$105000 Same Day Loan – Palm Beach County Florida, Credit Rating Of 832
- Experian: 844 – The client had an excellent Experian score
- Transunion: 819 – Kristyn had an excellent credit rating with Transunion.
- Equifax: Kristyn’s Experian score was 832, which is an excellent credit rating on the Experian system.
- Full name (Changed if requested): Kristyn Delprincipe
- Current Credit: loans.hit.utils.Fico@506c589e
- Current City: Palm Beach County
- State: Florida
- Zip code: 33450
- Yearly income: $67,000
- Current Job: compliance officer
- Current County: Palm Beach
- Goal Yearly Income: $86,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Signature Loan easily acquired in Palm Beach County, Florida for $105000 with excellent credit by Kristyn
Many borrowers have difficulty with obtaining signature loans in Palm Beach County, Florida, and Kristyn is the same. Kristyn went to 8 lending institutions or more prior to settling on Equity Bank, who offered Kristyn a signature loan for $105000. Most signature loans simply need a client, like Kristyn’s signature to get them, up to $45,000 in some cases. Kristyn was able to get $105000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need a cosigner, these loans tend to need better credit, as high as 750
Multiple previous requests for credit have been made by Kristyn in the past, including one from First American National Bank in Palm Beach County, Florida before Kristyn was approved for the $105000 by Equity Bank
Kristyn made 7 previous attempts to obtain a same day loan, 2 of which were with First American National Bank, a lending institution in Palm Beach County, Florida known to specialize in same day loans specifically. Before finding Equity Bank, Kristyn was very concerned due to their inexperience and excellent credit rating.
Before applying for this same day loan, Kristyn had an Experian score of 844, which is excellent, so Equity Bank most likely cannot provide Kristyn a same day loan
Fast Loans for Kristyn in Palm Beach County, Florida to prevent bankruptcy or harm from debt collectors.
Fast loans in Palm Beach County, Florida aren’t actually that difficult to obtain, especially if you have some gumption like Kristyn. Kristyn was able to find a fast loan for $105000 from Southeast Bank of Perry, National Association and Sun Bank/South Central Florida, National Association, but turned down both offers in favor of their same day loan from Equity Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. An improvement in the case that a borrower is on the go.
Kristyn has a very low current total income, but has a high number of prospects
Kristyn has always wanted to be a marine engineer, but would have to attend University of Southern Maine again to become one. Kristyn has other prospects as well, including chemical engineer, historic site administrator, and tour guide, which pay $59,000 through to $96,000 per year, on average. For this reason, we believe that Kristyn can afford this same day loan of $105000.
Paraphrased and Standardized Quote from Kristyn for this same day loan of $105000, provided by Equity Bank
Hi, I am Kristyn and I am from Palm Beach County in Florida. Palm Beach, county is where I grew up, and now I need a same day loan in Florida for $105000 to buy a big ticket item. It has been difficult, but Equity Bank really came through for me with this loan for 10.4% interest APR and a term of 8 years. I can repay the loan over the 8 year term, including interest. A big thanks to Equity Bank for giving me a chance and my excellent credit. It look me 7 years to create my credit to 832, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Previous requests on Kristyn’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$109450.00||3||11.7%||$3619.64||NCNB National Bank of Florida||July 14, 2012|
|$108830.00||3||11.1%||$3568.11||Southeast Bank of Madison County, National Association||November 17, 2012|
|$109300.00||5||6.6%||$2143.7||Southeast Bank of Wildwood||September 12, 2014|
|$108670.00||11||10.3%||$1379.05||Atlantic Bank of Jacksonville||April 17, 2015|
|$109340.00||11||10.7%||$1412.59||Century National Bank of Broward||July 6, 2015|
Personal Loan for a compliance officer named Kristyn in Palm Beach County, Florida to Pay Off Lane Bryant Credit Card
Kristyn had a lot of credit card debt on their RBC Bank Visa Platinum Credit Card and their Goody’s Credit Card, and they were starting to get in over their heads. Despite Kristyn’s job as a compliance officer, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
7 Months in the Past, Kristyn Attempted to Find a High Risk Loan for $21,000.00, and it was Easy
It is an existing struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Kristyn. Kristyn decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit clients. Clients with credit scores as low as 552 can apply for a high risk loan and possibly can be accepted.
Kristyn’s Overall FICO score at the time of acceptance for a same day loan, taking into account their compliance officer job and their future career as a marine engineer
Installment loan for Kristyn, a graduate of University of Southern Maine and a compliance officer working for over $62,000 per year
Kristyn, an alumnus at University of Southern Maine and a compliance officer in Palm Beach County, Florida wants a same day loan to purchase a house. Kristyn has instead chosen to get an installment loan for $15,000 and is at present seeking lenders like Southeast National Bank of Bradenton to process their request.
Kristyn was rejected by Hialeah-Miami Springs First State Bank 6 times prior to being approved by Equity Bank at 5030 Linton Boulevard
On December 6, 2011, Kristyn applied about borrowing $30,000 from Sun Bank and Trust Company with Carri, their friend from just outside Palm Beach County, and even with the co-signer, Kristyn was rejected for this same day loan. With excellent credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Kristyn’s Transunion score was altered by the same day loan loan, changing to 819 from 832, which is normal in our experience.
When Kristyn was 24, they tried to obtain a student loan from 7 alternate lenders, which harmed their credit score. Below is a list of Kristyn’s previous attempts at finding a student loan:
- Attempt 1) Loan for $20,000.00 on June 19, 2011
- Attempt 2) Loan for $28,000.00 on November 21, 2012
- Attempt 3) Loan for $36,000.00 on October 26, 2010
- Attempt 4) Loan for $31,000.00 on August 13, 2010
- Attempt 5) Loan for $36,000.00 on July 18, 2012
- Attempt 6) Loan for $27,000.00 on June 28, 2009
- Attempt 7) Loan for $39,000.00 on November 24, 2012
Contact Details for Equity Bank, the provider of this same day loan
- Equity Bank
- City: Palm Beach County
- State: Florida
- Address: 5030 Linton Boulevard
- County: Palm Beach
- Zip code: 33445
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $29,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Kristyn needed a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Kristyn was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.1%.
Conclusion of Kristyn’s same day loan
In the end, Kristyn was able to find a same day loan for $105000 with an interest rate of 10.3% interest APR from Equity Bank in Palm Beach County, Florida repayable over 8 years from today.