Do you have over $10,000 in Debt? Get Help now.

19 Month, Variable Interest Personal Loan For Lourie In Texas

$80000 Personal Loan – Olmito Texas, Credit Rating Of 470

  • Experian: 480 – This individual had a bad Experian rating
  • Transunion: 456 – Lourie had a bad credit rating with Transunion.
  • Equifax: Lourie’s Experian score was 470, which is a bad credit score with the Experian rating scheme.

Fast Loans for Lourie in Olmito, Texas to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Olmito, Texas aren’t actually that difficult to obtain, particularly if you have some gumption like Lourie. Lourie was able to find a fast loan for $80000 from First Financial Bank and Texas Commerce Bank – Rio Grande Valley, National Association, but turned down both offers in favor of their personal loan from Rancho Viejo National Bank. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big improvement in the case that you are in a time sensitive situation.

Lourie was declined by The Bank and Trust, S.S.B. 4 times before being granted funding by Rancho Viejo National Bank at F.M. 511 And U.S. 77/83

On December 13, 2012, Lourie applied about borrowing $28,000 from Vista Bank with Madonna, their friend from just outside Olmito, and even with the co-signer, Lourie was rejected for this personal loan. With bad credit, it can be difficult to procure funding, even with collateral and a co-signer.

Client Profile: Lourie Woltz of Olmito, Texas
  • Full name (Changed if requested): Lourie Woltz
  • Current Credit: loans.hit.utils.Fico@17d10166
  • Current City: Olmito
  • State: Texas
  • Zip code: 78581
  • Yearly income: $51,000
  • Current Job: technical illustrator
  • Current County: Cameron
  • Goal Yearly Income: $86,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000

Before applying for this personal loan, Lourie had an Experian score of 480, which is bad, so Rancho Viejo National Bank probably cannot provide Lourie a personal loan

Experian Score: 480

When Lourie was 19, they tried to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a chronology of Lourie’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $27,000.00 on August 10, 2013
  • Attempt 2) Loan for $36,000.00 on February 2, 2010
  • Attempt 3) Loan for $29,000.00 on August 5, 2012
  • Attempt 4) Loan for $35,000.00 on February 26, 2009
  • Attempt 5) Loan for $39,000.00 on August 14, 2009

Contact Details for Rancho Viejo National Bank, the provider of this personal loan

  • Rancho Viejo National Bank
  • City: Olmito
  • State: Texas
  • Address: F.M. 511 And U.S. 77/83
  • County: Cameron
  • Zip code: 78575

Signature Loan easily acquired in Olmito, Texas for $80000 with bad credit by Lourie

Most clients have difficulty with obtaining signature loans in Olmito, Texas, and Lourie is the same. Lourie went to 6 lending institutions or more prior to settling on Rancho Viejo National Bank, who offered Lourie a signature loan for $80000. Typical signature loans simply need a client, like Lourie’s signature to get them, up to $33,000 in some cases. Lourie was able to get $80000 as a personal loan, which is very high for a personal loan. Because signature loans do not require a cosigner, these loans tend to require higher credit, as high as 732

Installment loan for Lourie, a graduate of Crystal Mountain School of Therapeutic Massage and a technical illustrator working for over $77,000 per year

Lourie, an alumnus at Crystal Mountain School of Therapeutic Massage and a technical illustrator in Olmito, Texas wants a personal loan to purchase a car. Lourie has instead decided to get an installment loan for $3,000 and is currently seeking lenders like First State Bank to process their request.

7 Months in the Past, Lourie Tried Finding a High Risk Loan for $44,000.00, and it was Easy

There is an well known struggle for borrowers to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Lourie. Lourie chose not to get a high risk loan this time. High Risk loans are given to bad credit individuals. Clients with credit ratings as low as 562 can apply for a high risk loan and have a chance to be approved.

Paraphrased and Standardized Quote from Lourie for this personal loan of $80000, provided by Rancho Viejo National Bank

Hello, I am Lourie and I’m from Olmito in Texas. Cameron, county is where I grew up, and now I need a personal loan in Texas for $80000 to renovate my home. It has been difficult, but Rancho Viejo National Bank really came through for me with this loan for 10.1% interest APR and a term of 19 years. I will repay the loan over the 19 year term, including interest. A big thanks to Rancho Viejo National Bank for giving me a chance and my bad credit. It look me 5 years to create my credit to 470, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

Lourie’s Overall FICO score at the time of acceptance for a personal loan, taking into account their technical illustrator job and their future job as a mathematical technician

Fico Score: 470

Lourie’s Transunion score was changed by the personal loan loan, changing to 456 from 470, which is normal in our experience.

Transunion Score: 456

Many other requests for credit have been made by Lourie in the past, including one from Fidelity New York FSB in Olmito, Texas before Lourie was approved for the $80000 by Rancho Viejo National Bank

Lourie made 6 prior attempts to obtain a personal loan, 2 of which were with Fidelity New York FSB, a lender in Olmito, Texas known to specialize in personal loans specifically. Prior to finding Rancho Viejo National Bank, Lourie was desperate due to their inexperience and bad credit rating.

Previous requests on Lourie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$143310.00 8 9.5% $2136.88 Comerica Bank February 4, 2011
$143240.00 7 6.1% $2099.4 First Star Bank, S.S.B. July 25, 2011
$142790.00 8 9.1% $2099.32 Brownfield State Bank & Trust Co. July 11, 2014
$142870.00 5 6.2% $2775.38 First Bank & Trust, Bryan, Texas August 15, 2014

Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $25,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lourie required a debt consolidation loan to pay for their existing personal loan and their payday loan. Lourie was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 3.4%.

Personal Loan for a technical illustrator named Lourie in Olmito, Texas to Pay Off Brooks Brothers Platinum MasterCard

Lourie had a tonne of credit card debt on their SunTrust Cash Rewards and their Baby Phat Prepaid Visa RushCard, and they were starting to get in over their heads. Despite Lourie’s job as a technical illustrator, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Lourie has a very low current yearly income, but has several of prospects

Lourie has always wanted to be a mathematical technician, but would have to attend Crystal Mountain School of Therapeutic Massage again to become one. Lourie has other prospects as well, including materials engineer, marine and aquatic biologist, and zoologist, which pay $59,000 through to $102,000 per year, on average. For this reason, we think that Lourie can afford this personal loan of $80000.

Conclusion of Lourie’s personal loan

In the end, Lourie was able to find a personal loan for $80000 with an interest rate of 6.7% interest APR from Rancho Viejo National Bank in Olmito, Texas repayable over 19 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.