$76000 Student Loan – Anchorage Alaska, Credit Score Of 698
- Experian: 708 – The client had a good Experian score
- Transunion: 682 – Merrie had a good credit score with Transunion.
- Equifax: Merrie’s Experian score was 698, which is a good credit score on the Experian rating scheme.
Before applying for this student loan, Merrie had an Experian score of 708, which is good, so Alaska Statebank likely cannot provide Merrie a student loan
Several previous requests for credit have been made by Merrie in the past, including one from The Medina County Bank in Anchorage, Alaska before Merrie was approved for the $76000 by Alaska Statebank
Merrie made 5 prior attempts to obtain a student loan, 2 of which were with The Medina County Bank, a bank in Anchorage, Alaska known to specialize in student loans specifically. Prior to finding Alaska Statebank, Merrie was very concerned due to their inexperience and good credit rating.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $31,000.00 to $54,000.00. They are mainly used to pay off existing high interest loans like credit cards. Merrie needed a debt consolidation loan to pay for their existing student loan and their credit card. Merrie was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.2%.
Merrie has a low current gross income, but has several of prospects
Merrie has always wanted to be an office supervisor, but would have to attend Montessori Casa International again to achieve it. Merrie has other prospects as well, including publications editor, court administrator, and cartographer, which pay $57,000 through to $104,000 per year, at least. For this reason, we believe that Merrie can pay for this student loan of $76000.
When Merrie was 21, they tried to obtain a student loan from 4 different lenders, which damaged their credit rating. Below is a chronology of Merrie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $22,000.00 on February 26, 2013
- Attempt 2) Loan for $24,000.00 on November 3, 2013
- Attempt 3) Loan for $35,000.00 on February 1, 2010
- Attempt 4) Loan for $25,000.00 on June 11, 2009
Signature Loan found in Anchorage, Alaska for $76000 with good credit by Merrie
Most clients struggle with finding signature loans in Anchorage, Alaska, and Merrie is not an exception. Merrie went to 5 lenders or more prior to finding Alaska Statebank, who offered Merrie a signature loan for $76000. Most signature loans simply require a client, like Merrie’s signature to obtain them, up to $37,000 in some cases. Merrie was able to get $76000 as a student loan, which is very high for a student loan. Since signature loans do not require a cosigner, they generally need better credit, as high as 786
Contact Details for Alaska Statebank, the provider of this student loan
- Alaska Statebank
- City: Anchorage
- State: Alaska
- Address: Fifth And E Streets
- County: Anchorage
- Zip code: 99510
Previous requests on Merrie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$23110.00||11||5.5%||$233.73||First Bank||January 17, 2011|
|$22800.00||11||5.6%||$231.75||First National Bank Alaska||April 3, 2012|
|$23120.00||4||8.5%||$569.87||Wells Fargo Bank Alaska, National Association||August 8, 2012|
|$22800.00||8||9.6%||$341.16||First National Bank of Fairbanks||May 29, 2014|
|$23350.00||10||11.1%||$322.97||First Interstate Bank of Alaska||July 5, 2014|
Installment loan for Merrie, a graduate of Montessori Casa International and a hazardous waste management analyst working for over $76,000 per year
Merrie, an alumnus at Montessori Casa International and a hazardous waste management analyst in Anchorage, Alaska wants a student loan to purchase a car. Merrie has instead decided to obtain an installment loan for $19,000 and is at present seeking lenders like Mt. McKinley Bank to process their request.
Merrie’s Overall FICO score at the time of acceptance for a student loan, taking into account their hazardous waste management analyst job and their future job as an office supervisor
Merrie was not approved by First National Bank Alaska 4 times before being accepted by Alaska Statebank at Fifth And E Streets
On July 17, 2012, Merrie inquired about borrowing $46,000 from Mt. McKinley Bank with Lester, their in law from just outside Anchorage, and even with the co-signer, Merrie was rejected for this student loan. With good credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Merrie’s Transunion score was altered by the student loan loan, changing to 682 from 698, which is normal in our experience.
Fast Loans for Merrie in Anchorage, Alaska to prevent bankruptcy or harm from debt collectors.
Fast loans in Anchorage, Alaska aren’t actually that difficult to obtain, especially if you have some finesse like Merrie. Merrie was able to find a fast loan for $76000 from United Bank Alaska and Alaska Continental Bank, but declined both offers in favor of their student loan from Alaska Statebank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. An improvement if you are in a pinch.
Paraphrased and Standardized Quote from Merrie for this student loan of $76000, provided by Alaska Statebank
Hi, I am Merrie and I am from Anchorage in Alaska. Anchorage, county is where I grew up, and now I need a student loan in Alaska for $76000 to pay bills. It wasn’t easy, but Alaska Statebank really came through for me with this loan for 11.1% interest APR and a term of 20 years. I can repay the loan over the 20 year term, including interest. A big thanks to Alaska Statebank for giving me a chance and my good credit. It look me 8 years to create my credit to 698, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.
7 Months in the Past, Merrie Tried Finding a High Risk Loan for $43,000.00, and it was Hard
It is an existing struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Merrie. Merrie chose not to obtain a high risk loan this time. High Risk loans are given to very low credit applicants. Borrowers with credit ratings as low as 513 can apply for a high risk loan and possibly can be approved.
Personal Loan for a hazardous waste management analyst named Merrie in Anchorage, Alaska to Pay Off BMW Platinum Rewards Visa Card
Merrie had a tonne of credit card debt on their First Niagara Bank MasterCard and their Los Angeles Dodgers BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Merrie’s job as a hazardous waste management analyst, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.
- Full name (Changed if requested): Merrie Makanani
- Current Credit: loans.hit.utils.Fico@41906a77
- Current City: Anchorage
- State: Alaska
- Zip code: 99519
- Yearly income: $57,000
- Current Job: hazardous waste management analyst
- Current County: Anchorage
- Goal Yearly Income: $141,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Conclusion of Merrie’s student loan
In the end, Merrie was able to find a student loan for $76000 with an interest rate of 7.2% interest APR from Alaska Statebank in Anchorage, Alaska repayable over 20 years from now.