Do you have over $10,000 in Debt? Get Help now.

$196000 Signature Loan In Richland Pennsylvania With Credit Score 771 For Annette

$196000 Signature Loan – Richland Pennsylvania, Credit Score Of 771

  • Experian: 781 – This individual had an excellent Experian score
  • Transunion: 756 – Annette had an excellent credit score with Transunion.
  • Equifax: Annette’s Experian score was 771, which is an excellent credit score using the Experian scale.

Previous requests on Annette’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$62510.00 3 5.6% $1890.37 The People’s Bank of Oxford January 4, 2009
$63170.00 4 8.5% $1557.03 First Lehigh Bank May 10, 2010
$63480.00 9 10.2% $900.6 SunBank August 14, 2010
$63230.00 11 8.8% $749.32 Merchants Bank (North) August 24, 2011

Annette was declined by Merchants Bank (North) 7 times prior to being granted funding by The Richland National Bank at Main Street

On August 1, 2010, Annette applied about borrowing $25,000 from Mellon Bank (East) PSFS, National Association with Letitia, their in law from just outside Richland, and even with the co-signer, Annette was rejected for this signature loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Personal Loan for an agricultural sciences professor named Annette in Richland, Pennsylvania to Pay Off West Marine Platinum MasterCard

Annette had a lot of credit card debt on their BankAmericard Visa Card and their Justice Credit Card, and they were starting to get in over their heads. Despite Annette’s job as an agricultural sciences professor, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Fast Loans for Annette in Richland, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Richland, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Annette. Annette was able to find a fast loan for $196000 from Merchants Bank (North) and The Bridgeville Trust Company, but turned down both offers in favor of their signature loan from The Richland National Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement in the case that a client is in a pinch.

Client Profile: Annette Cauchon of Richland, Pennsylvania
  • Full name (Changed if requested): Annette Cauchon
  • Current Credit: loans.hit.utils.Fico@68fb2c38
  • Current City: Richland
  • State: Pennsylvania
  • Zip code: 17089
  • Yearly income: $62,000
  • Current Job: agricultural sciences professor
  • Current County: Lebanon
  • Goal Yearly Income: $112,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Multiple past requests for credit have been made by Annette in the past, including one from Security First Bank in Richland, Pennsylvania before Annette was accepted for the $196000 by The Richland National Bank

Annette made 7 previous attempts to obtain a signature loan, 2 of which were with Security First Bank, a lending institution in Richland, Pennsylvania known to specialize in signature loans specifically. Prior to finding The Richland National Bank, Annette was very concerned due to their inexperience and excellent credit rating.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $25,000.00 to $44,000.00. They are normally used to pay off existing high interest loans like credit cards. Annette needed a debt consolidation loan to pay for their existing signature loan and their payday loan. Annette was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.0%.

Annette’s Transunion score was changed by the signature loan loan, changing to 756 from 771, which is normal in our experience.

Transunion Score: 756

Annette’s Overall FICO score at the time of acceptance for a signature loan, taking into account their agricultural sciences professor job and their future career as a farm hand

Fico Score: 771

Signature Loan acquired in Richland, Pennsylvania for $196000 with excellent credit by Annette

Many clients have difficulty with finding signature loans in Richland, Pennsylvania, and Annette is no different. Annette went to 4 lending institutions or more before finding The Richland National Bank, who offered Annette a signature loan for $196000. Most signature loans simply require a client, like Annette’s signature to obtain them, up to $43,000 in some cases. Annette was able to get $196000 as a signature loan, which is very high for a signature loan. Because signature loans do not require a cosigner, they generally require better credit, as high as 734

Paraphrased and Standardized Quote from Annette for this signature loan of $196000, provided by The Richland National Bank

Hi, I am Annette and I am from Richland in Pennsylvania. Lebanon, county is where I grew up, and now I need a signature loan in Pennsylvania for $196000 to buy a car. It wasn’t easy, but The Richland National Bank really came through for me with this loan for 11.4% interest APR and a term of 3 years. I can repay the loan over the 3 year term, including interest. A big thanks to The Richland National Bank for trusting me and my excellent credit. It look me 4 years to build my credit to 771, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.

8 Months Ago, Annette Tried to Find a High Risk Loan for $21,000.00, and it was Hard

It is an ongoing struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Annette. Annette decided not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit scores as low as 351 can inquire for a high risk loan and may be be approved.

Installment loan for Annette, a graduate of VA Hudson Valley Health Care System – Montrose and an agricultural sciences professor working for over $70,000 per year

Annette, an alumnus at VA Hudson Valley Health Care System – Montrose and an agricultural sciences professor in Richland, Pennsylvania wants a signature loan to purchase a house. Annette has instead chosen to get an installment loan for $11,000 and is at present seeking lenders like Orrstown Bank to process their request.

Before applying for this signature loan, Annette had an Experian score of 781, which is excellent, so The Richland National Bank probably cannot provide Annette a signature loan

Experian Score: 781

When Annette was 19, they attempted to obtain a student loan from 7 different banks, which damaged their credit score. Below is a list of Annette’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on June 14, 2010
  • Attempt 2) Loan for $30,000.00 on December 29, 2008
  • Attempt 3) Loan for $37,000.00 on September 1, 2009
  • Attempt 4) Loan for $20,000.00 on November 12, 2008
  • Attempt 5) Loan for $22,000.00 on February 25, 2012
  • Attempt 6) Loan for $25,000.00 on October 25, 2010
  • Attempt 7) Loan for $37,000.00 on August 20, 2012

Annette has a low current total income, but has a high number of prospects

Annette has always wanted to be a farm hand, but would have to attend VA Hudson Valley Health Care System – Montrose again to achieve it. Annette has other possibilities as well, including product planner, psychiatrist, and anthropology and archeology professor, which pay $50,000 through to $105,000 per year, on average. Because of this, we think that Annette can afford this signature loan of $196000.

Contact Details for The Richland National Bank, the provider of this signature loan

  • The Richland National Bank
  • City: Richland
  • State: Pennsylvania
  • Address: Main Street
  • County: Lebanon
  • Zip code: 17087

Conclusion of Annette’s signature loan

In the end, Annette was able to find a signature loan for $196000 with an interest rate of 5.4% interest APR from The Richland National Bank in Richland, Pennsylvania repayable over 3 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.