$56000 Same Day Loan – Abilene Texas, Credit Rating Of 623
- Experian: 640 – They had a good Experian score
- Transunion: 611 – Nancy had a good credit score with Transunion.
- Equifax: Nancy’s Experian score was 623, which is a good credit rating using the Experian scale.
Multiple previous requests for credit have been made by Nancy in the past, including one from Valley of the Rogue Bank in Abilene, Texas before Nancy was accepted for the $56000 by Security State Bank
Nancy made 6 previous attempts to obtain a same day loan, 2 of which were with Valley of the Rogue Bank, a bank in Abilene, Texas known to specialize in same day loans specifically. Before finding Security State Bank, Nancy was concerned due to their inexperience and good credit rating.
Installment loan for Nancy, a graduate of Southeastern Technical College and a cabinet maker working for over $72,000 per year
Nancy, an alumnus at Southeastern Technical College and a cabinet maker in Abilene, Texas wants a same day loan to purchase something frivolous. Nancy has instead decided to obtain an installment loan for $11,000 and is at present seeking lenders like First State Bank of Mathis to process their request.
Nancy has a sad current gross income, but has a high number of prospects
Nancy has always wanted to be a golf course superintendent, but would need attend Southeastern Technical College again to achieve it. Nancy has other prospects as well, including building inspector, painter, and carpenter’s assistant, which pay $52,000 through to $93,000 per year, at least. Because of this, we believe that Nancy can afford this same day loan of $56000.
Previous requests on Nancy’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$58370.00||11||9.8%||$724.2||Comerica Bank||April 28, 2012|
|$58190.00||10||8.3%||$715.26||First Star Bank, S.S.B.||December 7, 2012|
|$58480.00||4||5.2%||$1352.06||Brownfield State Bank & Trust Co.||January 16, 2014|
|$57760.00||5||6.8%||$1138.27||First Bank & Trust, Bryan, Texas||February 15, 2014|
|$57810.00||7||10.5%||$974.72||First Bank & Trust of Clarendon||January 25, 2015|
Nancy’s Overall FICO score at the time of acceptance for a same day loan, taking into account their cabinet maker job and their future job as a golf course superintendent
Paraphrased and Standardized Quote from Nancy for this same day loan of $56000, provided by Security State Bank
Hi, I am Nancy and I am from Abilene in Texas. Taylor, county is where I grew up, and now I need a same day loan in Texas for $56000 to avoid bankruptcy. It has been difficult, but Security State Bank really came through for me with this loan for 7.6% interest APR and a term of 18 years. I will repay the loan over the 18 year term, including interest. A big thanks to Security State Bank for trusting me and my good credit. It look me 5 years to create my credit to 623, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.
8 Months Ago, Nancy Tried Finding a High Risk Loan for $38,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Nancy. Nancy decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit clients. Borrowers with credit ratings as low as 492 can inquire for a high risk loan and may be be accepted.
Personal Loan for a cabinet maker named Nancy in Abilene, Texas to Pay Off Polaris Visa Credit Card
Nancy had a tonne of credit card debt on their World Wildlife Fund Visa Card and their Fifth Third Secured Card, and they were starting to get in over their heads. Despite Nancy’s job as a cabinet maker, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Nancy’s Transunion score was changed by the same day loan loan, changing to 611 from 623, which is normal in our experience.
When Nancy was 23, they tried to obtain a student loan from 7 alternate banks, which damaged their credit score. Below is a chronology of Nancy’s previous attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on March 19, 2010
- Attempt 2) Loan for $29,000.00 on August 14, 2011
- Attempt 3) Loan for $23,000.00 on April 6, 2013
- Attempt 4) Loan for $20,000.00 on January 5, 2012
- Attempt 5) Loan for $31,000.00 on June 29, 2011
- Attempt 6) Loan for $22,000.00 on November 9, 2010
- Attempt 7) Loan for $33,000.00 on March 18, 2009
Nancy was rejected by First RepublicBank Forney 7 times before being granted funding by Security State Bank at 402 Cypress Street
On January 9, 2010, Nancy applied about borrowing $29,000 from Eden State Bank with Ethyl, their friend from just outside Abilene, and even with the co-signer, Nancy was rejected for this same day loan. With good credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Contact Details for Security State Bank, the provider of this same day loan
- Security State Bank
- City: Abilene
- State: Texas
- Address: 402 Cypress Street
- County: Taylor
- Zip code: 79601
Fast Loans for Nancy in Abilene, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Abilene, Texas aren’t actually that difficult to obtain, especially if you have some finesse like Nancy. Nancy was able to find a fast loan for $56000 from Commercial Bank of Texas, National Association and Commercial State Bank, but declined both offers in favor of their same day loan from Security State Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement if a client is on the go.
Before applying for this same day loan, Nancy had an Experian score of 640, which is good, so Security State Bank probably cannot provide Nancy a same day loan
Signature Loan acquired in Abilene, Texas for $56000 with good credit by Nancy
Many borrowers have difficulty with finding signature loans in Abilene, Texas, and Nancy is the same. Nancy went to 4 lending institutions or more prior to finding Security State Bank, who offered Nancy a signature loan for $56000. Most signature loans simply require a client, like Nancy’s signature to get them, up to $27,000 in some cases. Nancy was able to get $56000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need a cosigner, they tend to require better credit, as high as 737
- Full name (Changed if requested): Nancy Duross
- Current Credit: loans.hit.utils.Fico@246b179d
- Current City: Abilene
- State: Texas
- Zip code: 79609
- Yearly income: $38,000
- Current Job: cabinet maker
- Current County: Taylor
- Goal Yearly Income: $135,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $32,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Nancy needed a debt consolidation loan to pay for their existing same day loan and their credit card. Nancy was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 4.1%.
Conclusion of Nancy’s same day loan
In the end, Nancy was able to find a same day loan for $56000 with an interest rate of 9.5% interest APR from Security State Bank in Abilene, Texas repayable over 18 years from today.