$69000 Emergency Loan – Colorado Springs Colorado, Credit Rating Of 684
- Experian: 697 – They had a good Experian rating
- Transunion: 670 – Ayako had a good credit rating with Transunion.
- Equifax: Ayako’s Experian score was 684, which is a good credit rating with the Experian scale.
Contact Details for Citicorp Savings and Industrial Bank, Colorado Springs, the provider of this emergency loan
- Citicorp Savings and Industrial Bank, Colorado Springs
- City: Colorado Springs
- State: Colorado
- Address: 2010 North Academy Boulevard
- County: El Paso
- Zip code: 80909
- Full name (Changed if requested): Ayako Plasky
- Current Credit: loans.hit.utils.Fico@6d86b085
- Current City: Colorado Springs
- State: Colorado
- Zip code: 80914
- Yearly income: $63,000
- Current Job: sales representative
- Current County: El Paso
- Goal Yearly Income: $90,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Installment loan for Ayako, a graduate of Olivet Nazarene University and a sales representative working for over $71,000 per year
Ayako, an alumnus at Olivet Nazarene University and a sales representative in Colorado Springs, Colorado needs an emergency loan to purchase a house. Ayako has instead decided to obtain an installment loan for $7,000 and is currently seeking lenders like The Minnequa Bank of Pueblo to provide it.
Personal Loan for a sales representative named Ayako in Colorado Springs, Colorado to Pay Off Members 1st FCU VISA Platinum Cash Rewards Credit Card
Ayako had a lot of credit card debt on their Los Angeles Dodgers BankAmericard Cash Rewards MasterCard and their Members 1st FCU Visa Platinum Select Credit Card, and they were starting to get in over their heads. Despite Ayako’s job as a sales representative, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Ayako has a very low current total income, but has a high number of prospects
Ayako has always wanted to be a dental / orthodontic office administrator, but would have to attend Olivet Nazarene University again to achieve it. Ayako has other possibilities as well, including building maintenance mechanic, aquarium curator, and hand sewer, which pay $56,000 through to $101,000 per year, at least. For this reason, we think that Ayako can pay for this emergency loan of $69000.
When Ayako was 24, they tried to obtain a student loan from 4 different banks, which harmed their credit score. Below is a list of Ayako’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on August 15, 2009
- Attempt 2) Loan for $38,000.00 on May 16, 2013
- Attempt 3) Loan for $25,000.00 on February 16, 2009
- Attempt 4) Loan for $37,000.00 on October 8, 2009
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $34,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Ayako required a debt consolidation loan to pay for their existing emergency loan and their credit card. Ayako was able to find a emergency loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your less desirable, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.8%.
Fast Loans for Ayako in Colorado Springs, Colorado to prevent bankruptcy or harm from debt collectors.
Fast loans in Colorado Springs, Colorado aren’t actually that difficult to obtain, particularly if you have some gumption like Ayako. Ayako was able to find a fast loan for $69000 from The Minnequa Bank of Pueblo and Bank of Choice, but turned down both offers in favor of their emergency loan from Citicorp Savings and Industrial Bank, Colorado Springs. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement in the case that a borrower is in a time sensitive situation.
Several past requests for credit have been made by Ayako in the past, including one from Boatmen’s National Bank of Russellville in Colorado Springs, Colorado before Ayako was accepted for the $69000 by Citicorp Savings and Industrial Bank, Colorado Springs
Ayako made 4 prior attempts to obtain an emergency loan, 2 of which were with Boatmen’s National Bank of Russellville, a lending institution in Colorado Springs, Colorado known to specialize in emergency loans specifically. Prior to finding Citicorp Savings and Industrial Bank, Colorado Springs, Ayako was concerned due to their inexperience and good credit rating.
Paraphrased and Standardized Quote from Ayako for this emergency loan of $69000, provided by Citicorp Savings and Industrial Bank, Colorado Springs
Hello, I am Ayako and I’m from Colorado Springs in Colorado. El Paso, county is where I grew up, and now I need a emergency loan in Colorado for $69000 to buy a car. It has been difficult, but Citicorp Savings and Industrial Bank, Colorado Springs really came through for me with this loan for 9.2% interest APR and a term of 3 years. I can probably repay the loan over the 3 year term, including interest. A big thanks to Citicorp Savings and Industrial Bank, Colorado Springs for giving me a chance and my good credit. It look me 4 years to build my credit to 684, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.
8 Months Ago, Ayako Attempted Finding a High Risk Loan for $31,000.00, and it was Hard
There is an existing struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Ayako. Ayako decided not to obtain a high risk loan this time. High Risk loans are given to very low credit clients. Individuals with credit scores as low as 486 can inquire for a high risk loan and may be be accepted.
Signature Loan found in Colorado Springs, Colorado for $69000 with good credit by Ayako
Many borrowers struggle with finding signature loans in Colorado Springs, Colorado, and Ayako is the same. Ayako went to 7 lending institutions or more before settling on Citicorp Savings and Industrial Bank, Colorado Springs, who offered Ayako a signature loan for $69000. Typical signature loans simply require a client, like Ayako’s signature to obtain them, up to $23,000 in some cases. Ayako was able to get $69000 as a emergency loan, which is very high for an emergency loan. Since signature loans don’t need collateral, they tend to require better credit, as high as 780
Previous requests on Ayako’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$105710.00||3||9.5%||$3386.2||Affiliated National Bank – Delta||January 7, 2011|
|$105640.00||9||6.3%||$1284.02||Central Bank, National Association||February 20, 2014|
|$106450.00||10||8.8%||$1336.97||The Colorado Bank and Trust Company of La Junta||March 17, 2014|
|$105710.00||7||9.3%||$1716.91||Colorado State Bank and Trust, N. A.||February 17, 2015|
Ayako’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their sales representative job and their future job as a dental / orthodontic office administrator
Ayako was rejected by The Burns National Bank of Durango 6 times prior to being accepted by Citicorp Savings and Industrial Bank, Colorado Springs at 2010 North Academy Boulevard
On November 14, 2008, Ayako inquired about borrowing $30,000 from Affiliated National Bank – Center with Marvin, their in law from just outside Colorado Springs, and even with the co-signer, Ayako was rejected for this emergency loan. With good credit, it can be difficult to procure financing, even with collateral and a co-signer.
Before applying for this emergency loan, Ayako had an Experian score of 697, which is good, so Citicorp Savings and Industrial Bank, Colorado Springs probably cannot provide Ayako an emergency loan
Ayako’s Transunion score was altered by the emergency loan loan, changing to 670 from 684, which is normal in our experience.
Conclusion of Ayako’s emergency loan
In the end, Ayako was able to find an emergency loan for $69000 with an interest rate of 5.1% interest APR from Citicorp Savings and Industrial Bank, Colorado Springs in Colorado Springs, Colorado repayable over 3 years from today.