$69000 No Collateral Loan – Seattle Washington, Credit Score Of 748
- Experian: 758 – They had an excellent Experian score
- Transunion: 736 – Pearly had an excellent credit rating with Transunion.
- Equifax: Pearly’s Experian score was 748, which is an excellent credit rating using the Experian rating scheme.
Pearly’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their nuclear medicine technologist job and their future career as an industrial health engineer
- Full name (Changed if requested): Pearly Mochel
- Current Credit: loans.hit.utils.Fico@9807454
- Current City: Seattle
- State: Washington
- Zip code: 98110
- Yearly income: $44,000
- Current Job: nuclear medicine technologist
- Current County: King
- Goal Yearly Income: $104,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Pearly has a sad current yearly income, but has several of prospects
Pearly has always wanted to be an industrial health engineer, but would have to attend Steuben-Allegany BOCES again to become one. Pearly has other possibilities as well, including sociology professor, computer controlled machine tool operator, and military officer, which pay $57,000 through to $90,000 per year, on average. For this reason, we believe that Pearly can pay for this no collateral loan of $69000.
Signature Loan acquired in Seattle, Washington for $69000 with excellent credit by Pearly
Most borrowers have difficulty with finding signature loans in Seattle, Washington, and Pearly is no different. Pearly went to 4 lending institutions or more prior to settling on Washington Mutual, A FSB, who offered Pearly a signature loan for $69000. Typical signature loans simply require a client, like Pearly’s signature to get them, up to $41,000 in some cases. Pearly was able to get $69000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans do not require collateral, they tend to need better credit, as high as 768
Paraphrased and Standardized Quote from Pearly for this no collateral loan of $69000, provided by Washington Mutual, A FSB
Hi, I am Pearly and I’m from Seattle in Washington. King, county is where I grew up, and now I need a no collateral loan in Washington for $69000 to buy a big ticket item. It wasn’t easy, but Washington Mutual, A FSB really came through for me with this loan for 10.6% interest APR and a term of 18 years. I can repay the loan over the 18 year term, including interest. A big thanks to Washington Mutual, A FSB for trusting me and my excellent credit. It look me 8 years to create my credit to 748, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.
Several previous requests for credit have been made by Pearly in the past, including one from Miners Savings Bank of Pittston in Seattle, Washington before Pearly was accepted for the $69000 by Washington Mutual, A FSB
Pearly made 9 prior attempts to obtain a no collateral loan, 2 of which were with Miners Savings Bank of Pittston, a bank in Seattle, Washington known to specialize in no collateral loans specifically. Before finding Washington Mutual, A FSB, Pearly was very concerned due to their inexperience and excellent credit rating.
Before applying for this no collateral loan, Pearly had an Experian score of 758, which is excellent, so Washington Mutual, A FSB probably cannot provide Pearly a no collateral loan
When Pearly was 20, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a chronology of Pearly’s previous attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on December 23, 2008
- Attempt 2) Loan for $25,000.00 on November 1, 2011
- Attempt 3) Loan for $36,000.00 on April 19, 2009
- Attempt 4) Loan for $20,000.00 on August 10, 2009
- Attempt 5) Loan for $31,000.00 on April 16, 2013
- Attempt 6) Loan for $34,000.00 on August 5, 2011
Fast Loans for Pearly in Seattle, Washington to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Seattle, Washington aren’t actually that difficult to obtain, especially if you have some gumption like Pearly. Pearly was able to find a fast loan for $69000 from Farmers State Bank of Uniontown, Washington and The First National Bank of Ferndale, but turned down both offers in favor of their no collateral loan from Washington Mutual, A FSB. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement if a client is in a pinch.
Contact Details for Washington Mutual, A FSB, the provider of this no collateral loan
- Washington Mutual, A FSB
- City: Seattle
- State: Washington
- Address: 1191 Second Avenue
- County: King
- Zip code: 98101
Pearly was declined by The First National Bank of Poulsbo 7 times before being approved by Washington Mutual, A FSB at 1191 Second Avenue
On August 10, 2010, Pearly applied about borrowing $6,000 from First Independent Bank with Rosaria, their in law from just outside Seattle, and even with the co-signer, Pearly was rejected for this no collateral loan. With excellent credit, it can be challenging to procure financing, even with collateral and a co-signer.
Previous requests on Pearly’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$126760.00||11||9.1%||$1523.16||Granite Falls State Bank||November 27, 2009|
|$126760.00||10||5.8%||$1394.6||Columbia Gorge Bank||September 29, 2011|
|$127290.00||7||7.7%||$1965.0||Summit Bank||December 11, 2013|
|$127150.00||4||6.5%||$3015.36||State Bank of Morton||February 20, 2015|
|$126860.00||6||6.1%||$2108.43||Northwest National Bank||June 5, 2015|
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $28,000.00 to $48,000.00. They are mainly used to pay off existing high interest loans like credit cards. Pearly needed a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Pearly was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 2.5%.
6 Months Ago, Pearly Tried to Find a High Risk Loan for $39,000.00, and it was Hard
It is an ongoing struggle for clients to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Pearly. Pearly chose not to obtain a high risk loan this time. High Risk loans are given to bad credit clients. Borrowers with credit ratings as low as 404 can inquire for a high risk loan and have a chance to be approved.
Pearly’s Transunion score was altered by the no collateral loan loan, changing to 736 from 748, which is normal in our experience.
Personal Loan for a nuclear medicine technologist named Pearly in Seattle, Washington to Pay Off Value City Furniture Credit Card
Pearly had a lot of credit card debt on their QuikTrip Credit Cards and their Armed Forces Bank Visa Credit Card, and they were starting to get in over their heads. Despite Pearly’s job as a nuclear medicine technologist, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Installment loan for Pearly, a graduate of Steuben-Allegany BOCES and a nuclear medicine technologist working for over $61,000 per year
Pearly, an alumnus at Steuben-Allegany BOCES and a nuclear medicine technologist in Seattle, Washington needs a no collateral loan to purchase something frivolous. Pearly has instead chosen to get an installment loan for $29,000 and is at present seeking lenders like State Bank of Morton to provide it.
Conclusion of Pearly’s no collateral loan
In the end, Pearly was able to find a no collateral loan for $69000 with an interest rate of 8.4% interest APR from Washington Mutual, A FSB in Seattle, Washington repayable over 18 years from today.