$25100.00||11||5.6%||$255.12||Farmers State Bank||June 8, 2014|
|$25150.00||3||6.7%||$773.11||First United Bank, National Association||January 10, 2015|
Before applying for this quick loan, Twana had an Experian score of 441, which is bad, so The Rushville National Bank most likely cannot provide Twana a quick loan
- Full name (Changed if requested): Twana Finnel
- Current Credit: loans.hit.utils.Fico@4f8e5cde
- Current City: Rushville
- State: Indiana
- Zip code: 46174
- Yearly income: $62,000
- Current Job: electrical technician
- Current County: Rush
- Goal Yearly Income: $115,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Twana was not approved by Farmers State Bank 5 times before being accepted by The Rushville National Bank at 202 North Main Street
On September 9, 2011, Twana applied about borrowing $29,000 from The Union Bank with Hilda, their in law from just outside Rushville, and even with the co-signer, Twana was rejected for this quick loan. With bad credit, it can be difficult to procure funding, even with collateral and a co-signer.
When Twana was 19, they attempted to obtain a student loan from 5 different lenders, which damaged their credit rating. Below is a chronology of Twana’s prior attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on May 26, 2011
- Attempt 2) Loan for $28,000.00 on February 4, 2012
- Attempt 3) Loan for $39,000.00 on June 5, 2009
- Attempt 4) Loan for $21,000.00 on November 15, 2013
- Attempt 5) Loan for $22,000.00 on July 20, 2011
6 Months Ago, Twana Attempted to Find a High Risk Loan for $37,000.00, and it was Hard
It is an existing struggle for clients to get high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Twana. Twana chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Borrowers with credit ratings as low as 360 can inquire for a high risk loan and possibly can be accepted.
Contact Details for The Rushville National Bank, the provider of this quick loan
- The Rushville National Bank
- City: Rushville
- State: Indiana
- Address: 202 North Main Street
- County: Rush
- Zip code: 46173
Paraphrased and Standardized Quote from Twana for this quick loan of $8000, provided by The Rushville National Bank
Hi, I am Twana and I am from Rushville in Indiana. Rush, county is where I grew up, and now I need a quick loan in Indiana for $8000 to buy a car. It has been difficult, but The Rushville National Bank really came through for me with this loan for 10.2% interest APR and a term of 8 years. I will repay the loan over the 8 year term, including interest. A big thanks to The Rushville National Bank for trusting me and my bad credit. It look me 6 years to create my credit to 425, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.
Multiple other requests for credit have been made by Twana in the past, including one from CommunityFIRST Bank in Rushville, Indiana before Twana was approved for the $8000 by The Rushville National Bank
Twana made 8 previous tries to obtain a quick loan, 2 of which were with CommunityFIRST Bank, a lending institution in Rushville, Indiana known to specialize in quick loans specifically. Prior to finding The Rushville National Bank, Twana was concerned due to their inexperience and bad credit rating.
Personal Loan for an electrical technician named Twana in Rushville, Indiana to Pay Off First Internet Bank CONNECT Classic
Twana had a lot of credit card debt on their Bass Pro Shops Outdoor Rewards World MasterCard Credit Card and their J. Crew Credit Card, and they were starting to get in over their heads. Despite Twana’s job as an electrical technician, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Signature Loan found in Rushville, Indiana for $8000 with bad credit by Twana
Many borrowers have difficulty with obtaining signature loans in Rushville, Indiana, and Twana is no different. Twana went to 5 lenders or more prior to settling on The Rushville National Bank, who offered Twana a signature loan for $8000. Typical signature loans simply need a client, like Twana’s signature to obtain them, up to $30,000 in some cases. Twana was able to get $8000 as a quick loan, which is very high for a quick loan. Because signature loans do not need collateral, these loans tend to require better credit, as high as 717
Twana has a low current total income, but has a large amount of prospects
Twana has always wanted to be a sport’s/entertainment agent, but would have to attend Ulster BOCES again to achieve it. Twana has other prospects as well, including counseling psychologist, military officer, and fish hatchery specialist, which pay $50,000 through to $91,000 per year, at least. For this reason, we believe that Twana can pay for this quick loan of $8000.
Conclusion of Twana’s quick loan
In the end, Twana was able to find a quick loan for $8000 with an interest rate of 11.7% interest APR from The Rushville National Bank in Rushville, Indiana repayable over 8 years from now.